Use year questions

[MARCIAKAZ]

We're planning a resale DVC purchase for next spring, and hope to take our first trip on points in June. What I'm wondering is what UY(s) would be the best for us to consider in order to maximize available points for the June trip? By the way, we'll be purchasing through Disney. I understand that we would get the current year's points and reduced maintenance fees for that year, even if it's almost the next UY. Then there are banking deadlines to consider...my brain is malfunctioning at this point...please help! As always, thank you, thank you, thank you!!

 

[JimC]

Would you normally travel the summer months far out in the future? The best use years are the ones shortly before your normal travel months. For the summer months that is late spring. That gives you the most time to reuse or bank points if a planned trip is changed. Other than that there is little reason to worry about use year.

 

[MARCIAKAZ]

Would you normally travel the summer months far out in the future?

Hmmm...not necessarily; in this case I'm trying to figure out how to stack extra points into my first year.

 

[vascubaguy]

I'm not totally sure I follow the question. It sounded like you were buying resale and also going to buy direct from DVC (an add-on?). If that is the case, then your add-on would have to be the same UY as your resale purchase, unless you buy 150 more points, then you could get a new contract with a different UY.

If you are buying resale for your June trip... it would depend on what kind of points the contract has currently available. For instance, current points on the contract that expire before June '06 wouldn't be very helpful. Nor would contracts where you would have 0 points until after June '06. Now, if you were to get a June UY with current points, you could bank all of those now so that you'd have the '05 and '06 points all available on June 1, 2006. You could then borrow from 2007 if you needed more points.

I think the best overall you could do is have 1 year banked, current year, and then borrow one year of points.

If you buy thru DVC you might be limited in which UY you can get. Not sure, but you can check with your guide.

 

[T.E. Yeary]

Marcia,
I wouldn't worry too much about it now. Alot will depend on what's available at the time you're ready to make your purchase. Then we will help you "put a pencil" to your options and amazingly everything will fall into place. Just be thinking about that 1st "magical" trip home!

Sincerely,
Tom

 

[rocketriter]

You might do better thinking long- rather than short-term about UY. Yes, you can be clever about stacking points for your first trip. But you've got almost 40 years ahead of you, during which you run the risk of losing points because you had to cancel a trip that's badly timed against your UY. In other words, grabbing the golden egg now could cost you several golden eggs in the future. In general, you want your UY to renew shortly before the time when you're more likely to travel over a number of years. That way, if you must cancel a trip because of illness or whatever, you'll have the largest number of months available to reschedule without losing that trip's points.