I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)

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I've noticed some attempted charges that I didn't make so I wanted to get the main card replaced. I made the request via SM to see if they can do it.
You don't want to use the Replace Card option then, you want to select the charge and use the "Report a problem" button. However the option for "I did not make this charge" isn't showing on my Ink card like it does on the personal cards. So you still may need to call to report fraud.

I'm using the Android app and can select my Ink and start Replace Card under Manage Account. But the only options are lost, damaged, or never received. The only place I've seen the fraud option is reporting a transaction. That kicked off the fraud steps to cancel the card and reverse any unauthorized charges. (But, knock wood, that's only been on personal cards so far.)
 
I am wondering if this has happened to anyone before. At my place of employment, we have a Chase Ink card and someone has hacked into our account and redeemed $499.99 worth of our cash back and deposited it into their bank account. I immediately tried to change the online password, but our current one wouldn't work so I had to click forgot password and have a code sent to me and then I was allowed to change it. I then called Chase to let them know what happened, but because I am not the main cardholder, they wouldn't proceed any further with me. So now I have to involve the bossman, which is just as easy as me having to get DH to do anything in my personal life, and of course he will just tell Chase to let me handle the whole situation. In the end, Chase will return our stolen cash back won't they? I have dealt with fraudulent charges before, but never cash back being taken.

I am also shocked how easy it is for someone to steal your cash back on Chase. All anyone has to do is type in their bank account info and it's done. They have a statement on there that reads that the account info you type in will not be saved in your Chase account after the transfer is complete. That's wild. I know on some of my other cards, you have to transfer cash back into an account that you use to pay your monthly payments with.
 
Funny story... Leaving a Brewers playoff game (note Brewers=baseball) a few years back, which we lost, fans are streaming out of the stadium, feeling a little dejected. Then someone started chanting "Bears still suck" and the whole crowd joined in. Cheered everyone right up. :rotfl2:


Have a great time at the Bears game! As you know, the cold is part of the excitement.
im a lifelong orioles fan i feel your pain. One day well get to alcs :)
 
Received my US Bank Altitude Connect Card Saturday. Immediately applied for global entry. Got conditionally approve Sunday night (not even 48 hours). We decided to go to the Bowling Green Customs House in NYC. They even had appointments for Black Friday so I don’t have to take the kids out of school. We’ll make a day of it in NYC. Kids have never seen it decked out for the holidays. We do dread taking Metro North since it will be busy that day.
Don’t know if you have ever traveled during an extremely busy time on metro north, but if you board at a station that sells tickets through the machine, buy them rather than buying tickets through the app. Several years ago my daughter and I traveled the day after Christmas and the train was so miserably crowded the conductors could not get through to collect fares. You can use a paper ticket later, but I’m pretty sure the app ones expire quickly. Of course, if it’s not crowded at your point of departure they may still be able to collect your ticket. Our train was too crowded from Stratford/bridgeport on , if you happen to be in that area or later (Fairfield, Westport, Norwalk, etc.) it was free, but a miserable ride.😅
 

Don’t know if you have ever traveled during an extremely busy time on metro north, but if you board at a station that sells tickets through the machine, buy them rather than buying tickets through the app. Several years ago my daughter and I traveled the day after Christmas and the train was so miserably crowded the conductors could not get through to collect fares. You can use a paper ticket later, but I’m pretty sure the app ones expire quickly. Of course, if it’s not crowded at your point of departure they may still be able to collect your ticket. Our train was too crowded from Stratford/bridgeport on , if you happen to be in that area or later (Fairfield, Westport, Norwalk, etc.) it was free, but a miserable ride.😅
We get on at the beginning of the line at New Haven. So a longish ride, but at least we always get a seat going into NYC. We are old school and always buy paper tickets. Didn’t even know they had an app, but I guess just about everyone has one now, lol.
 
Instant approval for the Hyatt card with the 5 night certs!

Question: i want spend to count toward 2025, want to earn globalist again by end of next year. Does the December statement reset the spend, or can I for example spend $4K and then after Dec statement do another $1K then get 2 night credits for 2025?
 
DH has this on his Chase account. Is this accurate? Is he really already approved? Should he apply? It's only been 90 days since his last Chase card

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I was going to type this out but I remember DOC has a post here's a copy and paste better than I could write it.
  • Sapphire Reserve cardholders get all four of the above-mentioned benefits. You’ll get DashPass through 2027. And through January 2025, you’ll get one $5 monthly credit which works everywhere and two $10 promo discounts each calendar month which work on non-restaurant orders. Starting February 2025, you’ll get one monthly $5 discount on restaurant orders and two $10 monthly discounts on non-restaurant orders.
  • Sapphire & Sapphire Preferred cardholders get DashPass and the non-restaurant credit. You’ll get DashPass through 2027. And you’ll get one $10 promo discount each calendar month which works on non-restaurant orders.
  • Freedom & Slate cardholders get a DashPass benefit and a quarterly discount benefit. Starting Febaruary 1, 2025, you’ll be able to enroll for six free months of DashPass. (Those who have not yet used the current/previous version of the DashPass benefit on Freedom and Slate cards have until January 31, 2025, to enroll in the current benefit – three months of free membership followed by nine months of discounted DashPass.) And you’ll get one $10 promo discount each quarter which works on non-restaurant orders. (To activate the promo discount benefit, you need to first activate the free DashPass benefit.)
Thank you for that..... will the $10 promo auto populate on the doordash order? I did one in Sept,and it did it no problem- but now I can't seem to figure that out
 
Instant approval for the Hyatt card with the 5 night certs!

Question: i want spend to count toward 2025, want to earn globalist again by end of next year. Does the December statement reset the spend, or can I for example spend $4K and then after Dec statement do another $1K then get 2 night credits for 2025?

The 2 elite nights for $5000 is cumulative. It never resets. To get the elite nights for 2025, you just need to make the charge that puts you over in 2025. I remember reading that it doesn't depend on statement close date.

The FNC for $15k does reset and needs to be in a calendar year.
 
It’s Florence and should be avoided at all costs, esp on a large plane. BA is only able to land there a few days a week and when they can’t they re-route to Pisa and bus passengers to Florence. But I was super unlucky and after the worst ever attempted landing in a storm (in Pisa) and we had to land in Rome. We sat on the tarmac in Rome for several hours unable to leave the plane. It was a horrible experience and one that I won’t ever repeat. Bologna is a much better airport from what the staff at my hotel related to me. I’m leaving from Bologna in the fall and will be able to report back.

I was the one who asked about the airports. I don't know if we've gotten far enough into Fall that you've had your trip or time to post about it, but curious if you have!

We have our flights booked -- we're going to be gone for almost 3 weeks and ended up flying into Munich, then out from Geneva (was able to book these with only 1 connection from our home airport RDU. Switzerland was always part of the plan, but we added Munich because the dates/pts worked and we want to spend time in the Dolomites anyway).

Our current question is how we want to travel from Italy to Switzerland. Originally we were going to end our time in Italy with a few days in Comogli and then train to Switzerland. But that seems like a long day and lots of connections/transfers. We may re-order things and end in Florence and then just fly to Zurich from there. Any thoughts about flying OUT of Florence (we aren't going further south than Florence)?
 
I am wondering if this has happened to anyone before. At my place of employment, we have a Chase Ink card and someone has hacked into our account and redeemed $499.99 worth of our cash back and deposited it into their bank account. I immediately tried to change the online password, but our current one wouldn't work so I had to click forgot password and have a code sent to me and then I was allowed to change it. I then called Chase to let them know what happened, but because I am not the main cardholder, they wouldn't proceed any further with me. So now I have to involve the bossman, which is just as easy as me having to get DH to do anything in my personal life, and of course he will just tell Chase to let me handle the whole situation. In the end, Chase will return our stolen cash back won't they? I have dealt with fraudulent charges before, but never cash back being taken.

I am also shocked how easy it is for someone to steal your cash back on Chase. All anyone has to do is type in their bank account info and it's done. They have a statement on there that reads that the account info you type in will not be saved in your Chase account after the transfer is complete. That's wild. I know on some of my other cards, you have to transfer cash back into an account that you use to pay your monthly payments with.
Wow. Sounds suspicious. How many employees have the password?
 
The 2 elite nights for $5000 is cumulative. It never resets. To get the elite nights for 2025, you just need to make the charge that puts you over in 2025. I remember reading that it doesn't depend on statement close date.

The FNC for $15k does reset and needs to be in a calendar year.
Thank you! So I'll just need to decide whether I'm going to go for the $15K FNC. If so, I'll wait to use the card in January and meet the MSR then.
 
Question looking for a quick answer. App'd dd for an Amex Gold Delta yesterday with a killer SUB. She has moved since her last amex card, so they wanted address verification. She sent that, and got an email saying that she was approved, and a button to click to accept the card. Because of this, we have no idea if there would have been a pop up jail screen. I called and all the could do was confirm the offer, but not if she would actually be eligible for it. Anyone had this happen?
 
I have a cruise out of Fort Lauderdale in May 2025. What is a good IHG hotel that is within walking distance of restaurants and preferably has transportation to and from the airport and cruise port?
 
Question looking for a quick answer. App'd dd for an Amex Gold Delta yesterday with a killer SUB. She has moved since her last amex card, so they wanted address verification. She sent that, and got an email saying that she was approved, and a button to click to accept the card. Because of this, we have no idea if there would have been a pop up jail screen. I called and all the could do was confirm the offer, but not if she would actually be eligible for it. Anyone had this happen?
All the times I have tried to ask to confirm the offer right away they say to wait 72 hours before they can confirm the offer is on the account. Once she has an online account I would chat to confirm offer that way you have a record of it in writing.
 
All the times I have tried to ask to confirm the offer right away they say to wait 72 hours before they can confirm the offer is on the account. Once she has an online account I would chat to confirm offer that way you have a record of it in writing.
I know how much the offer was, they did tell me that, I am just afraid she would have gotten the popup without the address verification requirement. I guess we can only take the card and hope they give it to her.
 
I know how much the offer was, they did tell me that, I am just afraid she would have gotten the popup without the address verification requirement. I guess we can only take the card and hope they give it to her.
Is it already processed? If so then any harm is already done, I would just confirm before spending.
 
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