Yes - we bought direct, and didn'tknow about resale at the time. or the benefits of a strategic use year. But, based on the fact that we shared with our guide that we planned to use our points in January or February, he suggested a June Use year, and that has been working well for us for over 10 years, now. We also bought in October, so we got the current calendar year's points with no MFs, and have leveraged those "extra" points for years. Then, when looking to add on via resale, we became much more aware of the Use Year significance. It did take quite a while to find the right number of points at the right price, AND with the same Use Year!