I have absolutely no idea.

We had 1100 points as of last month, then we purchased 300 more at AKV for a total of 1400.
We have never rented a single point. In fact, we are in borrowing mode most of the time.
I will say that we never worry about weekends, have never booked a studio, and we treat family quite often with a 2br and beach cottage at Vero. We have also done a cat 3 cruise, and some other Disney Collection offerings.
Our new thing may be to book a room for the day prior to arrival so our room is ready when we get there in the morning.
I see where we can cut back if needed, but at the moment it's not needed.
I would consider selling some points, but the wife won't let me!
MG