Hard time deciding how many points we truly need.

[ClaraOswald]

On the drive to our son's swim lesson today (takes about 30 minutes), we were chatting more about future points.

If we end up wanting VDH points, to simplify things, we were talking about selling our 200 BRV points and then basically using VDH points at the 7 month mark for WDW trips (as well as using VDH points to alternate DLR trips between VGC and VDH.) Of course, if we did this, we'd basically need more than 150 VDH points to cover that. Maybe as much as 250+ points. So not sure if that's worth the cost or not. It's obviously more than our BRV points (plus more in dues) but it would give us points to use at WDW beyond 2042.

Our other possible plan would be to keep our 200 BRV. And then add 75-100 VGC resale. So our total points would be 200 BRV and up to 260 VGC. So 460 points total.

If we still wanted 460ish points, total, and we ditched the BRV points, that would mean we would want 300 more west coast points. Obviously this would cost more up front and in the long run (paying dues until we decide to sell.)

I feel like everytime I think about this topic....it ends up being more and more expensive.

 

[MartyParty]

On the drive to our son's swim lesson today (takes about 30 minutes), we were chatting more about future points.

If we end up wanting VDH points, to simplify things, we were talking about selling our 200 BRV points and then basically using VDH points at the 7 month mark for WDW trips (as well as using VDH points to alternate DLR trips between VGC and VDH.) Of course, if we did this, we'd basically need more than 150 VDH points to cover that. Maybe as much as 250+ points. So not sure if that's worth the cost or not. It's obviously more than our BRV points (plus more in dues) but it would give us points to use at WDW beyond 2042.

Our other possible plan would be to keep our 200 BRV. And then add 75-100 VGC resale. So our total points would be 200 BRV and up to 260 VGC. So 460 points total.

If we still wanted 460ish points, total, and we ditched the BRV points, that would mean we would want 300 more west coast points. Obviously this would cost more up front and in the long run (paying dues until we decide to sell.)

I feel like everytime I think about this topic....it ends up being more and more expensive.

For what it’s worth, you could almost get $20k selling your BRV points to offset a new purchase. BRV is a lovely resort but at some moment in time the value will decline as 2042 approaches.

Having re-read through your posting of thoughts, how many points / trips do you think you’ll want to do 2032 - 2042? When your son is older. Or, how many trips after 2042?

It’s tough to think about or plan that far ahead. For comparison, our daughters are now in there 20’s. They still want to travel to Disney and said they would do so when they have their own families one day. In fact I recently learned that the youngest has made Disney travel a part of her future spouse requirement! Who knew?

Family aside, my wife and I have made a few trips sans kiddos and loved it. Not retired yet but I can see a plan formulating around the food and wine festival, Halloween, and Christmas. We live in TX so it’s an easy pivot between WDW or California. And you’re right in that it’s much easier getting something at the 7 month mark in WDW versus Disneyland.

How likely are you to continue to travel to Disney if it’s just you two?

Continue to think on it. There’s plenty of points out there (except for VGC .

 

[Mouseforward]

A lot depends on if you’d like studios or one bedrooms.

Frankly, I don’t think seven month availability at Walt Disney World for Studios is reliable enough if you’d like to do one week trips. I personally hate switching resorts during the week but some people love it. Since I only do studios for the majority of my travel, I don’t bother with sleep around points. I get my points where I wanna stay and just enough to do what I want.

If I was interested in one bedrooms, there’s usually enough availability at Walt Disney World to consider the sleep around approach.

To me California seems like a buy where you wanna stay type of place.

 

[NVDISFamily]

I feel like everytime I think about this topic....it ends up being more and more expensive.

In a way the good news is that the price of VDH has been somewhat flat and the price at 300 point with discount is only a few dollars more than the intro member price when it first went on sale. With how aggressive they have been with marketing at the DLR, I would wonder how well it's selling and if there is any pressure to lower the price even more. Having a large bucket of direct points will do you well for the future if they ever build another property at DLR and as you already mentioned for when they flip any 2042 resorts at WDW. Having a bit more points than you need is also helpful as those point charts as most of the resorts will likely grown when they are resold less perhaps BRV as it will be strange to have CCV as the "value" point chart after 2042 but who knows if DVC will care at that time

 

[AstroBlasters]

On the drive to our son's swim lesson today (takes about 30 minutes), we were chatting more about future points.

If we end up wanting VDH points, to simplify things, we were talking about selling our 200 BRV points and then basically using VDH points at the 7 month mark for WDW trips (as well as using VDH points to alternate DLR trips between VGC and VDH.) Of course, if we did this, we'd basically need more than 150 VDH points to cover that. Maybe as much as 250+ points. So not sure if that's worth the cost or not. It's obviously more than our BRV points (plus more in dues) but it would give us points to use at WDW beyond 2042.

Our other possible plan would be to keep our 200 BRV. And then add 75-100 VGC resale. So our total points would be 200 BRV and up to 260 VGC. So 460 points total.

If we still wanted 460ish points, total, and we ditched the BRV points, that would mean we would want 300 more west coast points. Obviously this would cost more up front and in the long run (paying dues until we decide to sell.)

I feel like everytime I think about this topic....it ends up being more and more expensive.

The commissions to sell and the closing costs to buy new points are quite onerous.