Welcome to the "I Love Credit Cards" Thread!! This is a continuation from our Original Thread which generated over 2million views and 70k comments!! If you are NEW to this thread, please read the first few comments on this page to find out a little bit about us. However, after that don't try to read through every page. If you want to get a feel for us maybe peruse the last 25-50 pages. This thread moves very fast and information may become outdated What is this thread? A positive and drama free place to discuss credit card rewards with fellow DISers A community of contributors who want to help others travel for free (or at very discounted rates) A group of people who are unified in our goal to maximize returns on our purchases but diverse in our goals on what to do with those points We have experts in numerous rewards programs frequenting the thread each day including: Chase Ultimate Rewards, American Express Membership Rewards, Citi Thank You Points and virtually every major frequent flyer and hotel rewards program. See comment 2 for how to properly ask for advice. Depending on what your travel goals (or financial goals) are, we can assist in creating a customized strategy to generate THOUSANDS of dollars in free travel or cash on your everyday purchases! What isn't this thread? This is NOT A place to discuss strategies to pay-down credit card debt, take advantage of balance transfer or 0% interest offers, or anything else related to credit card debt. It is HIGHLY recommended to avoid the "churning" game if you currently have or are susceptible to credit card debt. The cards we will advocate for may have exorbitant interest rates and fees. This does not bother us because we DON'T pay interest EVER and the benefits of the cards outweigh any fees. There are numerous places on the DIS where qualified and helpful people will give you advice on CC debt, this just isn't one of them Even if you are a "credit card debt avoider" please be aware of your spending habits. Some of the cards we will advocate will require spending a large amount in the first 90 days, do not allow this to affect your spending patterns. Free travel is only truly free if you earn it from your regular everyday spend! Also - a huge shout-out to @FairestOfThemAll37 for creating the original thread. I'm sure she never envisioned in July of 2016 that this simply titled thread would become one of the most prolific in DISboards history! Additional Note: We are like a family here. Some of us have been on the original thread since the beginning and many have been around for well over a year. We know each other's families, travel styles and preferences. The discussion will move fast and furious and you may be lost at first. If you ask for advice, don't worry, we will eventually see it and help you! If you don't get a response ask again. And if you see us having fun with each other or making jokes, know that it is ALL out of love!!