I love credit cards so much! v2.0 (see first page for add'l details)

[MKTokyo]

I feel like we discussed fluctuating Hilton redemption rates recently... well, this one sure FLUCTUATED...

We booked at 185-225K per night (bc you know Hilton rates change nightly) & just called to see about adding another night to the front end of our trip.

The rate is now 572K FIVE HUNDRED & SEVENTY-TWO THOUSAND POINTS.

I don't know if we got a "mistake" rate or what.

Moral of the story is, book as soon as the rate is within range for you, since you can always rebook later if the rate goes down, but you don't want to get THAT news!

Currently working on a $4K MSR for the 70K Delta Gold Biz. Amex MSRs are the worst.

 

[nickle831]

How long after I close my current SW visa (already hit 48 months since getting bonus) can I reapply with the bonus.

 

[GusGus16]

Ah, even personal levels? Mine is not too bad right now with Chase, I recently closed my SW Plus and my CSP I had for over 4 years in anticipation of getting a referral for a new one from DH sometime this summer. So I just have the Freedom and Bonvoy for now. The current CIP is only $9000, but I could lower that. Not sure how I ended up with italics here!

I do want to do something about DH's Chase cards though. He's still sitting on outrageous levels on CSR, CSP, and SW Priority. I guess I will make him call.

You can SM to reduce Chase limits. Chase looks at all credit extended by Chase, so keeping all levels in check can help with instant approvals.

 

[palhockeymomof2]

Ah, even personal levels? Mine is not too bad right now with Chase, I recently closed my SW Plus and my CSP I had for over 4 years in anticipation of getting a referral for a new one from DH sometime this summer. So I just have the Freedom and Bonvoy for now. The current CIP is only $9000.

I do want to do something about DH's Chase cards though. He's still sitting on outrageous levels on CSR, CSP, and SW Priority. I guess I will make him call.

Yes Chase looks at CLs on Personal and Business cards....it can be done via SM ...if he does not want to call....

 

[palhockeymomof2]

How long after I close my current SW visa (already hit 48 months since getting bonus) can I reapply with the bonus.

If you are applying for the same card...I have seen 30 days...but others have applied earlier and been approved

 

[GusGus16]

How long after I close my current SW visa (already hit 48 months since getting bonus) can I reapply with the bonus.

About 30 days, especially if it is the exact same card, as you don't want Chase to just reopen the closed card, although that is probably on the conservative side. With that being said I closed a SW personal priority about 2 weeks before applying for another SW personal plus and had no problems.

 

[SouthFayetteFan]

How long after I close my current SW visa (already hit 48 months since getting bonus) can I reapply with the bonus.

If you aren’t applying for the same personal card (there are 3 options - so just pick a different one) then you could reapply just a few days later (after cancelling your existing card) in my opinion.

Also just for clarity - SW has a 24month rule (not a 48 month rule).

 

[*WDW*Groupie*]

@Lain @SouthFayetteFan any suggestions on where to sell my virtual Delta gift cards? Anything I should be careful of? I am always slightly nervous that the buyer will use the GCs, then say that they didn't have a balance on them.

I'd like to unload these as we haven't flown Delta since they lost (it was stolen from Hartsfield Jackson in Atlanta) our luggage (5 or so years ago) and were the absolute worst to deal with for compensation.

 

[SouthFayetteFan]

@Lain @SouthFayetteFan any suggestions on where to sell my virtual Delta gift cards? Anything I should be careful of? I am always slightly nervous that the buyer will use the GCs, then say that they didn't have a balance on them.

I'd like to unload these as we haven't flown Delta since they lost (it was stolen from Hartsfield Jackson in Atlanta) our luggage (5 or so years ago) and were the absolute worst to deal with for compensation.

I’ve had great experiences with Raise.com

 

[LynnTH]

Not the Alaska card...but I had applied for a USB business card and received a letter asking for similar documents.....i just let it go

I think I may need to do the same. I don't have the documentation they want as a Sole Proprietor...

 

[Haley R]

Not sure if anyone else has seen this but they just announced the summer dah at mk will have a villains theme and it looks pretty awesome

 

[hsmamato2]

PNC transfer didn't show up in my account for over a week.

ok...thanks for the DP. I like that I managed to use this for MSR, but I don't like how the transfers etc are handled at all. I want to be finished dealing with them.

 

[hsmamato2]

question...I don't think I ever received a Bonvoy replacement card for my SPG card(s) so I've been using my old purple card no problem... has anyone else gotten a new card?

 

[amalone1013]

Sent a payment to DHs car loan today via Plastiq with his new CIP. Hoping for no issues as it's through a credit union (but it has a unique name). If all goes through I will pull the trigger on CIP 2 for myself.

 

[mmmears]

Anyone else want to chime in on the risk of going for that 2nd CIP? As in, if it doesn't go through and I call, would they see 2 and shut down the account?

 

[speedyfishy]

Not sure if anyone else has seen this but they just announced the summer dah at mk will have a villains theme and it looks pretty awesome

Have alink? Did they announce dates?

 

[amalone1013]

Have alink? Did they announce dates?

https://disneyparks.disney.go.com/b...XAWQtaHwjo1XP5D_L9qVqwdjtqA7r_oUek81hb606UTGM

 

[speedyfishy]

https://disneyparks.disney.go.com/b...XAWQtaHwjo1XP5D_L9qVqwdjtqA7r_oUek81hb606UTGM

Omg thank you! I was all over this but they raised the dang price from the $95 one. $20 extra idk I’ll ask SO.

 

[LuckyMamaInDE]

I feel like we discussed fluctuating Hilton redemption rates recently... well, this one sure FLUCTUATED...

We booked at 185-225K per night (bc you know Hilton rates change nightly) & just called to see about adding another night to the front end of our trip.

The rate is now 572K FIVE HUNDRED & SEVENTY-TWO THOUSAND POINTS.

I don't know if we got a "mistake" rate or what.

Moral of the story is, book as soon as the rate is within range for you, since you can always rebook later if the rate goes down, but you don't want to get THAT news!

Currently working on a $4K MSR for the 70K Delta Gold Biz. Amex MSRs are the worst.

Holy cow! Which property is this?

 

[LuckyMamaInDE]

Omg thank you! I was all over this but they raised the dang price from the $95 one. $20 extra idk I’ll ask SO.

Yeah, kinda pricey even with the discount, especially since there won't be any meet-and-greets with the villains during the event.