I would suggest paying for second semester once they show they are doing the work, etc. Then if they do well second semester, you will pay for 4th semester, etc. Make them show you first that they are willing to put in the effort. It gives them ownership of their schooling too.
Exactly what I meant. Perhaps my wording was poor. I'm tired after a long weekend and should go to bed.
I think it's irresponsible to not advise young people to apply to a variety of schools that have a variety of expenses. If their dream private school comes through with big money, then great. But if they don't, and the student hasn't applied to a less expensive school they may be setting themselves up for a world of crushing debt.
I tell my seniors to apply to three categories of school:
1. Apply to the dream school, the reach school. Even if you think you won't get in, even if you think you can't afford it. APPLY. For someone, the stars will align and everything'll work out. Give it a try -- but don't bank on it. Understand that this is your long shot. It's worth the cost of admission to SEE if you could attend _____. It's also not a bad exercise in character building; many of our good students have never really had a negative academic experience, and it's not a bad thing to be knocked on your butt at least once while you're still living at home and have your parents to pick you up.
2. Apply to at least two schools that're realistic for you (three if one of your schools is UNC-W, which is a good school but unpredictable with its admissions). Schools where you're sure of admission. Schools you're sure you can reasonably afford. Schools that fit your criteria for size, location, etc. Schools where you and your parents agree you'd be successful in every way. Put
the bulk of your efforts into this category because this is PROBABLY where you'll be going.
3. Apply to a safety net school (if community college is the plan, it's okay not to actually apply -- here, you could be admitted in August). No one
thinks anything bad's going to happen to derail his college plans, but something's going to happen to someone. It might be you, and if something tragic happens, it's easier to handle if you have a back-up plan in mind already. Have SOMETHING in mind so that if everything in your life goes wrong -- no scholarship, no financial aid comes through AND your parents suddenly cannot provide the previously-expected help, etc. -- if something goes wrong, you can at least START college. This might mean living at home and going to community college. This might mean going to our nearby state university part-time. What could you do 100% on your own if your whole world fell apart? I've known a couple students who were very surprised to end up at their safety schools: One who developed a rare form of cancer, which made going away to school an impossibility. One who had twins and chose to give up a full-ride to NC State. And I've known quite a few who expected money that didn't materialize.
If you apply to schools in these three categories, YOU'RE COVERED for any eventuality. Whether the financial aid and scholarship gods are good or bad to you, you have a plan.
we also know a girl who's going there for education, and know her family isn't paying much out of pocket.
Some majors are "better" for scholarships than others. Education and nursing scholarships are more plentiful, for example, than some other disciplines. On the other hand, co-op internships are plentiful for engineering.
For example, my grandfather was one of ten kids orphaned at a young age. His not-much-older brother took him in, but college money was non-existant. He figured out that he could get a Teaching Fellows Scholarship, which would pay 100% of his education -- though he had no real interest in teaching. He took the scholarship and graduated from Wake Forest (which is why my grandmother was always so rabid for me to attend Wake Forest), taught long enough to "pay back" his obligation, coached basketball for extra money, married one of his students, and then went on to do other things. An ideal situation? No, but it was a way through college for him. Not bad for an orphaned farmer's son.