Missie- I hope that the Clomid does the trick for you. I think you are wise to be realistic about maybe not getting your BFP this month, but you never know. This could be what works for you!! I hope so.
hematite153- You're right. I have talked about the diagnostic abilities of IVF. Personally, I always did great with my IUI cycles. I did injectables, and I responded well to the drugs, ovulated, the whole nine yards. However, until we did the IVF, I didn't know that my real problem was egg quality. That said, 99.9% of women don't have the horrific egg quality issues that I have either so moving to IVF which may not give you any more answers may not be the best step for everyone. KWIM?
I read this statistic somewhere that the first 4 IUIs have a certain success rate independent of each other. At my RE's office, it was about 30% with injectables (at least before I brought down the averages!). However, after 4 IUIs I read that the success rate begins to go down. I'm sure if I got out my statistics book, I could give a techical name to this phenomenon.
Moving to IVF is a huge decision and a particularly huge financial one if you don't have insurance. We didn't have insurance, however we were fortunate enough to SOMEHOW have our insurance pay for our IUIs. They were clearly not covered, but I guess the billing person at our RE's office coded them so they were paid for. I NEVER called the insurance company to ask. Had they not been paid for there was NO way we could have done 6 and then still done IVF. We wouldn't have the money.
As for the money, we had to take out a HELOC to pay for the cycle. I could see especially with being a full-time student that spending this kind of money on just ONE chance that, unfortunately, may not work could be difficult.
I think you are wise to look critically at the injectables. Especially without insurance, the meds themselves can be very expensive. We had some coverage on the drugs, but still the copay for Follistim was close to $300 per month. We were also paying $300 per month for donor sperm so the cycle could get expensive even with the "magic" coverage of the cycle. If the rates aren't any better at your clinic with injectables, and you respond well to the Clomid, I don't see any reason to spend the money on injectables while doing IUIs.
BTW- the needles aren't so bad. I'm not a fan of them, but after 6 IUI cycles, 2 IVF cycles, and one FET cycle all using needles, I got over my fear.
Well, I'm not sure I said anything of value here, but I certainly wish you luck with whatever you decide. I'll be curious to hear what your doctor has to say when you talk to him next month. And, maybe this IUI cycle will work out! Wouldn't that be great?
) And since your mother had ovarian cancer, I agree that the less you are on the drugs the better. I have no family history, but since I've been on so much estrogen in these cycles, I'm definitely going to get a mammogram as soon as I can even though I'm only 31. 
, I am so excited for you, how lucky. I was wondering if you were ever going to update us. I was really beginning to worry since I hadn't seen anything.
. I can completely understand what you are saying. I am exactly where you are. Now, my doctor hasn't said anything about my weight, except that it should have nothing to do with being able to conceive. I see an unbelievable amount of women come in to the hospital where I work that are extremely overweight and pregnant, and I think why not me. 
