Last summer we did a seven day
disney cruise and I used almost $2,000 of sb earnings toward excursions, photos, souvenirs, rebooking, etc. My initial goal was to earn enough to cover photos. I would have been so much more stressed about spending that much on a vacation had I not had my sb earnings.
Next summer we are going to Alaska on
DCL which is crazy expensive for my modest (single mom) budget. I'm using swagbucks to cover excursions (Alaska excursions are expensive compared to Caribbean excursions). Swagbucks has been so slow since January ($90/month on average compared to $125/month for the previous 18 months) but I'm hoping it picks up so my kids and I can add ziplining in Ketchikan and maybe the Tracy Arm excursion. I should be able to cover airfare with Ultimate Rewards points (Chase--mainly from sign up bonuses) and hotels (two room in Vancouver for two nights) should be covered using points from my SPG Amex sign up bonus.
So Swagbucks is great but I still use a hybrid strategy (including purchasing discounted gift cards) to make vacations which are really out of my budget possible.