Thanks for the help everyone.
I ended up going direct for the entirety of the points I wanted and split the contracts 200/200.
With the promo that was going on and another incentive, I ended up being $184/point
My outlook was:
- Best price for VFG on resale platforms was ~$168 when averaging the asking prices for 100-200 point contracts. Resale would have saved me 9.5% ($6,992)
- While $7,000 is nothing to scoff at, I was able to bank the 400 points from this year which I otherwise wouldn't have gotten resale given current listings. I figure at $18/point renting them out, that's $7,200 alone and now I'm ahead $200 or even if I used them for a larger family trip next year it was still worthwhile.
Thanks again for all of the input!