NEW Disney Gift Card Deals and More.

[SumMagik]

Just noting that isn't a very good deal - you can get $500 worth of gift cards (physical or digital) at Target every day for $475 with a Target RedCard (which is free and isn't very difficult to get).

I’m Canadian. I can’t get any target cards.

 

[focusondisney]

Just noting that isn't a very good deal - you can get $500 worth of gift cards (physical or digital) at Target every day for $475 with a Target RedCard (which is free and isn't very difficult to get).

Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.

 

[wdw_dine_junkie]

FYI, the $500 Disney gift cards are back to $479.99. The extra $5 off isn’t showing anymore.

Edit… this is at BJ’s.

They always seem to end the sale right before my credit card rewards post

 

[airjay75]

Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.

Completely understand. I’ll just note for anyone who might not know that, even if you don’t want another credit card, Target also offers a debit card that can get 5% off. Personally, Target is not my go to for DGCs, but I do think it is incredibly useful to have in a pinch - e.g., at DW and my DGC balance has been depleted to zero. Can basically instantly reload with a digital DGC while in line at DW.

 

[robinb]

Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.

I looked at my Target account to see exactly what my savings have been.

In the last 12 months I have saved:

• $184.12 in 5% Circle Card savings. I would say 95% of my Red Card purchases have been Disney and AT&T gift cards.
• $243.96 in Target Circle Rewards, most of them earned by purchasing gift cards.

I use the rewards to buy other stuff I need, like the promos and household stock-ups. For me, it's totally worth having a silly merchant card in my wallet.

 

[lisset005]

Completely understand. I’ll just note for anyone who might not know that, even if you don’t want another credit card, Target also offers a debit card that can get 5% off. Personally, Target is not my go to for DGCs, but I do think it is incredibly useful to have in a pinch - e.g., at DW and my DGC balance has been depleted to zero. Can basically instantly reload with a digital DGC while in line at DW.

this is what we have! It is linked to our debit card and we still get the 5% off.m

 

[robinb]

FWIW, the only other merchant card I have is the Kohl's card because many of their promos require me to use it.

 

[RockChalk1]

Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.

I agree, I don't like having a lot of merchant cards. But the Target "red card" just links directly to my checking account - and since I order Disney e-cards online I just have to put the red card/debit card # in and am done.

No carrying around another card or dealing with another bank statement. Just in case you weren't aware that it can work that way.

 

[focusondisney]

I looked at my Target account to see exactly what my savings have been.

In the last 12 months I have saved:

• $184.12 in 5% Circle Card savings. I would say 95% of my Red Card purchases have been Disney and AT&T gift cards.
• $243.96 in Target Circle Rewards, most of them earned by purchasing gift cards.

I use the rewards to buy other stuff I need, like the promos and household stock-ups. For me, it's totally worth having a silly merchant card in my wallet.

I didn’t call it a silly card. I’m glad it works for you. I just noted not everyone wants a merchant credit card. For my BJs $25 membership, I’ve saved over $690 so far this year. BJs doesn’t work for everyone, but it does for me.

 

[robinb]

I didn’t call it a silly card. I’m glad it works for you. I just noted not everyone wants a merchant credit card. For my BJs $25 membership, I’ve saved over $690 so far this year. BJs doesn’t work for everyone, but it does for me.

I never said you called it a silly card. I called it a silly card. I think all merchant cards are silly. There is a time and place for them in your wallet when building your credit but that time has passed for me except for two of them that offer ongoing additional savings.

I also have an online BJs membership but I guess I don't hit the real sales at the right time to save as much as you have. Buying a $500 DGC with my Visa from BJs would save me $4.60 over Target straight up (5.92% v/s 5%), but I nearly always combine DGC purchases with Target Circle Rewards. The last $500 DCG I purchased cost me $475, but I got another $50 back in rewards so my final cost was $425, or a 15% savings v/s a 5.92% savings.

FWIW, I dragged my feet for years over getting the Target Red Card because I too didn't want a merchant card in my wallet. I still regret not having it back when we could "print money" during the Target Card Black Friday feeding frenzy of years gone by.