I priced out our trip both ways. We knew we wanted to stay at the Yacht/Beach Club and we wanted a category 6 verandah. We wanted park hopper tickets. It ended up being cheaper with the package. I think if you want a moderate or above resort and you want a verandah, the package is cheaper. If you want a want a category 8-12 and a value resort, then it may be cheaper to do it separately. Definitely if you want a combination of moderate resort and inside stateroom or value resort and balcony stateroom or if you already have park passes, then booking separately would likely be cheaper.