Make sure you read the fine print on this. My insurance broker was going to sell me the Tugo policy but when they contacted Tugo directly to confirm my policy they told her that the quarantine portion is NOT covered as long as Canada is at a Level 3 or 4 travel advisory. The emergency medical is covered, but not the quarantine portion, which was the coverage I was specifically looking for.
Edited to add this copied and pasted note in Togo's list of exclusions. It's in the very fine print and so easy to miss unfortunately!
- An official travel advisory issued by the Canadian government stating to “avoid all travel” regarding the country, region or city of yourdestination, before the date you travel to that destination (including any stopovers, layovers or any other destinations you are transiting through), unless as specified under Trip Interruption Insurance.