Can someone tell me a bit more about trip insurance, and why the need to get it now?
Remember, this is coming from someone who has never purchased trip insurance before.
Well, with Travel Guard, if you purchase the Essentials Extended plan within the first 14 days, your children are free. I went with them over Access American because we're flying cross country to meet the cruise and their air trip interruption policy is much stronger. I don't want to miss the cruise due to airline problem (weather or otherwise) and only get a portion of our trip cost back. With Travel Guard we'd get it all back.
When looking at insuremytrip, what are you using as the Primary Destination? Other? Mexico? TIA.
I generally wait until right before final payment to get my trip insurance since the trip is fully refundable up until then. We don't have any pre-existing condition type stuff. Is there any other reason to get the insurance now?
I used "other".
We don't have an pre-existing conditions either and we're all healthy but then again, you never know what can happen in 14 months, so I figured for $166 I'd bite the bullet. Travel Guard said if we decided not to go on the cruise (which won't happen) then we could ask for the insurance to be transferred to another sail date. She said there's no guarantee that they'd allow it, but some have been successful in the past and it wouldn't hurt to try.