You have all been so helpful. I am trying to compare the two, even though they may be different, because these are the two that I am deciding between.
I think it may be more difficult to get a reservation at HH if you don't have the 7 month window as a nice poster mentioned that the season is shorter. I don't think I would go there every year, maybe every third year, so I would only need enough points to bank, borrow and use current year points for a week long trip. I will need to look that info up.
I would like to also add on at VB, because we loved it. It was so peaceful and relaxing. I am a little worn on the hustle bustle of WDW. It worked out very well for us to complete our vacation at VB. It was the perfect ending. I often leave WDW feeling like I need a vacation to recover from my vacation. I would like to add on about fifty points there, enough for a few days there.
I only wish I had the money to pay for all of this!!!!!!!!!