Speaking my language!!Do you bother with gift cards for your dues? 24,000 in dues for just OKW, 10% off that would be pretty nice but are you willing to put in the effort to get that many gift cards?
Derek was really great! Answered all our questions honestly and gave good guidance instead of just repeating a sales pitch. We are really glad we went resale
It’s nice, but tough to scale. It was a lot easier when I could do GC’s monthly.
Yeahh it's hard enough to amass the gift card I need with my 660 points, I'm not sure if I'd put in the effort for 34k worth of points lol. Maybe just tell each kid to buy 3k worth of gift cards from www.giftcards.com and call it a day, whatever else goes on the card lol.
I have 1k points and paid my 10k in dues all with gift cards. Got lucky with some large deals at the end of the year and now have 8k currently for 2027 dues and trips in between. I would not ever do $25 cards though, that would be a tough one.
This is the way. I just behind you at 950 points (for now
), and paid all my dues with gift cards and basically have enough for 2027 too. There were so many good gift card deals the past couple of months. I'm not keeping as track as much as I think you are, but 10% has been so easy to get, with 15+% being pretty regular as well. Such a nice way to save.I have almost the same amount and it’s easy to do if you’re not looking for a crazy % of discount. 10%? Easy. I got 90% of my cards this year in 2-3 weeks around November and December.
How much of the 30,000 would you say you got off at 10% or higher?
...and in the current interest rate/inflation environment, it's a lot less compelling than it was when interest rates were quite a bit lower. Putting cash in a money market account is a lot less work, and it's a lot harder to lose track of it.
I know you didnt ask me but. My current 8250 I have on hand were at these % 12,17,17,17,17,20,18,19,20,16 My previous year Id say 90% were higher than 10%.
I have 600+ points. My dues were around $5,600. I saved around $1,500 (pending some cashback that is still processing). It didn’t take me more than 30 minutes total to get all those cards. I do have to keep an eye on forums/sites, but I usually do that anyways. I have alerts, but those are not 100% reliable for these deep discounts.
Out of curiosity when you guys do your spreadsheets on break even do you include GC discounts?
Yes. I subtract the amount of money I actually paid (well actually I enter it as positive amount)
I calculated it for my first 2-3 contracts, but haven’t done it for the past purchases. Also I don’t track anything tbh. I already spent that money, so it really doesn’t matter to me anymore.
