Just noting that isn't a very good deal - you can get $500 worth of gift cards (physical or digital) at Target every day for $475 with a Target RedCard (which is free and isn't very difficult to get).
Just noting that isn't a very good deal - you can get $500 worth of gift cards (physical or digital) at Target every day for $475 with a Target RedCard (which is free and isn't very difficult to get).
Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.
Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.
Completely understand. I’ll just note for anyone who might not know that, even if you don’t want another credit card, Target also offers a debit card that can get 5% off. Personally, Target is not my go to for DGCs, but I do think it is incredibly useful to have in a pinch - e.g., at DW and my DGC balance has been depleted to zero. Can basically instantly reload with a digital DGC while in line at DW.
Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.
I looked at my Target account to see exactly what my savings have been.
In the last 12 months I have saved:
$184.12 in 5% Circle Card savings. I would say 95% of my Red Card purchases have been Disney and AT&T gift cards.
$243.96 in Target Circle Rewards, most of them earned by purchasing gift cards.
I use the rewards to buy other stuff I need, like the promos and household stock-ups. For me, it's totally worth having a silly merchant card in my wallet.
Completely understand. I’ll just note for anyone who might not know that, even if you don’t want another credit card, Target also offers a debit card that can get 5% off. Personally, Target is not my go to for DGCs, but I do think it is incredibly useful to have in a pinch - e.g., at DW and my DGC balance has been depleted to zero. Can basically instantly reload with a digital DGC while in line at DW.
Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.
I agree, I don't like having a lot of merchant cards. But the Target "red card" just links directly to my checking account - and since I order Disney e-cards online I just have to put the red card/debit card # in and am done.
No carrying around another card or dealing with another bank statement. Just in case you weren't aware that it can work that way.
I looked at my Target account to see exactly what my savings have been.
In the last 12 months I have saved:
$184.12 in 5% Circle Card savings. I would say 95% of my Red Card purchases have been Disney and AT&T gift cards.
$243.96 in Target Circle Rewards, most of them earned by purchasing gift cards.
I use the rewards to buy other stuff I need, like the promos and household stock-ups. For me, it's totally worth having a silly merchant card in my wallet.
I didn’t call it a silly card. I’m glad it works for you. I just noted not everyone wants a merchant credit card. For my BJs $25 membership, I’ve saved over $690 so far this year. BJs doesn’t work for everyone, but it does for me.