I love credit cards so much!

[Haley R]

How have you never watched Hocus Pocus?!

Idk lol. Just wasn’t one my family watched. I watched halloweentown a lot as a kid though

 

[Haley R]

Those cornfields creep me out I'd be too afraid of those to even watch the movie!

Haha we went into the corn maze and practically ran because there were so many mosquitos.

 

[Alexle2007]

Mine was GC as well, and I definitely don't have the receipt anyways. I really don't care about the $5...I mean, it would nice to get it but not worth getting worked up about...what I am concerned about, is that this 'hung up' pending offer is keeping my other offers from posting?? Others who did the offer after me are getting theirs changed to payable. That just seems odd.

Had to submit the receipt for reimbursement? Seems very feasible at a pharmacy and HSA accounts.

 

[mmmears]

Wow. My RMN purchases have pending funds, but RMN says they won't "do their part" until 10/6. Guess I can't use them again. Is this normal? It seems like mine are taking longer than other people's but maybe it's just because I'm impatient.

 

[Alexle2007]

Wow. My RMN purchases have pending funds, but RMN says they won't "do their part" until 10/6. Guess I can't use them again. Is this normal? It seems like mine are taking longer than other people's but maybe it's just because I'm impatient.

I believe they give themselves 2 weeks to pay out to cut down on inquiries. I had 2 of my 9/17 transactions paid but am still waiting for a transaction from 9/14 to pay. So there is still chance you’ll be able to use them again. I already re-used my Staples that paid on Fri.

 

[mmmears]

I believe they give themselves 2 weeks to pay out to cut down on inquiries. I had 2 of my 9/17 transactions paid but am still waiting for a transaction from 9/14 to pay. So there is still chance you’ll be able to use them again. I already re-used my Staples that paid on Fri.

Did they put it through earlier than the day they said they would? When I checked the app just now it's showing 10/4 and 10/6 for the two I used.

 

[elgerber]

I tried my first RMN at Kohl’s today and it’s not showing as pending. We eat at Chipotle all the time so it’s money I would have spent anyway, but it would be nice if the offer worked

 

[Livelovedance]

I also for the first time am the proud owner of not one but two Disney Dooney and Bourne bags. I had been eyeing the older pattern of the DVC crossbody and then it sold out. Then I thought, I will get the pouchette because it is cheaper. Sold out. Finally was like well crap I do like that pattern so I got the huge one. Plan is to use it for work for my ipad/files etc. A little Disney at work will be good I figure. And then while I was looking saw the orange bird on sale plus could use 20%. So now I have two! Plus extra points from the shopping portal. Good thing I didn’t know that would work...I might have kept going.

I haven’t seen Hocus Pocus either. But we were shopping all afternoon and it is huge in the Halloween Spirit pop up stores. They had it at Target and D10 wanted it so I guess I will be watching it soon. Sad but true but I don’t have too high of expectations.

Congratulations on your Dooney bags! They make some beautiful designs!

I think your level of expectations on Hocus Pocus is valid. Don’t get me wrong, I enjoy the movie, but I think it’s more for the element of nostalgia than the movie itself. It’s dated, so for people watching today for the first time I could see it being a one and done.

 

[Alexle2007]

Did they put it through earlier than the day they said they would? When I checked the app just now it's showing 10/4 and 10/6 for the two I used.

Yep. I did 3 transactions on 9/17 that say they would pay by 10/1. Staples paid on 9/21 (4 days) Walgreen’s paid on 9/22 (5 days) and CVS is still pending. I had a purchase from Walgreen’s on 9/14 that is still pending and says it will pay by 9/28. I have received emails for all of my offers when payment has processed. They all come in the middle of the night. I then log on in the morning and move the funds to PayPal.

 

[mmmears]

Yep. I did 3 transactions on 9/17 that say they would pay by 10/1. Staples paid on 9/21 (4 days) Walgreen’s paid on 9/22 (5 days) and CVS is still pending. I had a purchase from Walgreen’s on 9/14 that is still pending and says it will pay by 9/28. I have received emails for all of my offers when payment has processed. They all come in the middle of the night. I then log on in the morning and move the funds to PayPal.

Thanks for the info. I really appreciate it. I guess I'll keep checking in case they clear and I can use the offer again this month.

 

[Alexle2007]

I tried my first RMN at Kohl’s today and it’s not showing as pending. We eat at Chipotle all the time so it’s money I would have spent anyway, but it would be nice if the offer worked

The offer is linked and not saved? And you used the linked credit card? Mine didn’t initially seem to take yesterday at Kogl’s but I went in and out of the linked offer a couple of times and it finally showed pending and I received the notification.

 

[elgerber]

The offer is linked and not saved? And you used the linked credit card? Mine didn’t initially seem to take yesterday at Kogl’s but I went in and out of the linked offer a couple of times and it finally showed pending and I received the notification.

Yep linked. Double checked before I went to checkout and made sure the card I was using was one that was linked.

 

[NewbieMom]

So after following this thread and evaluating our 2019 travel goals & spend, I decided to jump on board and apply for the Hilton card. I tried to add DH as my AU, but it requested his SSN. Does that mean I won't be able to refer him to get his own card (and sign on bonus)?

 

[NewbieMom]

I tried my first RMN at Kohl’s today and it’s not showing as pending. We eat at Chipotle all the time so it’s money I would have spent anyway, but it would be nice if the offer worked

Of all the ones I tried, Kohl's is the only one that didn't track for me too. They didn't have Disney gc at my store so I just got a Kohl's gc for my MIL who loves to shop there. I would think that would code like a regular Kohl's purchase but I guess not. Oh well...

 

[SouthFayetteFan]

So I logged on to AMEX tonight to check out our offer to upgrade my wife's BCE to BCP. I happened to look at the AMEX offers and I had one for 10% back at Grocery Stores (up to $20). It expires on 9/30/18 LOL. I don't know how I missed that offer BUT I added it to the card RIGHT AWAY, lol! I guess I'll be buying some sort of gift card for $200 this week!

EDIT: Upgrade is complete, we now have a Blue Cash Preferred!

 

[platamama]

When I do book the flights, do I need to use the Citi card to get the benefits? Planning on booking first class on miles. Do I get free checked bags just due to First or do I need to use my card?

You get the free checked bags because of both reasons - First class tickets include bags, and the card gets you free checked bags simply by being a cardholder. [This is somewhat different from the United card that requires purchase of the fare on the United card to qualify for free checked bags.] With AA you don't need to pay any part of the fare with the card, you get free 1st checked (domestic) bag simply by being a cardholder (at least 7 days prior to travel your FF number has to be on your reservation). You don't even have to show it to anyone. I would pay for the fees/taxes with your CSR since it has superior travel protections.

A personal Barclays would get you a 10% redeemed miles back per calendar year up to a maximum of 10,000 miles. The 60K mile offer on it right now is pretty good.

You can gain more miles through AA's shopping portal and dining program. In a pinch, you can always buy AA miles (although wait for a sale) to top off your account. The cheapest I've seen works out to $0.015 per mile if you buy enough miles (usually though it will be around $0.019 per mile). I can MS and have it end up being $0.014 per mile.

Are there Chase cards you prioritize that are making you watch your 5/24 status?

 

[Lain]

Thank you so much. We've been counting up his cards and sadly he is at 4/24 now, so I guess we need to think about this very carefully. The SPG Lux is definitely on our radar as well, but another high AF card will be a bit much.

Is there a particular Chase card DH is interested in?

Since the PRG is a personal card, it will add to DH’s */24 count with Chase. However, Amex does not typically report new personal accounts to your credit reports until the close of the second monthly statement, so DH can usually expect to have about 2 months before Chase finds out about a new Amex personal card and counts it against him. DH could get whatever Chase card he might want in those two months between getting the PRG and having it reported on his credit reports.

 

[mmmears]

Is there a particular Chase card DH is interested in?

Since the PRG is a personal card, it will add to DH’s */24 count with Chase. However, Amex does not typically report new personal accounts to your credit reports until the close of the second monthly statement, so DH can usually expect to have about 2 months before Chase finds out about a new Amex personal card and counts it against him. DH could get whatever Chase card he might want in those two months between getting the PRG and having it reported on his credit reports.

Wow. I had no idea. Thank you for this information. And no, nothing specific from Chase is on his wish list at the moment. But I hate to close that door since I never know if something new or interesting will pop up.

Earlier today he said no more cards. Now he's asking about another one.

 

[miztressuz]

So after following this thread and evaluating our 2019 travel goals & spend, I decided to jump on board and apply for the Hilton card. I tried to add DH as my AU, but it requested his SSN. Does that mean I won't be able to refer him to get his own card (and sign on bonus)?

You can still refer him to his own card. Amex asks for SSN, in part, for the reporting the account to his credit report. (my understanding is without giving the SSN the card, if issued, would eventually be deactivated) So if you add him as an AU on that card that will count against his accounts opened in the last 24 months for CC issuers that are sensitive to that like Chase (5/24). It doesn't stop him from having the same card and getting the bonus for it, though.

 

[Lain]

So after following this thread and evaluating our 2019 travel goals & spend, I decided to jump on board and apply for the Hilton card. I tried to add DH as my AU, but it requested his SSN. Does that mean I won't be able to refer him to get his own card (and sign on bonus)?

Which Hilton card? There are 4 of them. I’m not sure I’m understanding what you’re trying to do. Adding DH as an additional or authorized user (“AU”) to your Hilton card is not the same as referring DH for his own Hilton card and getting a separate welcome bonus.