January no buy

$900 budget... $699 left
$0 Days: 2
Groceries : 104
Coupon/ sale savings : 32
Eating out/lunches out : 25

January 1: 37 (groceries)
January 2: 0
January 3 : 22 ( 11 groceries, misc)
January 4: 12 ( Walgreens- not even sure what I bought)
January 5: 24 ( co-pay anitibiotic, pain meds)
January 6: 53 ( 25 gas, 11 pop, 17 chinese take-out)
January 7: 0
January 8 : 6 ( lunch at bike race)
January 9 : 47 ( 45 groceries, 2 breakfast)
 
1/3 17.00 at the grocery store for some random items.
8.00 for the movies. Dh and ds had passes but needed to upgrade to 3D tickets.
155.00 for a utility bill.
22.00 for garbage tags and a few random things at corner store.
(Total of 202.00)

1/4 - $0 Staying in most of the day, taking the kids to the free skating at the arena.

1/5 - 101.19 What was supposed to be a no buy day turned into grocery day. Was going to go Saturday.

1/6 - 17.14 Sending dh when the store opens to pick up some loss leaders. The new flyer starts in the morning and these are items we use
regularly.

1/7 - 7.29 Make up from drug store ( had a 4 dollar off coupon)
6.16 Perscription
5.70 at McDonalds for lunch.

1/8 $0
1/9 $29.70 Gas. 5.00 milk.
1/10 $0
1/11 $0
1/12 $3.32 bread (ack!)
1/13 $109 stock up at big biannual grocery store sale. $20 take out for dinner.
Totals 252.60/450 groceries
8.00/120 entertainment
25.70/$80 eating out

4/14 No Buy days
 
Just a quick post so I can remember to come back and update the real numbers. I spent $33 or so on the 8th on groceries, bath stuff and cat food. Today was a zero!

1-9 $0
1-8 $33ish - check number
1-7 $3.29
1-6 $0
1-5 $0
1-4 $2.17
1-3 $80.28
1-2 $0
1-1 $54.83
$45.76/100 Groceries
$15.61/50 Natalie's clothes
$78.11/100 My clothes
$0/25 Birthday
$86.63/90 - Household stuff
$40 - Chinese New Year, tickets & DD's dance costume
$23.22/50 - Mad Money[/QUOTE]
 
1/1 = 40 groceries & 11 @ taco bell
1/2 = 30 gas
1/3 = 0
1/4 = 0
1/5 = 36.01 gas
1/6 = 9.61 bkfst & lunch
1/7 = 7.52 lunch
two zero days for first week
1/8 = 0 not feeling well, stayed in all day
1/9 = 41 gas
 

01/01/12 = $60.08
01/02/12 = $00.00 1/10
01/03/12 = $00.00 2/10
01/04/12 = $29.86
01/05/12 = $00.00 3/10
01/06/12 = $36.01
01/07/12 = $151.14
01/08/12 = $00.00 4/10
01/09/12 = $50.00
01/10/12 =
01/11/12 =
01/12/12 =

Had to pay the surgeon yesterday a $50.00 co-pay... Home today recovering and holding the couch down again. So suspect it will be a No Buy day for me. I'm hoping to go back to work tomorrow and I have no idea how much gas I have, so I may have to stop.
 
/1 $0
1/2 groceries 112.00
1/3 walmart 59.00 of which $20.00 was groceries
1/4 $0
1/5 big spend day $30.00 Dr. copay, 12.99 amazon for a new vacuum filter, $20.00 pull ups. I am not out but had a good coupon about to expire so I now have enough for month at least. $53.00 groceries. $6.00 lunch Jersey Mike's, $2.00 breakfast bar and drink
1/6 40.00 gas
1/7 took inlaws for lunch for father in laws 82nd birthday $94.00, lowe's $20.00 concrete sealer, petsmart $23.00, lunch will blow our eating out budget but well worth it as inlaws are letting us live for free in their lake house while we buy a house.
1/8 another $68.00 out of the grocery budget.
1/9 $0
1/10 41.00 Gas, 70.00 Groceries, 128.00 dental visit, 6.50 kids report card treat

3/20 no buy
$323.00/$525.00 groceries
$102.00 of $150.00 eating out
 
Rats -- no lunch out today. On the positive side, it was a no buy day! :cool1:

no buy days: 3/10
dinners out: 1/4
non consumables purchased: 4/0
 
Just a question. Do you guys do your own personal expenses AND the household budget? Or do you include your spouses spending as well?
For example, is it still a NoBuy day for you if your husband went out and grabbed a coffee or a hamburger?

So far I am trying to keep it that I include both of our spending. I was just wondering what others do.
 
I am not listing groceries & stuff like that. Those are household budget line items and a necessity. I am listing the money spent that is NOT necessity and where money could have been saved. DH is deployed in Afghanistan, so its just me at home currently.

1/1 $50 Pet watering dish and filters. Amazon.com
1/2 $49 Turbo Tax software; $7 Card club
1/3 $0
1/4 $9 Chinese takeout
1/5 $20 chiropractor deductible
1/6 $0
1/7 $0
1/8 $4.47 McDonald's
1/9 $11.50 carwash; $7 Card Club
1/10 $0
 
Just a question. Do you guys do your own personal expenses AND the household budget? Or do you include your spouses spending as well?
For example, is it still a NoBuy day for you if your husband went out and grabbed a coffee or a hamburger?

So far I am trying to keep it that I include both of our spending. I was just wondering what others do.

I don't include DH's spending or the household bills (phone, electric, etc.). DH and i each have our own accounts with our own money as well as our joint account/money, and I don't want to micromanage his spending. On top of that he travels often for work, so all of those days would automatically be buy days if I included him. I do include groceries because it's too easy to spend extra money there! I used to include the after school care expenses, but because I pay that on Friday, it was too tempting to eat out every Friday night! :)

The best part about no buy is you can set your own rules so that it works for you!
 
Today was a very spendy day.

I took my Grandma to target to help her get my younger cousin's birthday present. I ended up spending a bunch of money. I did use some Christmas Money to get a new winter jacket at 70% off. I also stocked up on some OTC meds we were out of, and light bulbs.

I then went out for coffee with a friend, and we had chinese takeout for dinner.

12/30- $ 59.09 Aldi's, $17.98 GFS, $18.23 Giant Eagle, $10 GE Pharmacy, $19.87 Loco Leprechaun (dinner), and $10.71 BP (Gas)
12/31- $0
1/1- $0
1/2- $20.25 CVS, $9.34 Walgreen's, and $26.52 Marc's
1/3- $0
1/4- $0
1/5- $2.98 McDonald's and $40.45 Giant Eagle
1/6- $0
1/7- $7.46 Walgreen’s, $8.99 GFS, $1.19 CVS, and $5.94 Save a Lot
1/8- $0
1/9- $2 Arby's, $14.71 Walgreen's, and $33.47 Target
1/10- $63.09 Target, $3.49 Caribou coffee, and $17.15 Takeout

6/15 No Buy days
 
Forgot my lunch yesterday, but I'm still doing fairly well.

$900 budget... $679 left
$0 Days: 2
Groceries : 104
Coupon/ sale savings : 34
Eating out/lunches out : 32

January 1: 37 (groceries)
January 2: 0
January 3 : 22 (11 groceries, misc)
January 4: 12 ( Walgreens- not even sure what I bought)
January 5: 24 ( co-pay anitibiotic, pain meds)
January 6: 53 ( 25 gas, 11 pop, 17 chinese take-out)
January 7: 0
January 8 : 6 ( lunch at bike race)
January 9 : 47 ( 45 groceries, 2 breakfast)
January 10: 20 ( 7 lunch, 14 misc Walgreens)
 
I don't include DH's spending or the household bills (phone, electric, etc.). DH and i each have our own accounts with our own money as well as our joint account/money, and I don't want to micromanage his spending. On top of that he travels often for work, so all of those days would automatically be buy days if I included him. I do include groceries because it's too easy to spend extra money there! I used to include the after school care expenses, but because I pay that on Friday, it was too tempting to eat out every Friday night! :)

The best part about no buy is you can set your own rules so that it works for you!

Thank you! This is the first month I am trying to work on this way of doing things and I was wondering what to do about dh. He is not a spender by any means, but I didn't want to say "Ummm.. could you gas the car tomorrow because I'm having a No Buy day":rotfl:
 
01/01 $0 stayed home!
01/02 $86.07 groceries (kept it under my goal of $100)
01/03 $0 and had dinner at home!
01/04 $41.69 bread bowls turned in to more groceries!
01/05 $13.95 Walgreens
01/06 $0
01/07 $0
01/08 $0
01/09 $102.06 groceries
01/10 $49.90 - ordered a nice coupon organizer
01/11 $0


the organizer my mom got one for xmas, and I really liked it, I planned on using a gift card I got for xmas but they didn't take amex, so I just went ahead and bought it for myself.

5/10 NBD
$229.82/$400 Groceries
(technically I have $700 budgeted for groceries, but I wanted to really stay under $100 a week)
 
Here is my goal for January:
Family of 3 with 1 dog. And several drop ins at any given time.

Groceries/household- $200/148.00 (eating out of the freezer this month) But, still need to stock up on a few things like soups. We went thru so much during the freak storm in Oct. Lost power for 11 days.
Car/Gas- $200/$155.00Eating Out- $150/Left (forgot DSIS B'day dinner)
Entertainment/Misc- $200/Left(raised due to DD's 2 plays and 2 B'days

Goal of 7/15 No Buy Days

01/01-0-:cheer2:
01/02-0-:cheer2: Calling it now. Brought my breakfast and lunch to work today. Not stopping for breakfast on my way to work 3 mornings is going to be a big deal for me. And going right home from work.[/QUOTE]
01/03-0-:cheer2: Spent the day with great friends going over our dinning ressies and what shirts we are planning on making for our up coming April trip to the World. 3 families, with 11 people. :cool1:
01/04-0-:cheer2: Brought lunch and breakfast to work. My DH said our local BK is going to go banckupt without me. lol
01/05 :cheer2: Calling it now. On Thursdays my work day is 2-7pm.. And by 7 it will be to cold to go anywhere but home. And usually Thursdays is my morning to hit the local stores shopping, Target by my house, and Walmart by my office. And that will lead into buying lunch out at Subway or BK both by the office. Today I stayed home putting Christmas stuff away and continued to reorginize my basement, washed all the bed linens and respace bagged all that we don't use. Seems like Storm Alfred threw our house in a tizzy that we just couldn't recover from. Bed linens were just folded and put every where downstairs. (we had extra guests during the storm. It was one big slumber party).
01/06 Today was a spend day. $45.00 in gas for the van, Target $5.00 (before coupons $16.48). Costco $30.00. Went to potluck dinner at our Disney friends. Got to discuss our trip again!!!! yah us!!
01/07 Costco $17.00 for my Dsis birthday cake.
01/08 -0- :cheer2: Going home from work early and staying in for the night.
01/09 -0-:cheer2: No spending and I even got to go out to lunch and dinner today. Took my DFIL to the dr's and we always stop for lunch, his treat. And then when we got home my DMIL suggested we all go to dinner at Olive Garden, their treat as a thank you for all that we do for them. BTW did I mention we gave them $100 GC to Olive Garden for Christmas lol.
 
/1 $0
1/2 groceries 112.00
1/3 walmart 59.00 of which $20.00 was groceries
1/4 $0
1/5 big spend day $30.00 Dr. copay, 12.99 amazon for a new vacuum filter, $20.00 pull ups. I am not out but had a good coupon about to expire so I now have enough for month at least. $53.00 groceries. $6.00 lunch Jersey Mike's, $2.00 breakfast bar and drink
1/6 40.00 gas
1/7 took inlaws for lunch for father in laws 82nd birthday $94.00, lowe's $20.00 concrete sealer, petsmart $23.00, lunch will blow our eating out budget but well worth it as inlaws are letting us live for free in their lake house while we buy a house.
1/8 another $68.00 out of the grocery budget.
1/9 $0
1/10 41.00 Gas, 70.00 Groceries, 128.00 dental visit, 6.50 kids report card treat
1/11 $0

4/20 no buy
$323.00/$525.00 groceries
$102.00 of $150.00 eating out
__________________
 
1/1 = 40 groceries & 11 @ taco bell
1/2 = 30 gas
1/3 = 0
1/4 = 0
1/5 = 36.01 gas
1/6 = 9.61 bkfst & lunch
1/7 = 7.52 lunch
two zero days for first week
1/8 = 0 not feeling well, stayed in all day
1/9 = 41 gas
1/10 = 0
1/11 = 2.26 bkfst
 
I'm going to get my numbers done soon, but holy moly am I getting beat. Classes started Monday, and we got back in town Saturday, and I canNOT get caught up. I've been to the grocery store three days in a row :confused3

I need to regroup, quick.
 
Yesterday I spent two Walmart gift cards that we got for Christmas on groceries and house stuff. I also left a $3 cash tip on a dinner the boy paid for.

Today was zero.

1-11 $0
1-10 $3 (mad money)
1-9 $0
1-8 $33.41 - check number
1-7 $3.29
1-6 $0
1-5 $0
1-4 $2.17
1-3 $80.28
1-2 $0
1-1 $54.83
$45.76/100 Groceries
$15.61/50 Natalie's clothes
$78.11/100 My clothes
$0/25 Birthday
$86.63/90 - Household stuff
$40 - Chinese New Year, tickets & DD's dance costume
$23.22/50 - Mad Money
 
01/01/12 = $60.08
01/02/12 = $00.00 1/10
01/03/12 = $00.00 2/10
01/04/12 = $29.86
01/05/12 = $00.00 3/10
01/06/12 = $36.01
01/07/12 = $151.14
01/08/12 = $00.00 4/10
01/09/12 = $50.00
01/10/12 = $00.00 5/10
01/11/12 = $24.33
01/12/12 =
01/13/12 =
01/14/12 =

They're saying we're getting 3 inches of snow tonight and all day tomorrow, so I filled up the tank this morning in anticipation of a loonngg drive to and from work...
 














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