"I don't care about the "free" dining, as we're getting a much better deal in the long run. What I'd love, though, is the ability for
DVC members to buy a TIW card without having an AP!"
I'm with you on this one, the opportunity to buy a TIW without having an AP. That would be a nice perk. I had an AP, and also a DDE card a few years back. I scheduled a few trips to make sure I was within the window for both. It was a good deal. Now that our son is "school age" we can't just plan a trip whenever we want to and make the AP worth it. BUT, the TIW is a great program, and worth the $75 IMOP.