Just noting that isn't a very good deal - you can get $500 worth of gift cards (physical or digital) at Target every day for $475 with a Target RedCard (which is free and isn't very difficult to get).
Just noting that isn't a very good deal - you can get $500 worth of gift cards (physical or digital) at Target every day for $475 with a Target RedCard (which is free and isn't very difficult to get).
Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.
Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.
Completely understand. I’ll just note for anyone who might not know that, even if you don’t want another credit card, Target also offers a debit card that can get 5% off. Personally, Target is not my go to for DGCs, but I do think it is incredibly useful to have in a pinch - e.g., at DW and my DGC balance has been depleted to zero. Can basically instantly reload with a digital DGC while in line at DW.
Not everyone wants another merchant credit card. I rarely shop at target, except for special promos on household stock ups. Fee free or not, I don’t want a target red card & the extra .5% off Disney gift cards doesn’t entice me.
I looked at my Target account to see exactly what my savings have been.
In the last 12 months I have saved:
$184.12 in 5% Circle Card savings. I would say 95% of my Red Card purchases have been Disney and AT&T gift cards.
$243.96 in Target Circle Rewards, most of them earned by purchasing gift cards.
I use the rewards to buy other stuff I need, like the promos and household stock-ups. For me, it's totally worth having a silly merchant card in my wallet.
Completely understand. I’ll just note for anyone who might not know that, even if you don’t want another credit card, Target also offers a debit card that can get 5% off. Personally, Target is not my go to for DGCs, but I do think it is incredibly useful to have in a pinch - e.g., at DW and my DGC balance has been depleted to zero. Can basically instantly reload with a digital DGC while in line at DW.