What is your direct/resale percentage breakdown?

100% direct for now.

We just bought our first contract and it is direct, 150 Riv.

We plan/hope to add on another direct 150 Riv. (2 kids; we want 2 equal unrestricted Riv contracts with member benefits attached.)

After that, if we wanted more, I could see us going either way depending on multiple circumstances. Who knows?
 
60% resale, 40% direct. We're not opposed to adding on more direct at Riviera in the future, but we probably now have plenty of points.
 
Thanks for asking this question - I’ve been wondering the same lately.

I’m currently:

42% Direct
58% Resale

But in the process of selling some of the resale to buy more direct. I’m realizing I need the ability to combine contracts at 7 months for bigger rooms at RIV. Most likely selling resale VGF for Direct Poly but we shall see what the next round of incentives bring. Will probably end up closer to 75% Direct.

Yeah, the reason I’m keeping Direct in mind for adding-on is because it’s also ‘future proofing’. There’s a whole slew of things that might not matter much today but bite me in the behind later.

eg- the first move DVC made to differentiate resale was precluding resale points from some of the exchanges (Mar 2011). Looks like they chose a somewhat low impact ‘restriction’. It helped normalize the idea of restrictions with little risk of negative blowback. Most owners cared little about that usage (commonly seen as not a great value anyway), and existing owners already had points that could still be used for exchanges. It accomplished tempering the pot into normalizing a climate around resale and direct differences.

They gave that 5 years to settle in before disqualifying new resale from Membership Extras perks (Apr 2016). Next they introduced trading restrictions (Jan 2019) timed with the upcoming skyliner resort Riviera opening sales. 2011 helped set the stage so these next significant changes wouldn’t seem quite as drastic.

At first I thought the 2011 restrictions would never matter to me. When MBB+ came out it made me aware that may not always be the case. I started seeing potential where it could end up mattering. After all our contracts have 20 and 40 years left. With MBB wiping out the $95 exchange fee, and the BOGO OTUP basically conjuring up 24pts at $10pp, what if the program one year ran a DCL special? All of a sudden something I thought didn’t pertain to me would then hinge on which points we own qualify. The point isn’t guessing what, it’s about the potential. I’m starting to see more potential in the resale/direct differences down the line. For all I know they could end up tying Moonlight Magic to developer points only.

As DVC/DVD continues to evolve, they could introduce and manage things where extra value through direct stands out more and more. We can only guess what’s gonna happen as 2042 approaches. It is another thing that direct points potentially ‘future-proof’ against.

I realize this all boils down to FOMO. It’s important to see that it’s not just what is in place today, especially when planning to use these points for decades. I’m weighing that when choosing if a resale resort saves enough to contend with direct incentives at an active resort.
 
Yeah, the reason I’m keeping Direct in mind for adding-on is because it’s also ‘future proofing’. There’s a whole slew of things that might not matter much today but bite me in the behind later.

eg- the first move DVC made to differentiate resale was precluding resale points from some of the exchanges (Mar 2011). Looks like they chose a somewhat low impact ‘restriction’. It helped normalize the idea of restrictions with little risk of negative blowback. Most owners cared little about that usage (commonly seen as not a great value anyway), and existing owners already had points that could still be used for exchanges. It accomplished tempering the pot into normalizing a climate around resale and direct differences.

They gave that 5 years to settle in before disqualifying new resale from Membership Extras perks (Apr 2016). Next they introduced trading restrictions (Jan 2019) timed with the upcoming skyliner resort Riviera opening sales. 2011 helped set the stage so these next significant changes wouldn’t seem quite as drastic.

At first I thought the 2011 restrictions would never matter to me. When MBB+ came out it made me aware that may not always be the case. I started seeing potential where it could end up mattering. After all our contracts have 20 and 40 years left. With MBB wiping out the $95 exchange fee, and the BOGO OTUP basically conjuring up 24pts at $10pp, what if the program one year ran a DCL special? All of a sudden something I thought didn’t pertain to me would then hinge on which points we own qualify. The point isn’t guessing what, it’s about the potential. I’m starting to see more potential in the resale/direct differences down the line. For all I know they could end up tying Moonlight Magic to developer points only.

As DVC/DVD continues to evolve, they could introduce and manage things where extra value through direct stands out more and more. We can only guess what’s gonna happen as 2042 approaches. It is another thing that direct points potentially ‘future-proof’ against.

I realize this all boils down to FOMO. It’s important to see that it’s not just what is in place today, especially when planning to use these points for decades. I’m weighing that when choosing if a resale resort saves enough to contend with direct incentives at an active resort.
we are 100% direct on our 925 points for some of the same reasons. The process is really easy and the points show up almost immediately, which was important for our BLT contract. We just did want to go through the offer/acceptance/contract type negotiations followed by ROFR. Not to mention the really flexible payment options including cash or credit card. We got really lucky to have a great guide. He got us direct points at GCH! We paid more (ok maybe a lot more) but for us totally worth it.
 
Yeah, the reason I’m keeping Direct in mind for adding-on is because it’s also ‘future proofing’. There’s a whole slew of things that might not matter much today but bite me in the behind later.

eg- the first move DVC made to differentiate resale was precluding resale points from some of the exchanges (Mar 2011). Looks like they chose a somewhat low impact ‘restriction’. It helped normalize the idea of restrictions with little risk of negative blowback. Most owners cared little about that usage (commonly seen as not a great value anyway), and existing owners already had points that could still be used for exchanges. It accomplished tempering the pot into normalizing a climate around resale and direct differences.

They gave that 5 years to settle in before disqualifying new resale from Membership Extras perks (Apr 2016). Next they introduced trading restrictions (Jan 2019) timed with the upcoming skyliner resort Riviera opening sales. 2011 helped set the stage so these next significant changes wouldn’t seem quite as drastic.

At first I thought the 2011 restrictions would never matter to me. When MBB+ came out it made me aware that may not always be the case. I started seeing potential where it could end up mattering. After all our contracts have 20 and 40 years left. With MBB wiping out the $95 exchange fee, and the BOGO OTUP basically conjuring up 24pts at $10pp, what if the program one year ran a DCL special? All of a sudden something I thought didn’t pertain to me would then hinge on which points we own qualify. The point isn’t guessing what, it’s about the potential. I’m starting to see more potential in the resale/direct differences down the line. For all I know they could end up tying Moonlight Magic to developer points only.

As DVC/DVD continues to evolve, they could introduce and manage things where extra value through direct stands out more and more. We can only guess what’s gonna happen as 2042 approaches. It is another thing that direct points potentially ‘future-proof’ against.

I realize this all boils down to FOMO. It’s important to see that it’s not just what is in place today, especially when planning to use these points for decades. I’m weighing that when choosing if a resale resort saves enough to contend with direct incentives at an active resort.
Well said, and I completely agree. I know it may cost me a bit more up front but given how much I’m spending overall I want that flexibility and future-proofing!
 
I have about 50/50 split between resale and direct contracts. I buy direct when it makes since and resale when direct does not make sense. For example, I bought 200 points direct at Riviera because resales did not exist. But since then, I have bought 475 resale Riviera points because buying Riviera direct will cost twice as much.....both will give me the same usage.
 
Yeah, the reason I’m keeping Direct in mind for adding-on is because it’s also ‘future proofing’. There’s a whole slew of things that might not matter much today but bite me in the behind later.

eg- the first move DVC made to differentiate resale was precluding resale points from some of the exchanges (Mar 2011). Looks like they chose a somewhat low impact ‘restriction’. It helped normalize the idea of restrictions with little risk of negative blowback. Most owners cared little about that usage (commonly seen as not a great value anyway), and existing owners already had points that could still be used for exchanges. It accomplished tempering the pot into normalizing a climate around resale and direct differences.

They gave that 5 years to settle in before disqualifying new resale from Membership Extras perks (Apr 2016). Next they introduced trading restrictions (Jan 2019) timed with the upcoming skyliner resort Riviera opening sales. 2011 helped set the stage so these next significant changes wouldn’t seem quite as drastic.

But have any of these changes been made without grandfathering in the existing resales?

Seems to me that, given the history, it would be reasonable to expect that any existing resale ownership would not be subject to new/future possible restrictions unless resold after that.
 
Almost exactly 50% direct / 50% resale. I think it works out to something like 50.7% direct and 49.3% resale.
 
But have any of these changes been made without grandfathering in the existing resales?

Seems to me that, given the history, it would be reasonable to expect that any existing resale ownership would not be subject to new/future possible restrictions unless resold after that.
At first I thought the 2011 restrictions would never matter to me. When MBB+ came out it made me aware that may not always be the case. I started seeing potential where it could end up mattering. After all our contracts have 20 and 40 years left. With MBB wiping out the $95 exchange fee, and the BOGO OTUP basically conjuring up 24pts at $10pp, what if the program one year ran a DCL special? All of a sudden something I thought didn’t pertain to me would then hinge on which points we own qualify. The point isn’t guessing what, it’s about the potential. I’m starting to see more potential in the resale/direct differences down the line. For all I know they could end up tying Moonlight Magic to developer points only.
I tried to explain it through these^ examples. Right now DVD allows stays booked on resale points to qualify for early MM registration. That is not because it is entirely grandfathered, and they can change it if they see fit. I bought BW resale after 2020. Currently I can use that booking to qualify for MM but DVD has every right to take that away. Today I can book Wicked Wind Down on a stay with my BW resale, but that too - DVD can decide to change the way to qualify for that perk and exclude my ability to book with my 2020 resale.

The exchange example has already been disqualified for almost 15yrs. The point I was trying to make there was a perk that I thought would never matter to me could end up mattering as DVD continues to change and tweak the perk package.

When it comes to how DVD offers Membership Extras, they get to choose. Obviously grandfathered resale is different. But the blue card perks that DVD is letting me access with my 2020 resale can absolutely be cut off. They can offer a fantastic 4-6 day ticket deal that only qualifies for stays with Direct or pre-2016 resale.

The trajectory is DVD tightening the differences between direct and resale. Overall, changes continue in that direction. And we’re talking about an ownership of decades. Adding another 150pts to our membership - If I bought that resale, I’d have 200pts unqualified points and 150pts direct. For every perk they tie directly to usage of my direct points, more than half the time I would not qualify. That could be a pita down the line because I do enjoy using the perks.

It’s this aspect and the ability to trade into everywhere for decades that I keep in mind.
 



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