Minor child used my debit card online....

Which part don't you understand?

The OP posted what happened - she had not decided what to do and asked for opinions. Many, many posters gave their opinions. She came back and said she had read the opinions, thanked everyone and told us what she had decided to do.

You came to this thread AFTER OP had posted that her and her DH had made the decision on what was best for their family.

If you really are an educator it's frightening. I'd be very curious to know what University employs you. I'm hoping it's not one any of my kids attended.


She was going to take him regardless, so why bother asking for opinions? A 9 year old doing this is obviously not supervised, so asking for "opinions" was trying to get people to blow pixie dust and let her know that her lack of supervision/discipline was ok, because, well, it's a Disney trip.

Sorry, Homey don't play dat :rotfl:
 
Seems if the child is A) able to have free access to the computer at age 9 B) able to have free access to a debit card at age 9, C) having to already see a therapist, there may be a little lack of discipline/supervision going on.

I get so sick of parents that automatically call "spectrum" on their kids for bad behavior due to lack of discipline or supervision.

Apparently now it's easier to label a child and call it a disability (and be rewarded for bad behavior because of said "disability") than actually parent and teach them right from wrong growing up (because snowflake will only be 1, 2 3 4,5, 6 ect once so that's why they are excused)

If you already decided to reward his behavior by taking him, why post and ask for opinions here?

I know I'm gonna get backlash for this, but how is the OP rewarding him? It's not like she said "Oh, you stole my card, let's go to Disney." There seems to be lots of punishment decisions in the making right now, and she is deciding which ones would get her child on the right path.
Oh and granted internet was a lot different 13 years ago, but I had computer access at a young age and my mom didn't hide her purse, yet I never robbed my mom, and I'm sure other kids haven't either, how is this turning out to be her fault? And maybe it's better that she takes her kid to a therapist when she feels over her head in parenting as opposed to being negligent. Just my opinion though, and I have no degree to prove that my opinion has any research...
 
I know I'm gonna get backlash for this, but how is the OP rewarding him? It's not like she said "Oh, you stole my card, let's go to Disney." There seems to be lots of punishment decisions in the making right now, and she is deciding which ones would get her child on the right path.
Oh and granted internet was a lot different 13 years ago, but I had computer access at a young age and my mom didn't hide her purse, yet I never robbed my mom, and I'm sure other kids haven't either, how is this turning out to be her fault? And maybe it's better that she takes her kid to a therapist when she feels over her head in parenting as opposed to being negligent. Just my opinion though, and I have no degree to prove anything that makes my opnion more right...


First off, great post! let me answer a couple of questions you posted.

1) She's rewarding him by still taking him on a trip he's looking forward to (while spending more money on him, unless she plans on not buying him anything). That tells the child "yep, mess up, but, it's ok, you'll still get a vacation out of it)

2) What punishment is she giving other than taking away computer access (which he shouldn't even have at that age anyway) or allowance? He's still getting money spent on him for a vacation, what does he even need those things for at 9?

3) It's the OP's fault for not monitoring what was going on long before this was found out. To try and get the credit card company to eat her unsupervised child's bills, well, all that does is raise my rates on things. People complain about people "abusing the system" all day, but when someone blatantly ignores their child and lets them run up bills then claims ignorance, well, yeah, I guess I have an opinion.

4) Once again, I think your post was well thought out and intelligent! Thank you!
 
She was going to take him regardless, so why bother asking for opinions? A 9 year old doing this is obviously not supervised, so asking for "opinions" was trying to get people to blow pixie dust and let her know that her lack of supervision/discipline was ok, because, well, it's a Disney trip.

Sorry, Homey don't play dat :rotfl:

And you know she was going to take him regardless how? It was the OP who first put the option of not taking him to Disney World out.

You seem very bitter and resentful.

OP is no longer asking for opinions, she's already made her decision. Since you came into this thread AFTER she already made her decision there really is no need for you to keep telling her what an awful parent she is.
 

I don't think the family vacation and the debit card incident have a lot to do with each other.

What the heck is "Homy don't play dat" supposed to mean? It makes as much sense as the clause with "(sic)" way back in this thread.

Would a good researcher actually extrapolate that the real number is 80-90% when that wasn't what the "study" showed? I don't believe you're a professor at a reputable college. I think you're just a reincarnated Diser who's a bit bored and decided to spend a few hours being a troll.
 
I don't think the family vacation and the debit card incident have a lot to do with each other.

What the heck is "Homy don't play dat" supposed to mean? It makes as much sense as the clause with "(sic)" way back in this thread.

Would a good researcher actually extrapolate that the real number is 80-90% when that wasn't what the "study" showed? I don't believe you're a professor at a reputable college. I think you're just a reincarnated Diser who's a bit bored and decided to spend a few hours being a troll.

Ding, ding, ding I think we have a winner!

I was wondering what the "Homy don't play dat" was supposed to mean too!
 
First off, great post! let me answer a couple of questions you posted.

1) She's rewarding him by still taking him on a trip he's looking forward to (while spending more money on him, unless she plans on not buying him anything). That tells the child "yep, mess up, but, it's ok, you'll still get a vacation out of it)

2) What punishment is she giving other than taking away computer access (which he shouldn't even have at that age anyway) or allowance? He's still getting money spent on him for a vacation, what does he even need those things for at 9?

3) It's the OP's fault for not monitoring what was going on long before this was found out. To try and get the credit card company to eat her unsupervised child's bills, well, all that does is raise my rates on things. People complain about people "abusing the system" all day, but when someone blatantly ignores their child and lets them run up bills then claims ignorance, well, yeah, I guess I have an opinion.

4) Once again, I think your post was well thought out and intelligent! Thank you!

Even though I still don't know if my I agree on everything, I can at least see where your coming from. Thanks for not turning this into anything unecessary!
 
How is that fair to the bank or the vendor? This wasn't some stranger that stole your identity. This was your child that was allowed enough unsupervised time on the internet to create accounts and use your card. If the neighbor child used your card, you would expect the parents to repay you, because they are responsible for their child's actions. So why shouldn't you be responsible for your child's actions?

Ignoring all of the bickering-I do want to say that I agree with this. It is a shame and I am sure upsetting (and possibly a hardship) for the parents to cover the bill--but I feel they should be responsible for the bills their son racked up. It is possible that the companies will let them off--but it shouldn't happen and if it does the son gets the wrong message about being responsible for one's actions.
 
I don't think the family vacation and the debit card incident have a lot to do with each other.

What the heck is "Homy don't play dat" supposed to mean? It makes as much sense as the clause with "(sic)" way back in this thread.

Would a good researcher actually extrapolate that the real number is 80-90% when that wasn't what the "study" showed? I don't believe you're a professor at a reputable college. I think you're just a reincarnated Diser who's a bit bored and decided to spend a few hours being a troll.

The Homey comment refers to a show that was on in the 90's (In Living Color). (sic) refers to "spelling in context".

I never said it was an official study btw. It wasn't funded, just something I did for giggles with the snowflakes. As far as reputable, I suggest you don't send your child to a top school if you think it's the professors job to blow pixie dust up. Maybe a community college would be more to your liking?
 
Ignoring all of the bickering-I do want to say that I agree with this. It is a shame and I am sure upsetting (and possibly a hardship) for the parents to cover the bill--but I feel they should be responsible for the bills their son racked up. It is possible that the companies will let them off--but it shouldn't happen and if it does the son gets the wrong message about being responsible for one's actions.

EXCELLENT post!
 
I didn't read all the posts on this thread but it is clear to me that this kid doesn't have any respect for his parents and little consequses for his actions. Right now it is the debit car issue. IF I were the parents I would hide my car keys because this little kid is quite devious and you never know what the next thing he will do. It could be joyriding in the family car. I sure as hell would not bring him on vacation with me if I could make other plans for him and it sounds like the OP can. What he did was really awful and I don't feel taking the computer away is enough.
 
I didn't read all the posts on this thread but it is clear to me that this kid doesn't have any respect for his parents and little consequses for his actions. Right now it is the debit car issue. IF I were the parents I would hide my car keys because this little kid is quite devious and you never know what the next thing he will do. It could be joyriding in the family car. I sure as hell would not bring him on vacation with me if I could make other plans for him and it sounds like the OP can. What he did was really awful and I don't feel taking the computer away is enough.

Stop talking nonsense! You are talking about that evil thing called 'discipline" here. Apparently, there is none of that allowed unless you are pot stirring! How DARE you actually discipline your child and refuse him anything and not reward him with trips for being a monster! It's unacceptable :rotfl:
 
Stop talking nonsense! You are talking about that evil thing called 'discipline" here. Apparently, there is none of that allowed unless you are pot stirring! How DARE you actually discipline your child and refuse him anything and not reward him with trips for being a monster! It's unacceptable :rotfl:

He's 9. He knew right from wrong of course. He should have a consequence. OP has already said there will be a consequence. The whole family can learn from this. He is still a very young child. Don't think he should be labeled a criminal just yet! It is just a coincidence that this trip is in the near future. It's not just him and something fun; the whole family is involved. This is different than taking away something from just him. I'd take away the computer indefinitely and provide lots of library time with books over the summer in addition to the therapist if needed. The future would involve the computer being in a very public place and supervision until he proves to be trustworthy. But he should be given the chance to BE trustworthy again.
 
The Homey comment refers to a show that was on in the 90's (In Living Color). (sic) refers to "spelling in context".

I never said it was an official study btw. It wasn't funded, just something I did for giggles with the snowflakes. As far as reputable, I suggest you don't send your child to a top school if you think it's the professors job to blow pixie dust up. Maybe a community college would be more to your liking?

Too late - we've already sent our older to children to "top schools". One ds is in a top law school right now. None of my children were ever what someone would consider a snowflake, that doesn't mean that I think all 9 year olds who make a very bad decision (and who are being punished) should
be labeled criminals.
 
My two cents -

Tell him he is not going on vacation. Make him start working off the debt. When vacation comes, TAKE HIM. Make sure he knows it is not a reward and the working to repay the debt will continue until it is paid, include any money he wants to spend in the parks. No computer at all until school restarts ( if he needs it for that and he may ). No games at all until...and set an age. Block everything that can be blocked in the house that he could abuse.

Nine years old may be obnoxious, but he's still a kid. And you know best what he responds to.

Recourse with the companies- probably none. We are responsible for keeping cards, access etc safe. He did steal but it was under your watch so to speak.

If he were a teen - no, no vacation. But then again, family vacation at that age? staying home may be seen as a reward.

Good luck!
 
If he were a teen - no, no vacation. But then again, family vacation at that age? staying home may be seen as a reward.

Good luck!

Either way staying at home would be a reward. Teen gets out of WDW or child gets away from parents who he has totally let down.

The punishment is perceived to be "severe" from the adults perspective because that is who it means the most to in the end.

OP was right in changing it because she knew her kid would see staying at home as a "reward" more than likely. I know my kids would have.
 
I don't think the family vacation and the debit card incident have a lot to do with each other.

What the heck is "Homy don't play dat" supposed to mean? It makes as much sense as the clause with "(sic)" way back in this thread.

Would a good researcher actually extrapolate that the real number is 80-90% when that wasn't what the "study" showed? I don't believe you're a professor at a reputable college. I think you're just a reincarnated Diser who's a bit bored and decided to spend a few hours being a troll.[/QUOTE]

::yes::
 
EXCELLENT post!
Uh, thanks. I am trying not to be rude but is just seems to me that anyone over about age 3 gets that parents are ultimately responsible for their kids. By trying to get out of paying it just seems the message sent is that you should try to shirk your responsibilities--counter productive in general and really counter productive when dealing with a child who has been so devious.

My two cents -

Tell him he is not going on vacation. Make him start working off the debt. When vacation comes, TAKE HIM. Make sure he knows it is not a reward and the working to repay the debt will continue until it is paid, include any money he wants to spend in the parks. No computer at all until school restarts ( if he needs it for that and he may ). No games at all until...and set an age. Block everything that can be blocked in the house that he could abuse.

Nine years old may be obnoxious, but he's still a kid. And you know best what he responds to.

Recourse with the companies- probably none. We are responsible for keeping cards, access etc safe. He did steal but it was under your watch so to speak.

If he were a teen - no, no vacation. But then again, family vacation at that age? staying home may be seen as a reward.

Good luck!
I could not disagree more with the bolded. Making a threat like that and then not following through will only teach the child that there are no real consequences with mom and dad. I think that would make a bad situation far worse.
 
I could not disagree more with the bolded. Making a threat like that and then not following through will only teach the child that there are no real consequences with mom and dad. I think that would make a bad situation far worse.

It would certainly be mean.:laughing: However it does not set up a consistent basis of discipline and therefore would be of no use as a teaching tool. For a 9yo it would be seen as totally confusing.

As far as the trying to get out of what he bought online, I don't agree with that either.
 
. . . I get so sick of parents that automatically call "spectrum" on their kids for bad behavior due to lack of discipline or supervision.

Apparently now it's easier to label a child and call it a disability (and be rewarded for bad behavior because of said "disability") than actually parent and teach them right from wrong growing up (because snowflake will only be 1, 2 3 4,5, 6 ect once so that's why they are excused)
Should the OP have realized what was going on and stopped it sooner? Yeah, maybe, but EVERY parent whose child is more than perhaps a day old has missed something, has let go by something that should've been noticed. Other kids, the house, the job, and even the parents' own lives get in the way. Missing something doesn't mean she's a bad parent. Noticing it and letting it go would be a sign of a bad parent. Missing multiple things on an ongoing basis would be a sign of a bad parent. As far as we know, the OP missed out on computer issues. I'm not ready to throw stones for that.

And she's not ignoring the problem, not excusing it away, not trying to avoid parenting the child. She's trying to figure out how best to deal with the problem. More than once I've said to my child, "Go to your room, and we'll talk about your punishment after dinner." Sometimes I need to cool down before I can make a rational decision. It doesn't mean I'm not going to come down hard on the child; it just means I need a little time to decide (and perhaps confer with her father) about what's most appropriate.
I would bet money that GoinAgainSoon has no children. One of the things many of us learned once we became parents is that decisions aren't nearly as black and white as we thought when we were criticizing from the side.
I'm getting that "no children" impression too. He or she is strong on the punishment side of things, but is completely missing that a good parent lets the child "earn his way back" into a trusting relationship again. A good parent doesn't punish the child forever because he made a (very serious) mistake at 9 years old.

Thinking back to my own childhood, my own mom was always very strict with punishments -- very fast too -- but although she started out strong, she often petered out by the end. That is, she'd assign grounding 'til the end of the school year . . . including extra chores, etc, etc, etc . . . but after a couple days, a week at the most, she'd run out of steam. Punishing a child takes parental effort, and it's absolutely no fun. She had a whole houseful of kids on her own, and that's hard. Our punishments never lasted as long as they were assigned, and we knew it. Maybe that's why I've always given very stern but relatively short punishments. It seems more effective to me. The end of the punishment, the forgiveness and the return to normality, is just as important as the hurting part. That's what GoinAgainSoon is missing.

In this case, the trip is a month away. A month of punishment is an appropriate amount of time for a 9-year old, and it's appropriate for the crime committed. Come down hard on the child -- I completely agree. But let the punishment end a month from now, and let him back into everyone's good graces.

Certainly, after that point, some new computer supervision rules would be appropriate, but that'd be new family operating procedures -- not continued punishment.
Rewarding bad behavior only breeds more bad behavior.
I agree with that, but going on a vacation more than a month after the crime was committed doesn't seem like a reward for bad behavior. Would you suggest that the poster also forbid him to go on a camping trip with his scout troop next fall? forbid him to go out for middle school football next year? have him skip senior prom?

The child needs to be punished, and the punishment needs to be swift and severe . . . the punishment needs to make him miserable and make him understand that doing wrong is not worth the costs . . . but it also needs to end. A month later is appropriate.
(sic) refers to "spelling in context".
No, it doesn't. It's Latin and I forget the exact translation, but it's supposed to be placed in squared-off brackets [] not parentheses (), and it means that you're quoting a person who's made a spelling or grammar mistake, and although you recognize the mistake, you're still passing on the original author's words exactly as he or she wrote them.
He's 9. He knew right from wrong of course. He should have a consequence. OP has already said there will be a consequence. The whole family can learn from this. He is still a very young child. Don't think he should be labeled a criminal just yet! It is just a coincidence that this trip is in the near future. It's not just him and something fun; the whole family is involved. This is different than taking away something from just him. I'd take away the computer indefinitely and provide lots of library time with books over the summer in addition to the therapist if needed. The future would involve the computer being in a very public place and supervision until he proves to be trustworthy. But he should be given the chance to BE trustworthy again.
This makes perfect sense to me -- except for the therapist part; if lack of friends is the problem, I think he'd do better at summer camp or joining a baseball team than sitting with a therapist . . . but first the OP has to get through this immediate crisis.
 


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