I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

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I called/emailed a ton of other Honda dealers. The market adjustments are so insane. One was $4,500. One had no adjustment but a $4,600 package which basically consisted of wheel locks. I ended up signing the quote and I'll pay the $500 non-refundable/refundable deposit and see what happens.
 
This is my son's situation. He's a 20 something a few years out of college. He drove what used to be my Mom's car, a 2004 Mazda3. It was literally the car that the little old lady drove to church (and the grocery store). So it's 18 years old, was running fine but the transmission just died. I work from home, so we've loaned him my car (a 2008 Mazda3 lol) and we've passed it back and forth if I need it (he also works from home twice a week).

Anyway -- just before the trans died, he and his gf spent a large chunk on some whole house plumbing upgrades/fixes on their home (they are recent homeowners). So on top of the new car challenges, his nice down payment was also gone.

Reading this car info thread is enlightening and frightening!

DH and I are retiring from full time employment this fall (I was part of a layoff I've known about for 18 months and we plan to take at least 6-12 months off and then maybe do some part-time work after some travel and my severance runs out), so I'm not even sure we need 2 cars any time soon.

I think his best course of action is to just pay us a little bit each month for use of the car and then wait out this insanity (we'd probably just return the money for help with his down payment when the time comes). Even late model used cars are almost as expensive as new, so getting a new car with a full warranty makes more sense I guess.

Anyone know if all these new car challenges impact even sedans like a Honda Accord or Civic? While I know he'd love a small/mid SUV, it seems like those are all hard to come by. I think he's realizing that he needs to be more open minded.
Ah, the joys of being an adult! It sounds like you've got a good plan and if I was your DS I'd take you up on the offer and see if things improve in the next year. I do think the issues are with all cars, not just SUV's.
 

I guess I'll start off with asking....is there a way to liquidate MCGC? I've stuck to VGC and Serve at WM and the occasional FD.

Hope he feels better. Hopefully the pacemaker will help his energy and motivation if he’s not having pauses.

Hospitals don’t send tube feeds to nursing homes, they provide their own. It may not likely be exactly the same thing as there’s two big brands, but they’re essentially the same.

Nursing homes are kind of well know for sending back patients. Hopefully it doesn’t happen again once’s he’s able to go back.
It wasn't the tube. The SNF didn't have the food. They had to order it. So the hospital was going to uber it over.

I've been reading along and am so sorry you're going through this. I was in a similar situation with my father summer 2021 and am still working on his estate. There's just no easy way to navigate these issues.

I'm no expert, but did want to mention the account with $25k for your daughter. Is this a joint account? If so, you might consider switching it to be in her name only asap. My father had several joint accounts with us (some of which consisted 100% of money that we deposited, they just continued to be joint from back when he opened them for us as kids) and in some cases those joint accounts will count as part of the estate for tax purposes. I wish that we had switched these over to only be in our names, but it's just that you don't think of this until after the fact. ☹️

I'm not on that account. I'm on his everyday account. I don't think I can take him off any accounts per the 5 year look back. But I did read about a "loop hole". The money came from an inheritance from my granny. She wanted it to go to her grandchildren/great grandchildren. I read sometimes you can "gift" an inheritance if you are able to prove you were financially stable when you got the money and didn't need it. My dad was. So fingers crossed on that!
 
@afan and anyone else with hopes to travel to Japan. The day is almost here!!! October 11th.
https://asia.nikkei.com/Spotlight/C...8um4vZFBYc9qsa_9fJ_vBWY4T0-Tljembqpr3K5nD6MIQ

I started planning in earnest after the last loosening. But certainly glad to not have to jump through hoops or pay paperwork money. But it's been so long a part of me feels I'll believe it when I see it lol.

Have been learning about what things have changed. TDR has attendance limits and the official partner hotels no longer have guaranteed entry. Hilton Tokyo Bay has these "packages" that includes the right to buy a ticket, they open up 2 months in advance. I asked if the right can be added to an existing reservation and was told no (so no points bookings to get it). I guess if cash rates as still reasonable when I can book, I'll just do that since that would still be cancellable (as opposed to buying tickets online when they're released). Probably this will change as things open up, but I doubt it will in time for our trip this winter. When I first looked, these packages were only on the Japanese site, but now I see they're on the English site too (progress!).

I want to get Express Pass for Universal, which also opens up 2 months in advance. I guess I'll just have to bite the bullet for those since they usually sell out. That'll be the point when something becomes non-refundable for me.

Also learned that Suica can be added right from Apple Wallet and about eSIMs that you can buy online. They look like very convenient options!
 
It wasn't the tube. The SNF didn't have the food. They had to order it. So the hospital was going to uber it over
@Jax1023 means the "food" = tubefeeding formula. In 30 years as a dietitian we have never sent the formula with the patient anywhere. Most NH, SNF, LTACH have their own formulary and carry multiple products which can be substituted back and forth. Kinda like ordering Heinz ketchup but being subbed Del Monte ketchup. Lol
 
I've been gone for the past 12 days and trying to catch up! Scanned through the posts and didn't see this mentioned, I have an offer on my Amex Plat that looks like it can be stacked with the $200 credit, taking $400 off of $850 or more. Anyone else get this?

Spend $850 or more, get $200 back
Prepaid Fine Hotels + Resorts® & The Hotel Collection
 
This is my son's situation. He's a 20 something a few years out of college. He drove what used to be my Mom's car, a 2004 Mazda3. It was literally the car that the little old lady drove to church (and the grocery store). So it's 18 years old, was running fine but the transmission just died. I work from home, so we've loaned him my car (a 2008 Mazda3 lol) and we've passed it back and forth if I need it (he also works from home twice a week).

Anyway -- just before the trans died, he and his gf spent a large chunk on some whole house plumbing upgrades/fixes on their home (they are recent homeowners). So on top of the new car challenges, his nice down payment was also gone.

Reading this car info thread is enlightening and frightening!

DH and I are retiring from full time employment this fall (I was part of a layoff I've known about for 18 months and we plan to take at least 6-12 months off and then maybe do some part-time work after some travel and my severance runs out), so I'm not even sure we need 2 cars any time soon.

I think his best course of action is to just pay us a little bit each month for use of the car and then wait out this insanity (we'd probably just return the money for help with his down payment when the time comes). Even late model used cars are almost as expensive as new, so getting a new car with a full warranty makes more sense I guess.

Anyone know if all these new car challenges impact even sedans like a Honda Accord or Civic? While I know he'd love a small/mid SUV, it seems like those are all hard to come by. I think he's realizing that he needs to be more open minded.
DH and I are both retired (I am more than he is LOL) and we were doing fine with 1 car... then Dad got sick and we got back the 2006 Honda Accord I gave him years ago. I call it the Fred Flintstone car since it's so basic but I think that's what keeps it going, lol. For the past 2 summers I've lent it out to DD's BFF and a couple of other people when they have car trouble. A lot of words to say 1 car is pretty easy to manage if you don't have jobs or do a lot of running around. We really don't need it but it's nice to have as a back up as our other car (2015) ages not so gracefully. I think lending out/leasing out to your DS is a great solution while the current insanity with car buying runs its course.
 
This has been the way Toyota has operated for a while as far as they get what they get from Toyota. When I bought my last highlander in 2018 there was some feature that I was interested in (I don't even remember what it was now) and was told that Toyota makes what they make and the dealer has to take what they give them. At the time they said they could call other dealers to see if they had what I wanted but obviously they probably can't and won't do that now, doubt it would do anything as none of them seem to have much inventory. The last time I was at the dealer they still had a ton of sales people milling around. All I could think is why do you even need sales people anymore? Seems like they are just order takers now.

I do feel for people who are in a situation where they have to buy something now.
Exactly how they explained it to me.

By scammy, I meant that in order to have your name in and to try to get your choice of vehicle, you would probably have to play the game with deposits all over the area, since each dealership's list is basically independent. That could get expensive around here.

And, while I was at the dealership there was some kind of cancer awareness lunch going on and there were more staff around then I ever expected to see at a dealership, all wearing blue shirts plus pink ribbons.
 
I've been gone for the past 12 days and trying to catch up! Scanned through the posts and didn't see this mentioned, I have an offer on my Amex Plat that looks like it can be stacked with the $200 credit, taking $400 off of $850 or more. Anyone else get this?

Spend $850 or more, get $200 back
Prepaid Fine Hotels + Resorts® & The Hotel Collection
that looks like a great offer-can't see why it wouldn't stack...off to look, thanks!
 
I started planning in earnest after the last loosening. But certainly glad to not have to jump through hoops or pay paperwork money. But it's been so long a part of me feels I'll believe it when I see it lol.

Have been learning about what things have changed. TDR has attendance limits and the official partner hotels no longer have guaranteed entry. Hilton Tokyo Bay has these "packages" that includes the right to buy a ticket, they open up 2 months in advance. I asked if the right can be added to an existing reservation and was told no (so no points bookings to get it). I guess if cash rates as still reasonable when I can book, I'll just do that since that would still be cancellable (as opposed to buying tickets online when they're released). Probably this will change as things open up, but I doubt it will in time for our trip this winter. When I first looked, these packages were only on the Japanese site, but now I see they're on the English site too (progress!).

I want to get Express Pass for Universal, which also opens up 2 months in advance. I guess I'll just have to bite the bullet for those since they usually sell out. That'll be the point when something becomes non-refundable for me.

Also learned that Suica can be added right from Apple Wallet and about eSIMs that you can buy online. They look like very convenient options!
Have you tried to purchase Disney park tickets online? I've looked around the website and it seems like they have plenty of availability, I think they keep adding it. It is pretty simple on the Disney Tokyo website, of course I haven't purchased anything but have been able to add tickets to my cart. The only thing that I've read is that you needed a Japanese credit card to buy tickets, but that was pre-covid, I don't know if that's still the case.
 
Question on Pay Yourself Back? Does anyone think it will be extended again? I have a Sapphire Reserve and a bunch of points I can redeem. I haven’t had good luck with making travel with the portal recently and so really hoping it gets extended beyond September 30, 2022. TIA
Anxiously awaiting that myself. I have been using PYB a lot for dining, Airbnb, and the annual fee. At least charity goes through December, I will send something to World Central Kitchen before the end of the year.
 
No, I'm a leather person.
I prefer leather and usually get it. I did have one exception and I hated those seats as they just stayed dirty.

The Softex felt okay but what will it be like in a couple of years? I don't change out cars that often and would expect to have whatever I buy for a while. I would hate to find out that it hardens, crumbles, wears down to the base fabric, etc. Since I don't follow Toyota I don't know if it's a new product or something tested with time.
 
DH and I are both retired (I am more than he is LOL) and we were doing fine with 1 car... then Dad got sick and we got back the 2006 Honda Accord I gave him years ago. I call it the Fred Flintstone car since it's so basic but I think that's what keeps it going, lol. For the past 2 summers I've lent it out to DD's BFF and a couple of other people when they have car trouble. A lot of words to say 1 car is pretty easy to manage if you don't have jobs or do a lot of running around. We really don't need it but it's nice to have as a back up as our other car (2015) ages not so gracefully. I think lending out/leasing out to your DS is a great solution while the current insanity with car buying runs its course.
Yep, we're retired and have 2 older cars (2008 and 2011). We loaned one to DD and her DH after they had a baby and needed a 2nd car. They recently bought one, had to go for a new non-hybrid when they were looking for used and hybrid. Not much out there.

We would like to get rid of both our old cars and get a fully electric; with the way we drive now it would be fine most of the time with maybe a rental once or twice a year. I have been putting a lot of money into repairs this year. Hoping to hold out a few more years as newer electric models are coming.
 
Yep, we're retired and have 2 older cars (2008 and 2011). We loaned one to DD and her DH after they had a baby and needed a 2nd car. They recently bought one, had to go for a new non-hybrid when they were looking for used and hybrid. Not much out there.

We would like to get rid of both our old cars and get a fully electric; with the way we drive now it would be fine most of the time with maybe a rental once or twice a year. I have been putting a lot of money into repairs this year. Hoping to hold out a few more years as newer electric models are coming.
That's our plan too-waiting until 2024/5 and getting one full electric and one hybrid is how we're leaning...as long as one of our two cars can hold out that long, of course 🤞🤞🤞
 
Have you tried to purchase Disney park tickets online? I've looked around the website and it seems like they have plenty of availability, I think they keep adding it. It is pretty simple on the Disney Tokyo website, of course I haven't purchased anything but have been able to add tickets to my cart. The only thing that I've read is that you needed a Japanese credit card to buy tickets, but that was pre-covid, I don't know if that's still the case.

I haven't looked, but I wonder if klook has them. I'd also imagine with them opening up they'll start increasing capacity back to what it was along with how to get tickets. They just announced the happy 15 early entry for Disney resorts is starting again. It'll just depend on how quick/if they want to, bring stuff back. More curious about what they do with paid fp.
 
has anyone done the point.me concierge? im debating doing it for japan now that it's actually open, reddit talks it up but I trust this thread more than that basically for 200-400$ depending they do your points booking for you 100% start to finish you transfer they do the rest.
 
Yep, we're retired and have 2 older cars (2008 and 2011). We loaned one to DD and her DH after they had a baby and needed a 2nd car. They recently bought one, had to go for a new non-hybrid when they were looking for used and hybrid. Not much out there.

We would like to get rid of both our old cars and get a fully electric; with the way we drive now it would be fine most of the time with maybe a rental once or twice a year. I have been putting a lot of money into repairs this year. Hoping to hold out a few more years as newer electric models are coming.
we're halfway there, I don't miss anything about my Audi or VW since going electric. I think my wife wants the cybertruck to come out more than I do. It's so dramatically cheap to maintain it's insane.
 
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