We were able to put $2000 on a credit card as the deposit. That was the limit. We used Fidelity and the payment was through First American (but I would not use First American again).
Not sure if a SW card DP helps..but I upgraded my SW plus card last August to the Plus after the AF hit
That one is pretty strange. So your "AF Anniv Date" would have normally been August 1st. You PCed in August, and somehow your new AF is now charged on May 1st? HAHA! Ok Chase - you just keep being you!
Glad I could help! We bought Poly through them at the end of 2018. I would suggest asking for a different title company as communication from First American was terrible. We liked working with Fidelity even with a very long process due to an international seller.
) so I will slink into the shun corner now. It looks like she applied under Educational>Other Schools & Instruction>Exam prep and tutoring. I hope that's ok. It's something she has actually done (and hopes to continue to do while overseas) so she felt comfortable with it. If we need to find a new card I know she won't be happy. At least she has one card she can use abroad but she wants the points on her own card. Getting residence permits and stuff has been tough, too, even though her grant is through both governments and they are helping it get processed quickly. It must be hard if you have no help at all.
Yep...exactly right...I thought the fee would post 8/1 also
Yes, I was sorry you weren't posting last night, too. I thought I answered your post this morning, but maybe I never did. I hate doing things as a rush but DH was pushing to get it done and helped her (he then bought a $$$$ flight for tomorrow because his DM is in the hospital and didn't have the patience to let me find a way to use points
I wouldn't necessarily consider the current UY points as "extra" when purchasing direct. You can find resale contracts with current UY and even banked points available to use in the current UY. If the resale contract is stripped, you may even be able to make a lowball offer. I wouldn't let that be the deciding factor in your direct/resale purchase.
It's been a tough week here and I don't need any extra work. I did my best to help her find a card she can use over there.
I took the Marriott upgrade to the Premier (I think that’s what is with the $95 AF) in Nov. No AF posted until 6/1. Thank goodness for the accounts all being on one login since I haven’t used the card so I was surprised to see a balance.
This is how I have gotten 1 Aspire, 2 is too rich for me.The perfect scenario for number 2 would be.
Apply for no fee card
After one year upgrade offer to the $95 Ascend pops up
Apply for Ascend
After approval, take upgrade offer from no fee card to a second Ascend.
One year later upgrade offer pops up on one of the Ascend cards for the Aspire.
Apply for the Aspire.
After approval, take upgrade offer from Ascend card to the Aspire.
Cancel the other Ascend card.
After one year cancel or downgrade your second Aspire.
Unless you are me. In that case, keep both Aspire cards.Seriously though, there are a number of travel hackers with 2 Aspire cards or trying to upgrade their way to two like I am.
Not totally unwitting. I did offer to “just pay for everything so we don’t have to worry about figuring it out now” with sole intent of getting points on $500 restaurant bill with coworkers. However, one of them is on to me. Happened again a few months ago, I offered to pay at coworkers going away. One of them said, we know you’re doing it for the points. I don’t think any of them care. Some don’t pay their bills until they get a red late notice, so they’re not getting multiple CCs.
I do recall that the Marriott upgrades did some really strange things! I also upgraded a Marriott card and my free night still comes on the card's original anniv date (3/15) but the AF apparently now posts on 9/1. Perhaps upgrades through an official upgrade promo could also work differently than a simple PC. I feel like we should gather tons of DPs on this but that sounds like a lot of work, haha. I'll just keep monitoring and see if we can glean anything from that.
So there was some additional discussion on this topic in r/churning today and people seem to think it's possible that you still have 115 days but Chase just does this for ease. The whole thing is confusing to me. I honestly would adhere to the 3 months - and DON'T cut it too close either people! I've honestly ALWAYS attempted to hit my MSRs 2 weeks prior to the 3 month mark. If I'm short, I just go some VGCs at my grocery store and then use them for our everyday expenses. General advice, don't cut your MSRs too close
