I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

[ski_mom]

Can DS be an AU on DH's and my AmEx Plat? He's already one with DH and I have an offer for 20,000 points to add and AU and it would be easiest to add him to mine as well.

 

[havaneselover]

Can DS be an AU on DH's and my AmEx Plat? He's already one with DH and I have an offer for 20,000 points to add and AU and it would be easiest to add him to mine as well.

Yes. As long as he's old enough you are good.

 

[hsmamato2]

To add on to this great write up, for the Discover It you can actually get 5 quarters doubled if you apply within a quarter. Say you apply Feb 1, that will give you all 4 qtrs of 2022, plus Q1 2023 within your first year cash back match. So up to $750 for $7500 in spend, depending on how fast you can max out a quarter. Add in the $100 statement credit from a support link and it's a decent return for when chasing sign ups is too much to handle. (Or a good supplement to sign ups if you have too much spend going.)

OOooooohhhhh How does Discover view support from P1-P2 within same household? I'm thinking this is about my speed right now..... I've had mine for years....

 

[hsmamato2]

To add on to this great write up, for the Discover It you can actually get 5 quarters doubled if you apply within a quarter. Say you apply Feb 1, that will give you all 4 qtrs of 2022, plus Q1 2023 within your first year cash back match. So up to $750 for $7500 in spend, depending on how fast you can max out a quarter. Add in the $100 statement credit from a support link and it's a decent return for when chasing sign ups is too much to handle. (Or a good supplement to sign ups if you have too much spend going.)

OOooooohhhhh How does Discover view support from P1-P2 within same household? I'm thinking this is about my speed right now..... I've had mine for years....

I would add in the Chase offer personally, and it extends your expiration until April. I thought there was a Hilton offer that would extend it another 2 months as well. I always use it for Aldi- free pickup and get 5% back. Plus what I love about Instacart vs some other shopping systems is that if there are any items that are low quality, it's just a few clicks and they immediately credit your account. Easy peasy.

We use it when traveling too to have groceries like snacks and beverages delivered to our hotel room.

You can immediately turn off the auto-renewal so there's no reason not activate it. And I often get offers like $10 off $30, etc.

Good idea on using it at Aldi....I confess I've helped older family members use the service but haven't looked at it for myself!

 

[trenty]

I had 10% off ShopDisney offers on my CFU and United Quest cards. DOC says there are also 10% at Best Buy offers floating around, but I struck out on that one.

I didn't get the Disney offer but BB was on DH's sockdrawered United card. It came out of the drawer for a $50 disney gift card that BB is selling for 45. So I got the $50 card for $40.50. My DVC dues are paid through March (and part of April). savings so far since january=approx 10.5% using various CC offers and discounts.

 

[hsmamato2]

Does Marriott allow you to book Park here/Fly there rates using points? I don't see an online option for that-(where you stay overnight and leave car there for a week in one cost)

 

[Alexle2007]

Does Marriott allow you to book Park here/Fly there rates using points? I don't see an online option for that-(where you stay overnight and leave car there for a week in one cost)

No but you can probably call and have them add it for cash.

 

[jamesnnick]

Quick trip report of the trip DH and I took to Arizona where we traveled almost completely on Points and Miles:

Southwest Flights--MKE-PHX $254 ($200 LUV Voucher from cancelled flight last summer + $54 + 1 companion pass)
PHX-MKE 41,166 SW Points

Page, AZ Home2Suites--23,000 Hilton Points This was a new property, and it was in a good location. We saw Horseshoe Bend and toured Antelope Canyon which were both pretty amazing


Sedona, AZ The Lodge at Cliff Castle Casino--15,604 Chase UR Points I would not recommend this property. The location wasn't convenient, the property wasn't well cared for, and the walls were so thin, we could have joined in the 2 AM conversation in the neighboring room. However, Sedona was stunningly beautiful


Phoenix, AZ Tempe Mission Palms 12,000 Hyatt Points + 1 FNC We loved this property--the location was near the ASU campus and easily to get around. The hotel was well cared for, and it had a cute courtyard in the center. We also drove to Tucson while we were in Phoenix to do a Hawk Walk with Sky Island Falconry which I highly recommend. The guide and the entire experience were wonderful from start to finish!


It was a great, inexpensive trip with only the Antelope Canyon tour, Hawk Walk, and food OOP.

 

[platamama]

The dates do match exactly, so that's disappointing. As I am reviewing my screenshots- YAY- I see that the very top of the screenshot shows that I did in fact refer from the correct card. So it is actually a back end issue and I do have proof. I'm relieved and hope they'll resolve this without issue. So weird that it would credit to another account.

Sorry you're having to deal with this, but I'm glad to hear you have the screenshots! It might take Amex a while to set everything right, but whenever I've had any issues they have been good about making adjustments as needed. Just took lots of time, probably closer to the 8 week timeframe. And I would occasionally chat for status updates.

Wow, that's crazy that it would do that! So awesome that you have screen shots! Hope you can get it resolved quickly.

Just a crazy thought - do your biz plats in the same logon generate the same support link?? I keep mine in different accounts since the benefit enrollments are glitchy when they're in the same account (could call or chat to get it done, but I prefer to do it myself).

I didn't know that about having both Biz Plats on the same login. I guess I've been lucky so far. Do you know which benefit(s) are glitchy? I've used the wireless credit, Dell credit, and airline credit so far without problems. And I see each Biz Plat has its own unique support link code.

I wonder if it has anything to do with it being a co-brand Lowes vs an Amex biz? I got P2 a BBP and I seem to be getting the points I should be getting. At least last time I checked it appeared that way.

I got P2 a Lowe's card from my Biz Plat link and I've gotten the points I should be getting.

 

[mom2febgirls]

Question - My daughter is turning 21 soon and if I am reading it correctly, since she lives at home she can use household income on credit card applications. Is that correct?

 

[platamama]

Does Marriott allow you to book Park here/Fly there rates using points? I don't see an online option for that-(where you stay overnight and leave car there for a week in one cost)

I have not been able to use points for the park and fly rates. I've found the points value to be very low at my airport's off-site Marriott property vs using cash AAA discount rate so I'd rather pay with a discounted gift card previously obtained using an Amex offer. That particular property allowed me to park for longer than the usual 7 days, saying it would cost an additional $8/nt but then they never charged me for the additional nights. One detail I've had to be careful of is what the hotel airport shuttle hours are. I will book an airport hotel when the flight out is super early/late, but on occasion the shuttle doesn't run that early (4am was too late for us on a couple trips) or that late (after midnight).

 

[iujen94]

I booked 3 Delta tickets (basic economy, domestic flight) for a trip in about 14 days. I booked through the Chase portal with my CSR for about 30k UR total. The trip isn't going to happen. It's not a ton of points, and I knew the flight was nonrefundable, so if I lose the points, I lose the points. Just wondering if there's any way to finagle things - specifically, I'm wondering if Delta cancels or changes my flight, if I may be able to end up with a refund or at least a credit instead of losing out altogether?

 

[becauseimnew]

I booked 3 Delta tickets (basic economy, domestic flight) for a trip in about 14 days. I booked through the Chase portal with my CSR for about 30k UR total. The trip isn't going to happen. It's not a ton of points, and I knew the flight was nonrefundable, so if I lose the points, I lose the points. Just wondering if there's any way to finagle things - specifically, I'm wondering if Delta cancels or changes my flight, if I may be able to end up with a refund or at least a credit instead of losing out altogether?

Delta has new policy for Basic economy, but it seems like if you travel before 1/31/22 you can cancel and receive a voucher.
https://www.delta.com/us/en/advisories/other-alerts/2021-basic-economy-changeability-waiver

 

[tink1970]

Can DS be an AU on DH's and my AmEx Plat? He's already one with DH and I have an offer for 20,000 points to add and AU and it would be easiest to add him to mine as well.

Yes, but remember to request the gold not plat card for your AU if you don't want to pay the additional $175 AF.

 

[tink1970]

Question - My daughter is turning 21 soon and if I am reading it correctly, since she lives at home she can use household income on credit card applications. Is that correct?

That's my understanding--it has to do with the CARD Act and protecting college kids from getting into a lot of cc debt (theoretically). I was really excited when DD turned 21 but actually haven't had her apply for any cards with her new "income" yet.

 

[wanderlust7]

I didn't know that about having both Biz Plats on the same login. I guess I've been lucky so far. Do you know which benefit(s) are glitchy? I've used the wireless credit, Dell credit, and airline credit so far without problems. And I see each Biz Plat has its own unique support link code.

It's been awhile, maybe they fixed it already. But the airline selection wouldn't save on the new card and it would jump back to the other card. I think the ones where you had to enroll wouldn't save either, but memory is fuzzy now. Same issue with 2 personal plats in the same account.

 

[havaneselover]

Taxes paid. < $2k left on new Amex Gold Biz MSR. Should be done with Chase SW card for CP.

Time to head to Staples. Thankfully it's warm today so the roads should be fine.

And all three of my toilets are still running (we're just turning the water off after use) since the fence guys broke my water pipe. So tomorrow I'll call the plumber again.

 

[DaveL]

Yes, from Biz.

Thanks! That worked. Looks like it left my personal account alone, and the Biz one now has access to my personal checking to select that as an option. Also was able to now move my points from the Biz card to personal without SMing! Woot!

 

[hsmamato2]

No but you can probably call and have them add it for cash.

thanks-do you mean, book using points, then call to add the parking package for some extra cash? I wonder if that would be a decent deal....

 

[EACarlson]

Question - My daughter is turning 21 soon and if I am reading it correctly, since she lives at home she can use household income on credit card applications. Is that correct?

She can use any income that she regularly has access to to pay her bills. If you pay her bills she can include your income, if you don't than she is not supposed to.

I booked 3 Delta tickets (basic economy, domestic flight) for a trip in about 14 days. I booked through the Chase portal with my CSR for about 30k UR total. The trip isn't going to happen. It's not a ton of points, and I knew the flight was nonrefundable, so if I lose the points, I lose the points. Just wondering if there's any way to finagle things - specifically, I'm wondering if Delta cancels or changes my flight, if I may be able to end up with a refund or at least a credit instead of losing out altogether?

If Delta cancels or significantly changes your flight you would be eligible for a full refund to original method of payment, in this case to Expedia, up to Expedia what they are willing to do for you at that point.