I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[iujen94]

Thank you all for the replies, I'll put it back on my list. And be sure to go early.

DH and I hiked Diamond Head in June. It was definitely worth the early morning wake up call! Here’s some info from a trip report I did...

DH and I hiked Diamond Head. And it’s noteworthy because I got to put my Disney skillz to use, because getting to Diamond Head is basically like rope dropping SDD.

The park opens at 6am. We left HHV at 5:17 and arrived at Diamond Head at about 5:30. We were the 6th car in line, and the line QUICKLY grew behind us. We got to watch the sunrise while we waited for the gate to open, which it did at precisely 5:58 (a local heading in on foot gave us a heads up on the time).
We paid $10 to park, parked, and then bought trail tickets ($5 apiece at a kiosk). It took us an hour total to get to the top and get back down. I’m so so so glad we did it this way. Heading up, we could go at whatever pace we wanted, and there was plenty of room to pass or be passed. And, obviously, we weren’t sharing the path with anyone coming down from the summit. Even when we were coming down at 7am, there was a steady stream of people both going up and coming down, such that the “going up” folks were basically walking in a single file line, at the pace of the person in front of them. Also, we had zero crowds at the summit to take pictures, and also at the lookout points along the way.

 

[hsmamato2]

WOOOOO, I cancelled my IHG premier card earlier this week. I just re-applied and got approved for $11k. Do you think there's a way to get that expedited to be here before I leave for NC Tuesday?

I got it expedited(ended up getting two lol)

 

[Disney Kidd]

I just got a marriott credit card and am hoping to use the 3 free nights at the Swan, Dolphin, or swan reserve in November. As a backup plan, I have pop century booked. What happens if I spend the 3000, get the free nights, and then am refunded the 200 for pop, which would have been used to reach the 3000? Do they take the 3 nights away?

 

[jujubiee4]

Well dang it! This throws a kink into my possible plans. https://www.doctorofcredit.com/reader-gets-150-retention-offer-on-chase-sapphire-reserve/

I guess I'll see when my AF hits in October.....I was planning on PC my CSR and trying for the MDD. I guess I'll see what the SUB are when it comes.

I see in the comment section not many were offered a retention. I also didn't know it taxed.
My friend texted me this morning Chase didn't offer her a retention so she just closed. Had card
since 2016. I wonder the criteria for offering retentions?

 

[palhockeymomof2]

Most of my Chase cards had a SW offer this morning…majority had 10% back up to $30, a few 5% back up to $15.
my DH had a 15% back up to $45

 

[Judique]

I just got a marriott credit card and am hoping to use the 3 free nights at the Swan, Dolphin, or swan reserve in November. As a backup plan, I have pop century booked. What happens if I spend the 3000, get the free nights, and then am refunded the 200 for pop, which would have been used to reach the 3000? Do they take the 3 nights away?

If you anticipate a refund, you may want to go ahead and spend the 'extra' $200 now. With points on their UR cards, Chase has been known to give a negative reward balance for returns. I haven't heard of FNC's being taken back, but for $200 and since that card has a decent 10X on Groceries, Gas and something else for the first 6 months up to $2500, it shouldn't be too painful to spend the extra.

Most of us advise making spend to cover possible refunds.

 

[Judique]

Most of my Chase cards had a SW offer this morning…majority had 10% back up to $30, a few 5% back up to $15.
my DH had a 15% back up to $45

Nothing here, but I did have a $5 off $5 grocery store offer on my Chase Freedom that I used on August 6. Just got a 'you redeemed your offer' email, and you will get your refund in 7-14 days.

I did get about $20 in groceries, but after coupons and store offers, I only owed $6.49. And I wouldn't have owed that but my last coupon would have taken me below the $5. <sigh>.

 

[wanderlust7]

I just got a marriott credit card and am hoping to use the 3 free nights at the Swan, Dolphin, or swan reserve in November. As a backup plan, I have pop century booked. What happens if I spend the 3000, get the free nights, and then am refunded the 200 for pop, which would have been used to reach the 3000? Do they take the 3 nights away?

Chase is not known to claw back the bonus if returns take you under the spend requirement. But it's good practice to make up the spend. If it was Amex, there would be a real risk of claw back, especially if the charge that put you over is the one refunded.

 

[iujen94]

Office Depot - buy $300 in MC GCs and get $15 off. 8/15-8/21.

https://twitter.com/x/status/1426987322956926977

 

[LilSweetPeaPhoto]

I see in the comment section not many were offered a retention. I also didn't know it taxed.
My friend texted me this morning Chase didn't offer her a retention so she just closed. Had card
since 2016. I wonder the criteria for offering retentions?

I got my card back in 2016 too. I guess I'll see since I think my AF hits in October, and that will be about when I can decide if I'm doing the MDD anyways.

Office Depot - buy $300 in MC GCs and get $15 off. 8/15-8/21.

https://twitter.com/x/status/1426987322956926977

Can we do any MS with this?

I'm probably insane, but I'm thinking of taking the kids to Cedar Point tomorrow. My mom bought them tickets with the fast lane plus passes in 2019 for Christmas. It clearly was an INSANE deal as I looked up the cost to buy 4 for tomorrow and it was $900....The Black Friday deal was $75/ea. We have to use the passes by Labor Day. They don't start school till 9/7, but I start back 8/23. Our flight Tuesday morning is at 8am. So I was hoping to avoid doing it tomorrow, but unless their dad ends up taking them, these tickets go to waste. I've been waiting for a time the BF is off to do this....I won't do some of the rides my 16yo likes, he will.

I told the kids if they managed to pack tonight we could likely pull it off. I'm mostly packed, my 16yo is working on it. My 12yo (rather than bring dirty clothes from his dads like I asked, had me go buy him clothes from Old Navy, ugh, LOL). But he still needs to pack. I'm not sweating the packing too much. I guess because it'll be like my 20th trip to the area, and I know we'll be going to Walmart a few times anyways, LOL.

 

[jujubiee4]

I got my card back in 2016 too. I guess I'll see since I think my AF hits in October, and that will be about when I can decide if I'm doing the MDD anyways.

How is your BF's job doing? I know you said they were having some shortages. I bet he was stressed.
I hope things have calmed down for the airline.

 

[havaneselover]

Long day. I left the house at 4:20 am for a 6 am flight to Atlanta. Ds has been a pill all day. DD’s roommate seems sweet and dd seemed happy when we left. I cried a wee bit. 9:40!pm flight is already delayed an hour and 16 minutes. We checked into club atl and ds is throwing a fit because he wanted to go to the minute suites. I don’t really no why—we are in the back of club atl and it’s pretty empty but he doesn’t want to be around people. I just need to be home!

 

[havaneselover]

I just realized the area we are in is quiet because it’s reserved for certain airlines. I’m too tired to move. Oh well.

And we are now scheduled to land at 12:55. I may need to take a half day tomorrow.

 

[havaneselover]

So my flight now departs at 12:15 am. But it has to go Houston to Memphis, Memphis to Atlanta and it’s still in Houston. I’m way too emotional for this. Have no clothes. Dogs at home.

 

[becauseimnew]

My parents have been stuck in Mazatlán since yesterday with mechanical issues, they were supposed to make it back to Dallas tonight but then they would be stuck in Dallas until tomorrow morning because all the flights from Dallas are full. But turns out that the plane still isn’t fixed and they are stuck in Mexico, which means another COVID test before their flight tomorrow, fingers crossed they can come home tomorrow.

 

[Alexle2007]

So my flight now departs at 12:15 am. But it has to go Houston to Memphis, Memphis to Atlanta and it’s still in Houston. I’m way too emotional for this. Have no clothes. Dogs at home.

Oh, wow! That sucks royally! We had a 3 hr delay this morning but at least got home at a reasonable time since we were on the first flight of the morning. FL had major delays last night due to lightning storms and that caused the delays this morning since the pilots got in way late and they are required so much rest time.

Good luck getting home to your puppers and dealing with your DS!

 

[elgerber]

We got that same offer and were thinking about doing it

Is yours in branch only? Mine has a code but says to bring it to a branch

 

[disneybirds]

New Avatar! Finally completed my long awaited trip to Glacier. We spent 9 days there.

To relate to CCs, final costs
Total trip $5,057
OOP $640

25K RRs + CP for flights. Used my 4 upgraded boarding credits as well
3 Bonvoy FNCs
135K URs through PYB on normal spend. Covered hotels, rental car, gas, annual NPS pass, boat rides

Glad we went even though it was smoky. The long range views were hazy/muted but all the hikes were amazing. We managed to see (from a very safe distance), 6 bears, 3 moose, 2 deer, 1 fox, several ducks and other birds and a ton of wildflowers!

Off to plan next year - I think it will be Crater Lake and Redwoods.

Looking forward to seeing Glacier someday. Love, love Crater Lake!

 

[havaneselover]

Getting good use out of priority pass. We got a minute suite when club atl closed. Ds is asleep and I’m watching the first episode of friends.

 

[LilSweetPeaPhoto]

How is your BF's job doing? I know you said they were having some shortages. I bet he was stressed.
I hope things have calmed down for the airline.

Spirit is cancelling way less which is good. But they are also still a mess, LOL. This reserve period he got a trip to RSW, that I joined him for. Then he had to deadhead to philly, then fly PHL to MYR. After that they really didn't have anything, and I was hoping he'd come home. Instead on Sat they had him fly an empty plane to EWR. From there he was supposed to apparently fly the same plane (empty) to FLL, but he didn't have an FO. So he had to sit at the airport all day yesterday till finally he went and got a hotel room. He finally got to come home late tonight.

One thing I've learned, the pilot life IS NOT GLAMOROUS. Which is good because I'm thinking of becoming a flight attendant when I can retire in 2024, LOL. I joke now that I need better flight benefits than I get as his GF, so I'll have to get my own, LOL.

Getting good use out of priority pass. We got a minute suite when club atl closed. Ds is asleep and I’m watching the first episode of friends.

You're lucky! At CLT, they stop allowing you to use the PP at like 9pm I think for the minute suites. I hope you get home. There appears to be some nasty weather in TN. And I hope your crew doesn't time out!