Need HELP with UY debate

[gatorgirl02]

Hi friends,

I know there has been much debate about whether two contracts with different UY's is really that bad, but I need help with a decision. A great contract just popped up on my radar but it has a different UY from my current contract. I think the deal is amazing so its hard to pass up, but I am torn on the true difficulty in managing two different UY contracts. Is it really that much of a hassle, or should I just move on and keep looking.

TIA for your help!

 

[RobDoc]

We currently have 3 different Use Years at 2 resorts and have had as many as 4 different Use Years in the past.

We have not had any problem managing multiple Use Years and have never had a point expire over the past 19 years of DVC ownership.

There are some good programs available to help manage multiple memberships (www.caskbill.com) and even a simple checkbook program can easily be used. In addition, improvements to the DVCmember.com website have simplified tracking points and managing banking deadlines.

If you've found a good resale contract that meets your needs, I would not allow concerns over managing multiple account to deter you from increasing your ownership. Multiple Use Years can also offer more flexibility regarding when you can travel.

Enjoy!

 

[gatorgirl02]

Thanks Doc, that's good to know and I will check out that program

 

[disneynutz]

Having more than one UY can be managed but it is more work. I guess it all depends on if you feel that it's worth it.

I will tell you that transferring points from one membership to another can cause even more problems because the DVC software and the CM's have trouble with the process.

Bill

 

[KAT4DISNEY]

We have 2 UY's and multiple resorts. I do not consider managing 2 UY's difficult - it's just a second banking window.

 

[Mtnman44]

I wouldn't do it. Not worth the trouble. You could not make online reservations using points from both contracts for example. Why add the hassle? It's not like there aren't other contracts available to buy at around the same price I'm sure.

 

[gatorgirl02]

I wouldn't do it. Not worth the trouble. You could not make online reservations using points from both contracts for example. Why add the hassle? It's not like there aren't other contracts available to buy at around the same price I'm sure.

While I am seriously worried about this, this contract is $10-12 less per point than others, plus it has all the 2011 points banked into the coming months. That is hard to beat so I can guarentee there is not an equivilent contract on the market right now.

However, I am curious why you say it's not worth it. Have you managed two different UY's before?

Thanks for your input

 

[gatorgirl02]

We have 2 UY's and multiple resorts. I do not consider managing 2 UY's difficult - it's just a second banking window.

Thanks Kat, you are giving me the confidence I need right now

 

[ELMC]

I wouldn't worry about having two different use years. Sure, it's not as convenient as having one, but it's manageable. Plus, you could always use banking and borrowing to make sure you have enough points for a given vacation at any time.

We have two different use years (soon to be three) at three different resorts. We like doing split stays as well, so it's an added bonus. My advice...get the contract you want, and don't worry about use year.

 

[Mtnman44]

No I haven't and can't see a reason why I would. Keeping different deadlines, while not difficult if done correctly, is something I don't want to mess with. Nor do I want to mess with multiple member IDs, different accounts, the inibility to use all my points on a single reservation, different annual bills, etc.

I seriously doubt this is the only contract that will ever come around in that price range now or in the near future (you can always make lower offers on others as well), but I was just giving my thoughts on the matter, which is what I assume you were asking for. You of course will make your own decision which is fine.

Edit to add: I can see this working better if you use your contracts in an alternating fashion via and bank every other year kind of thing but still, it is such a buyers market, I would chose the option that gives me the most convienience and flexibility.

While I am seriously worried about this, this contract is $10-12 less per point than others, plus it has all the 2011 points banked into the coming months. That is hard to beat so I can guarentee there is not an equivilent contract on the market right now.

However, I am curious why you say it's not worth it. Have you managed two different UY's before?

Thanks for your input

 

[Deb & Bill]

At one point we had five contracts, four with one UY and the fifth (a small contract of 50 points) with a different UY. Back then it was not too difficult. I just had to remember that I transferred points from the small to one of the larger ones because points transferred in do not show up on the member websites under your points. I almost lost 50 points one year because we thought we had already used them.

Now that we only have three contracts and one of them is the different UY, it makes it a little more difficult. For example, last summer I wanted a GV at OKW for seven nights. I had enough points between the two OKW contracts to get all seven nights. But I had to reserve six nights with the larger and one with the smaller. I had to borrow points, and you can't borrow points that have been transferred. So I had to transfer some of the current year points from the smaller to the larger. I had it worked out exactly how many to transfer. But when I called to make the transfer, the CM accidently transferred all of them. I had to get them to undo his transfer so I would have some current year points to add to the borrowed points from the small contract (it was more than 50 points for the one other night I needed).

This year, I booked BLT at seven months out. I had enough points to get seven nights but I wanted two more. I had to book the other two nights with the smaller contract again using borrowed points. If I had transferred points, I wouldn't have been able to book my stay online. Because transferred in points don't show up and only MS can do that.

So it can be tricky, but it is possible if you are careful.

 

[Kidanifan08]

We bought a small contract with a different UY during the "pre-3/20" rush. So far, it has not been a big issue managing two separate contract. When we bought this 50 point contract, our plan was to transfer it into the other contract annually and use those points first for our annual trip. This is easy to do, and in the pre-online booking era it was not a big deal.

Now, in order to use those points, we have to call MS and transfer the points and, based on information from some other threads, it sounds like the only way to use those transferred points is to speak with MS and have them applied to a reservation. If DVC can figure out a way to transfer points, and manage transferred points, online, then it would be not a big deal. I have grown to dislike dealing with humans if I have other options. If nothing changes, the 50 point add-on with a different UY would be the first contract that I would unload if I were going to sell any of our contracts.

I could see having a different UY if the plan was to bank points every other year with each of the two contracts and use only one contract annually for a trip. That would probably be easy to manage.

 

[Kathymford]

Add-on newbie here: Do you have to transfer the points from the smaller contract to the larger one to book? Do both sets of points show up under one login? My guide wasn't sure.

 

[disneynutz]

Add-on newbie here: Do you have to transfer the points from the smaller contract to the larger one to book? Do both sets of points show up under one login? My guide wasn't sure.

Get a different Guide!

Are the points the same UY and resort? Are you booking at your home resort?

Bill

 

[Kathymford]

Get a different Guide!

Are the points the same UY and resort? Are you booking at your home resort?

Bill

Different UY and different resort. I currently own 100 points (Oct UY) at VGC and am trying to add a 50 pt contract at VWL (Sept UY). He said there were no Oct UY available.

 

[RobDoc]

Add-on newbie here: Do you have to transfer the points from the smaller contract to the larger one to book? Do both sets of points show up under one login? My guide wasn't sure.

You do NOT need to transfer points between your contracts to use them. We do this all the time and have never transferred points between our contracts. Just reserve as many nights as possible using one contract and the rest from the other contract and MS will link them together. You will keep the same villa and will not need to move or chek-in a 2nd time.

All contracts (providing they are owned by the same individuals and titled the same) will show on the same page on the Member's site. We currently have three different membership numbers (3 different Use Years) at 2 different resorts and can see all on the same page.

Enjoy!

 

[DougEMG]

While I am seriously worried about this, this contract is $10-12 less per point than others, plus it has all the 2011 points banked into the coming months. That is hard to beat so I can guarentee there is not an equivilent contract on the market right now.

I'd say go for it, but then I have no real experience to provide advice from, this is based purely on that I like saving money.

Although I'm about to have 3 different UYs, so in about a year or two I'll be able to provide some advice based on experience.

If you are an organized person that can keep track of things it shouldn't be a problem.

 

[disneynutz]

Different UY and different resort. I currently own 100 points (Oct UY) at VGC and am trying to add a 50 pt contract at VWL (Sept UY). He said there were no Oct UY available.

Get a different Guide.

You can go on a wait list for VWL October points.

The VGC points can only be used at VGC at 11 months and the VWL points only at VWL. If they were both Oct points your could just use them at 7 months without any special consideration.

If they are different UY's you will have different banking windows and you could book separate reservations from each contract, or you could transfer from one to the other.

To me having different UY's just adds another level of work and the possibility of a mistake.

Bill

 

[Kathymford]

Thanks for the advice. And OP, I didn't mean to hijack your thread, but your questions were similar to mine!

You do NOT need to transfer points between your contracts to use them. We do this all the time and have never transferred points between our contracts. Just reserve as many nights as possible using one contract and the rest from the other contract and MS will link them together. You will keep the same villa and will not need to move or chek-in a 2nd time.

All contracts (providing they are owned by the same individuals and titled the same) will show on the same page on the Member's site. We currently have three different membership numbers (3 different Use Years) at 2 different resorts and can see all on the same page.

Enjoy!

I am leaning this way. Thanks for your vote of confidence. In all honestly, I'm trying to do a quick add-on so I can finish my Sept reservation (out of points!!) HA.

Get a different Guide.

You can go on a wait list for VWL October points.

The VGC points can only be used at VGC at 11 months and the VWL points only at VWL. If they were both Oct points your could just use them at 7 months without any special consideration.

If they are different UY's you will have different banking windows and you could book separate reservations from each contract, or you could transfer from one to the other.

To me having different UY's just adds another level of work and the possibility of a mistake.

Bill

Well, other than losing the 11 month booking window, I can still book using both sets of points at 7 months, right? We are local to VGC, so we hardly ever use our 11 month booking window there. And since we travel to WDW off-peak, we've been pretty successful with out 7 month windows...

Am I missing anything?