I love credit cards so much! v2.0 (see first page for add'l details)

Discussion in 'Budget Board' started by SouthFayetteFan, Jan 17, 2019.

  1. Albort

    Albort ODV Crew

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  2. wendow

    wendow We create happiness.

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    No kidding! I want @Lain's spreadsheet posted. He knows WAY too much! We need to know what he knows about each of us lol!
     
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  4. SouthFayetteFan

    SouthFayetteFan Saving Money on Disney Vacations since 2006

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    I welcome any and all feedback on the first 3 sticky comments.

    1) Is a welcome message of sorts - can edit, add, or eliminate if necessary
    2) Is what we need to give good advice - are we missing anything there?
    3) I tried to not get too crazy with the glossary (it needs to be readable...) If anything super important is missing let me know. If you think anything is confusing let me know. Should anything be removed as it's just not used often enough?
     
  5. mmmears

    mmmears DIS Veteran

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    He does know way too much, which is why I DON'T want it posted. :scared1::rotfl::scared1::rotfl::scared1:

    (even though I want to see it, too)
     
  6. Haley R

    Haley R With all the strength of a raging fire

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    I just want to make it onto page 2 since you guys are moving too fast! Thanks @SouthFayetteFan for making a new thread!
     
  7. SouthFayetteFan

    SouthFayetteFan Saving Money on Disney Vacations since 2006

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    I'm flattered...I do think I'm rather fair...but fairest of them all...that is not me sir ;)
     
  8. SouthFayetteFan

    SouthFayetteFan Saving Money on Disney Vacations since 2006

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    People gonna wake up tomorrow and find themselves on page 10 saying WHAT HAPPENED!!
     
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  9. Haley R

    Haley R With all the strength of a raging fire

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    Lol that’s basically what I was thinking. After our big snow storm tomorrow I won’t be in kansas anymore (not that that’s where I am now)
     
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  10. PolyRob

    PolyRob DIS Veteran

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    Wooo, new thread! Thanks @SouthFayetteFan!

    The sticky formatting is on point! :thumbsup2
     
  11. SouthFayetteFan

    SouthFayetteFan Saving Money on Disney Vacations since 2006

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    @afan - I updated sticky 4 and 5 just for you!
     
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  12. SouthFayetteFan

    SouthFayetteFan Saving Money on Disney Vacations since 2006

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    If we're going to do this...we might as well do it RIGHT!
     
  13. wendow

    wendow We create happiness.

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    You, ridiculous redemptions?? You, who just got back from Antarctica?? We all live and breathe by your redemptions, wishing we could have those ourselves! But I agree, you may be the queen of Annual Fees. It is your influence that helps us all to justify them.
     
  14. miztressuz

    miztressuz DIS Veteran

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    Generally it looks like transactions that post as "ACH CREDIT" have been triggering the bonus. You'll see a difference when it posts if was a P2P vs DD. If it comes through as ACH WEB PAYMENT the description will say something like "Transfer" or "Popmoney" and doesn't seem to trigger the bonus. If it's a DD the description will be the name of the bank and usually the category shows as "other income". PNC is goofy at the moment and won't show me any transactions so I can't give specifics.

    Unfortunately I have found that the emails and the growth account status don't accurately reflect true direct deposits so I wouldn't use that as proof it worked. When I pull money into PNC I get those emails. I get an email on any electronic transfer so it really shouldn't be labeled as Direct Deposits. Same with the growth account, all my transfers count to keep it fee free and towards the Growth relationship rate but there's many DP's on DoC that they didn't trigger the bonus for people. Like Discover Savings, that showed up as a transfer (ACH WEB) which folks have said didn't trigger the bonus but I definitely got an email and I think it counted for Growth that month.
     
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  15. wendow

    wendow We create happiness.

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    Okay...I love football as well but no!...What the heck! Your football high school team stats?!?! I don't think so! Pretty sure not a single poster here is interested.
     
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  16. SouthFayetteFan

    SouthFayetteFan Saving Money on Disney Vacations since 2006

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    I’m pretty sure a single poster actually is interested :P :P :P
     
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  17. SouthFayetteFan

    SouthFayetteFan Saving Money on Disney Vacations since 2006

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    Also don’t blame me...it was @afan’s idea HAHA
     
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  18. wendow

    wendow We create happiness.

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    Okay, I will give you that. A "single" poster- literally, ONE SINGLE POSTER- out of the, hundreds?? who view the thread daily. He does care a great deal.
     
  19. wendow

    wendow We create happiness.

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    @afan why in the world did you give @SouthFayetteFan any ideas!?! For real, he needs to be put on a leash.
     
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  20. CaliforniaGirl09

    CaliforniaGirl09 DIS Veteran

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    Yay! Thanks for creating the new thread! Love the intro posts so far.
     
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  21. Mopedmom1

    Mopedmom1 DIS Veteran

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    Thanks @SouthFayetteFan, er...Benevolent Dictator, for taking on this endeavor. The stickys look good, but you can never have too many acronyms. When I first started reading this forum 14 months ago I would get the HUGEST headaches from trying to figure out what all those letters meant. AMEX card abbreviations still trip me up, probably because I only have two of their cards!
     

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