I love credit cards so much! v2.0 (see first page for add'l details)

[Mopedmom1]

With the priori cruise dept, I believe there was an option to not pay in full until the due date when it is a transfer and you had already done the deposit, so that is no longer an option? I have a RCCL to transfer but the cruise isn’t until March 2020 so payment in full isn’t for quite a bit.

Well that sucks, royally! Why should I PIF when it’s not due until beginning of Jan. Do other travel agencies make sure do that when you transfer?

Thanks. I guess I’ll just keep calling in July when I transfer it. There is no way I am giving up my precious URs that early.

so..... is there usually a cutoff date to transfer? and Chase now requires PIF when doing so?

The cutoff date for transferring is dependent on the cruise line. With NCL it is 30 days to transfer to another agency. I don't know about other cruise lines. You would need to check with whatever line you will be booking to see what their policy is.

I have never booked a cruise far enough out to be too bothered by the PIF. I usually book about 6 months out, and transfer to Chase 15-20 days later. That leaves ~5 months till cruise and NCL requires PIF at 120 days, so I am paying 4-6 weeks early for the convenience of using my UR's.

I booked my upcoming cruise 05/16/19 with NCL. I will be transferring to Chase around the 6th of this month and PIF for NCL is 6/29/19 for a cruise date of 10/27/19, so only paying three weeks early.

The remaining balance on my cruise is ~$3392 so I will need approx 226,200 ur's with my CSR to make the full payment.

 

[wanderlust7]

Squeeeee! Just booked Disneyland Hotel with TYP! 52,509 TYP for 1 night (1.25x multiplier with the Citi Premier).

Decided to just take DS while the reservations to Star Wars Land are still going on. Didn't think DH would go for it, but he was okay with it.

No Disney hotels in Anaheim show up on the Citi portal. I tried calling, but did the hotel option first, which was no help. Then after some Googling, remembered that we're supposed to use the cruise and tours option. The agent was awesome and found the exact same rate as direct with Disney.

Off to research SWL!

 

[smmco]

I'm looking for a new card to churn,already had the sapphire preferred.I am looking at the capitol one venture card, 50k miles with a 3k spend.
any one have experience with it? is it worth while? draw backs?

I think it depends on what you would use the points for. The points are going to go as far as your cp points.

 

[Lain]

No, but I got a $100 Marriot gc for $80 the other day which I'm hoping to erase with some remaining arrival points. I read on doc afterward that these sold out fast, so I was excited that I got one.

Speaking of Marriott GCs, today is the last day to redeem the $40 off $200 spend at Marriott Bonvoy Amex Offer.

After being Bonvoyed by the Sheraton Universal two months ago, who botched my split tender request, and still hasn't gotten around to fixing it, I decided to try to bank this $40 savings by buying a $200 Marriott GC from one of the many Marriott hotels in San Francisco. Over the last week, I swung by 4 Marriott hotels and asked if they sold GCs. They all directed me to buying it online. Two said their hotels stopped selling GCs, one explained they stopped selling them because Marriott is trying to go green and purchasing an eGC online that can be emailed or printed on a piece of paper was more environmentally friendly than plastic cards. I can't disagree, but buying an eGC online won't trigger the credit.

Seems like folks on r/churning trying to do the same thing are also finding it hard to track down Marriotts that still sell GCs.

https://www.reddit.com/r/churning/comments/bvw9vj/_/epudem6

https://www.reddit.com/r/churning/comments/bw9edk/_/epwbxvd

 

[Lain]

Squeeeee! Just booked Disneyland Hotel with TYP! 52,509 TYP for 1 night (1.25x multiplier with the Citi Premier).

Decided to just take DS while the reservations to Star Wars Land are still going on. Didn't think DH would go for it, but he was okay with it.

No Disney hotels in Anaheim show up on the Citi portal. I tried calling, but did the hotel option first, which was no help. Then after some Googling, remembered that we're supposed to use the cruise and tours option. The agent was awesome and found the exact same rate as direct with Disney.

Off to research SWL!

When are you going?!

 

[Lain]

Tagging @*WDW*Groupie* -

https://www.reddit.com/r/churning/comments/bw9edk/_/epwycgc

 

[wanderlust7]

When are you going?!

Disneyland Hotel reservation for 6/10 (Monday). But think we'll fly down Sunday and book an offsite hotel. Still working on those parts!

ETA: This is pretty crazy for me because I NEVER plan anything last minute! LOL!

 

[Lain]

 

[Alexle2007]

The cutoff date for transferring is dependent on the cruise line. With NCL it is 30 days to transfer to another agency. I don't know about other cruise lines. You would need to check with whatever line you will be booking to see what their policy is.

I have never booked a cruise far enough out to be too bothered by the PIF. I usually book about 6 months out, and transfer to Chase 15-20 days later. That leaves ~5 months till cruise and NCL requires PIF at 120 days, so I am paying 4-6 weeks early for the convenience of using my UR's.

I booked my upcoming cruise 05/16/19 with NCL. I will be transferring to Chase around the 6th of this month and PIF for NCL is 6/29/19 for a cruise date of 10/27/19, so only paying three weeks early.

The remaining balance on my cruise is ~$3392 so I will need approx 226,200 ur's with my CSR to make the full payment.

With RCCL, we have 60 days from booking to transfer and PIF for this specific cruise is 3 months before departure so 12/16/19. So 6 months from now. I currently have all of the needed URs but my balance will make me sad

 

[amalone1013]

DH is off to KC tomorrow, Utah Thursday, and most likely Reno on Friday. Tomorrow is booked on SW, getting 8200 RRs plus will push him to A list status. Only 28k to go til A list Preferred Utah is on Delta and earning ~1600 miles to join his other 4600 miles from his last work flight. Not sure what will happen with those, I mean we fly Delta all the time Reno means app for AMEX Plat stat!!!


Noticed DH has a promotion under his SW account, the actual airline account under the promotions tab, but it is not loading what it is and is just blank... but I could click through and register

 

[disneymagicgirl]

@wendow - this sounds interesting to our recent conversation:

So you said that you PCed in June but your $450 AF was charged in Nov... was the original open date of that card sometime in October? Also - does the Chase website show that your travel credit resets again in July? I assume it didn’t reset back in November, did it?

My DH's is weird like this. He opened a CSP in 2/2016. I PC'd it in Oct 2017 to a CSR. The travel credit posts at Nov statement close. The AF posted in May.

 

[miztressuz]

Thanks to you and the other cruise replies....next biggie for me is how do you calculate the cost? So If I find a cruise I like on NCL,lets call it $1000- how much would I be spending in UR for that cruise if I called in to transfer it? Like a way to figure out cost with the UR.... (I've got this,right? book at cruise site,make deposit, call chase to transfer it,pay in full using UR?)

If you end up having to PIF at the time of transfer then making the deposit first at the cruise line is unnecessary - unless you're just trying to push out PIF for another few weeks, depending on the transfer policy. I think most are 30 days. Even if you have a prepaid deposit cert (like a future cruise certificate or a placeholder cert), they should be able to apply it, your UR's and any remaining cash at the time of booking. So you have options. If you have all the UR's you need to pay for the cruise in full I'd just call Chase and let them book it.

As @Mopedmom1 does PIF at that point isn't terrible, you're only paying a few weeks early, and I'd be ok with that. But when I booked I was 15-16 months out since we wanted a specific location within our stateroom category and they were filling up. That was so not in my budget right then Which is why I think the PIF at booking/time of transfer is ridiculous but it's "free" or heavily discounted so I guess we kinda put up with it for now? I hope whenever Chase finishes monkeying with the travel sites we get something more normal out of it. They really did (probably still do and I'm just cranky) have the Ultimate points program for flexibility so goofy stuff like this makes no sense to keep customers coming back.

 

[disneymagicgirl]

Haha, I just did Country Bears for the first time last weekend. I was not humored at all and won't be doing that again, lol.

I sat down once quite a few years ago and was so bored I got up and walked out. Doesn't sound like I should bother giving it another try.

 

[georgina]

No, but I got a $100 Marriot gc for $80 the other day which I'm hoping to erase with some remaining arrival points. I read on doc afterward that these sold out fast, so I was excited that I got one.

They did go fast. I tried right at 1 PM and could not get any. I got a couple last year.

 

[miztressuz]

Speaking of Marriott GCs, today is the last day to redeem the $40 off $200 spend at Marriott Bonvoy Amex Offer.

After being Bonvoyed by the Sheraton Universal two months ago, who botched my split tender request, and still hasn't gotten around to fixing it, I decided to try to bank this $40 savings by buying a $200 Marriott GC from one of the many Marriott hotels in San Francisco. Over the last week, I swung by 4 Marriott hotels and asked if they sold GCs. They all directed me to buying it online. Two said their hotels stopped selling GCs, one explained they stopped selling them because Marriott is trying to go green and purchasing an eGC online that can be emailed or printed on a piece of paper was more environmentally friendly than plastic cards. I can't disagree, but buying an eGC online won't trigger the credit.

Seems like folks on r/churning trying to do the same thing are also finding it hard to track down Marriotts that still sell GCs.

https://www.reddit.com/r/churning/comments/bvw9vj/_/epudem6

https://www.reddit.com/r/churning/comments/bw9edk/_/epwbxvd

@SouthFayetteFan 's new side gig (or anybody else on that side of the river) - figuring out how to sweet talk the Fairfield Inn's front desk into processing CC payments over the phone from eager AmEx offer users to buy GC's and then mailing them out. Only 9.95 handling fee + shipping. Feel free to Venmo.

I was reading through that on the discussion thread today and being amazed that just at the beginning of May that hotel had a fresh shipment of plastic Fairfield branded GC's to sell. I thought it was going to become more of a thing finding them in hotels rather than less of it. I feel super lucky now, apparently I should have tried the lotto that day. I guess Marriott reads the blogs/threads and figured out how to shut us down. Bonvoyed us again

 

[amalone1013]

Instant approval for DH on an AMEX Plat!

 

[Lain]

Instant approval for DH on an AMEX Plat!

OMG. FINALLY! CONGRATULATIONS FOR ZACK!!!


75k MR offer via support link? Which card did you end up using?

And is there a way for Zack to have this card in hand when he visits Reno?

 

[miztressuz]

Instant approval for DH on an AMEX Plat!

I try to reserve the happy dance until the points post on AmEx but with some many approvals on awesome cards today I'm just giddy. Woohoo!
(or it's the psuedoephrine and lack of sleep I have going on. I'd like to think it's the cards though, we should dub it 'Approval Monday' Get'em while it's hot )

 

[amalone1013]

OMG. FINALLY! CONGRATULATIONS FOR ZACK!!!


75k MR offer via support link? Which card did you end up using?

And is there a way for Zack to have this card in hand when he visits Reno?

Personal. I think we can make better use of the Uber credit. And support link! Does that mean I lose my shun corner crown? Is the Plat expedited automatically?

 

[snugglebug]

This is why my CSR is a keeper. I do all the travel planning and booking. I will probably do the pc trick with DH's account. He couldn't find the Chase portal if his life depended on it!

I'm a little green with envy on all your fabulous travels. Have an awesome trip!

I think that's my plan as well. I do all of the booking via my CSR so I don't think I want to downgrade it. I think I'll go ahead and play P2's card though. I just need to wrap my head around the timing of it and put it on my calendar.