I love credit cards so much! v2.0 (see first page for add'l details)

[Albort]

i still think @SouthFayetteFan is the FairestOfThemAll...

 

[wendow]

Cause this will be on the first page

Sticky #2 for the dictator's rules

Sticky #3 back up for @Lain 's spreadsheet (not really but )

Sticky #4 All the stuff we can't tell you that's hidden in the thread so it will remain blank

Sticky #5 the 2019 South Fayette Lions schedule and record for when @SouthFayetteFan 's sig gets too long

No kidding! I want @Lain's spreadsheet posted. He knows WAY too much! We need to know what he knows about each of us lol!

 

[SouthFayetteFan]

I welcome any and all feedback on the first 3 sticky comments.

1) Is a welcome message of sorts - can edit, add, or eliminate if necessary
2) Is what we need to give good advice - are we missing anything there?
3) I tried to not get too crazy with the glossary (it needs to be readable...) If anything super important is missing let me know. If you think anything is confusing let me know. Should anything be removed as it's just not used often enough?

 

[mmmears]

No kidding! I want @Lain's spreadsheet posted. He knows WAY too much! We need to know what he knows about each of us lol!

He does know way too much, which is why I DON'T want it posted.

(even though I want to see it, too)

 

[Haley R]

I just want to make it onto page 2 since you guys are moving too fast! Thanks @SouthFayetteFan for making a new thread!

 

[SouthFayetteFan]

i still think @SouthFayetteFan is the FairestOfThemAll...

I'm flattered...I do think I'm rather fair...but fairest of them all...that is not me sir

 

[SouthFayetteFan]

I just want to make it onto page 2 since you guys are moving too fast! Thanks @SouthFayetteFan for making a new thread!

People gonna wake up tomorrow and find themselves on page 10 saying WHAT HAPPENED!!

 

[Haley R]

People gonna wake up tomorrow and find themselves on page 10 saying WHAT HAPPENED!!

Lol that’s basically what I was thinking. After our big snow storm tomorrow I won’t be in kansas anymore (not that that’s where I am now)

 

[PolyRob]

Wooo, new thread! Thanks @SouthFayetteFan!

The sticky formatting is on point!

 

[SouthFayetteFan]

@afan - I updated sticky 4 and 5 just for you!

 

[SouthFayetteFan]

Wooo, new thread! Thanks @SouthFayetteFan!

The sticky formatting is on point!

If we're going to do this...we might as well do it RIGHT!

 

[wendow]

Fine. Then I'll take "Queen of Annual Fees and Mistress of Ridiculous Redemptions."

You, ridiculous redemptions?? You, who just got back from Antarctica?? We all live and breathe by your redemptions, wishing we could have those ourselves! But I agree, you may be the queen of Annual Fees. It is your influence that helps us all to justify them.

 

[miztressuz]

Did I? LOL. I must have missed it. Still wondering how I know what counts as direct deposit. I have looked over some on DoC but there are months and months worth of comments on that page.

Generally it looks like transactions that post as "ACH CREDIT" have been triggering the bonus. You'll see a difference when it posts if was a P2P vs DD. If it comes through as ACH WEB PAYMENT the description will say something like "Transfer" or "Popmoney" and doesn't seem to trigger the bonus. If it's a DD the description will be the name of the bank and usually the category shows as "other income". PNC is goofy at the moment and won't show me any transactions so I can't give specifics.

For PNC, this is what my Chase push (that counted) looked like:
ACH CREDIT JPMORGAN CHASE EXT TRNSFR

Other clues:
- The Growth account keeps track of how much direct deposit you have for the higher interest rate.
- You'll get an e-mail "Direct Deposit Greater Than $1.00 Credited To Your Checking Account"

Unfortunately I have found that the emails and the growth account status don't accurately reflect true direct deposits so I wouldn't use that as proof it worked. When I pull money into PNC I get those emails. I get an email on any electronic transfer so it really shouldn't be labeled as Direct Deposits. Same with the growth account, all my transfers count to keep it fee free and towards the Growth relationship rate but there's many DP's on DoC that they didn't trigger the bonus for people. Like Discover Savings, that showed up as a transfer (ACH WEB) which folks have said didn't trigger the bonus but I definitely got an email and I think it counted for Growth that month.

 

[wendow]

RESERVED...

These "Stickied" Comments Under Construction...

OR

Coming this fall...a weekly write-up on the success of the South Fayette Lions football team!

Okay...I love football as well but no!...What the heck! Your football high school team stats?!?! I don't think so! Pretty sure not a single poster here is interested.

 

[SouthFayetteFan]

Okay...I love football as well but no!...What the heck! Your football high school team stats?!?! I don't think so! Pretty sure not a single poster here is interested.

I’m pretty sure a single poster actually is interested

 

[SouthFayetteFan]

Okay...I love football as well but no!...What the heck! Your football high school team stats?!?! I don't think so! Pretty sure not a single poster here is interested.

Also don’t blame me...it was @afan’s idea HAHA

 

[wendow]

I’m pretty sure a single poster actually is interested

Okay, I will give you that. A "single" poster- literally, ONE SINGLE POSTER- out of the, hundreds?? who view the thread daily. He does care a great deal.

 

[wendow]

@afan why in the world did you give @SouthFayetteFan any ideas!?! For real, he needs to be put on a leash.

 

[CaliforniaGirl09]

Ok OK...So I'll address this one on the first page too...

Who am I and why am I qualified to create this thread: Well DUH, I'm @SouthFayetteFan - the famous churner! Ok seriously, I'm just a guy, who cares WAY too much about credit cards and LOVES this community of fellow churners! Anybody could've created this thread, it just happens to be me, so basically...I'm not special

Feel free to call me the benevolent dictator if you wish though...I will consider it a term of endearment!

Yay! Thanks for creating the new thread! Love the intro posts so far.

 

[Mopedmom1]

Thanks @SouthFayetteFan, er...Benevolent Dictator, for taking on this endeavor. The stickys look good, but you can never have too many acronyms. When I first started reading this forum 14 months ago I would get the HUGEST headaches from trying to figure out what all those letters meant. AMEX card abbreviations still trip me up, probably because I only have two of their cards!