I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

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Typically I would invite you to DISchurners at this point via a Private Message.... but you only have 2 comments so I can't PM you, haha! You should make 8 more comments... but in the meantime, if you're interested in joining let me know and I can instruct you from here on the thread. DISchurners is our reddit group which has some great info on it (you might have clicked some links and not been able to access them.

Oh - and how did you cash out 100k RR points? Just curious! One of my recommendations at this point would've likely been to grab more SW cards so wondering how and why you cashed out, lol.
5 RT DEN to ECP flights. week before Memorial Day. Big family trip to the Emerald Coast!
 
5 RT DEN to ECP flights. week before Memorial Day. Big family trip to the Emerald Coast!
Oh excellent!! I saw "cash out" and thought you grabbed gift cards or something, lol! That's an excellent use. Do you have interest in joining us on DISchurners where there are guides, other great info, and of course you can pay it forward with support links to the helpful people here.
 
Long time lurker here, but did read all the pages from last year!

If DD is not an insured on any other policy (or a potentially a “resident” of your household), she would need to get the liability coverage from the rental company. The friend‘s policy and the rental policy would not likely cover her.
I should also say WELCOME out of lurkdom! If there are other lurkers among us... don't be shy! Jump in, say something, we don't bite!!! :D :D
 
Need advice on where to start with new cards:

07/2006 - Amex Everyday - upgraded to Preferred in 2020 based on recommendations from this group!
06/18 - SW Premier Business
01/20 - CSR - $450 AF just posted - need to call for the $150/$250 credit

  • Monthly spend - $2500ish
    • Side business with EIN in place
  • Payoff CCs in full every month
  • We fly out of Denver
  • All have 5 RR accounts and fly SWA typically
  • Hotel Rewards are only with Hilton at this time
  • Current miles/points
    • UR - 75k - from the CSR
    • MR - 65k
    • RR - 6k - recently cashed in 100k
    • HH - 30k
  • Specific goals for churning credit cards?
    • We are DVC -AK/BWV - trip end of Jan 2021! need more RR?
    • Pay off mortgage early!
    • Hawaii in the next few years
  • We want to be in this for the long game and plan amazing trips like all you great folks do!
Welcome and with your goal of RR would you benefit from a cp? I saw you have later this month but do you have many more trips rest of this year and next? There’s write ups on dischurners that would probably benefit you for earning more RR. Do you still have your sw biz card. Do you have a spouse who could sign up with the performance from your link?
 

I’m glad I was patient (not my strongest quality). I had serious FOMO yesterday when everyone was getting those Ink emails, none for us, no matter how many times I checked 🤣. I pouted a bit, but yay, today links are generating again. Thank you everyone for mentioning it. Just used DH’s link to apply for CIC. Pending 🤞🏻

Lesson learned I saved our links. I’ll try to figure out how to post them on Reddit for safe keeping 😉
how long can you use a saved link for?
 
Oh good, I requested a replacement CIP on 12/28. I was starting to think maybe I missed its arrival, but maybe it'll be in the box tomorrow. A girl can hope.

adding @Alexle2007 to the mix. My CIC letter arrived yesterday as I saw in my informed delivery, but when I got the letter - it wasn't my card. It was the rewards info that would come with the card. Total disappointment.

And this mornings mail - crickets again.
 
Hey everyone! Long time reader, first time caller...

I currently have pretty solid credit and plan on applying (and hopefully getting!) the CSR or CSP later this year when it's a little more clear if my GF and I will be able to travel. I was wondering in regards to the current $4k/3mo/50k offer if that $4k is spent on travel does the $300 travel credit still apply?
 
Hey everyone! Long time reader, first time caller...

I currently have pretty solid credit and plan on applying (and hopefully getting!) the CSR or CSP later this year when it's a little more clear if my GF and I will be able to travel. I was wondering in regards to the current $4k/3mo/50k offer if that $4k is spent on travel does the $300 travel credit still apply?
:welcome:
the CSR $300 travel credit will apply ....through 6/30/21 it also is being applied to gas and grocery purchases
 
Would anyone be so kind to refresh my memory.... I closed my Southwest card on Dec 9th. What day can I apply for a new one? Is it 31 days after?

Also, I'm contemplating a MDD with southwest cards... Still undecided but if I go for it, I could potentially apply for one before bed and assuming, I'm approved, the next one when I wake up in the morning? And do I need to be 3/24 or 4/24 since the apps are so close together?

Thanks so much!
 
Would anyone be so kind to refresh my memory.... I closed my Southwest card on Dec 9th. What day can I apply for a new one? Is it 31 days after?

Also, I'm contemplating a MDD with southwest cards... Still undecided but if I go for it, I could potentially apply for one before bed and assuming, I'm approved, the next one when I wake up in the morning? And do I need to be 3/24 or 4/24 since the apps are so close together?

Thanks so much!

You can be 4/24 for a successful MDD. Timing I will leave for the next person. But yes, once you are approved you can apply the next morning. The idea is that the first card is not 'showing' yet when you are looking for the second card.
 
Would anyone be so kind to refresh my memory.... I closed my Southwest card on Dec 9th. What day can I apply for a new one? Is it 31 days after?

Also, I'm contemplating a MDD with southwest cards... Still undecided but if I go for it, I could potentially apply for one before bed and assuming, I'm approved, the next one when I wake up in the morning? And do I need to be 3/24 or 4/24 since the apps are so close together?

Thanks so much!
If you are applying for the exact same card 31 days...if a different card your fine to apply now.
If you apply for SW business cards they don’t count against your 5/24
 
Sanity check - DH has 2 CFFs (downgrades from CSR and CSP). I want him to apply for the CFU before the 5x grocery offer expires. I’m assuming that, despite having 2 CFFs, he is still eligible for the SUB and 5x grocery offer on the CFU? Is that right? Want to make sure I’m not missing something before I make a dumb move!
 
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