Direct Purchase - Credit Card Question (Costco)

[sethschroeder]

I have a couple questions as I look to possibly buy a direct contract coming up.

• If charged to the CC what name is listed?
• Has anyone used their Costco card? Did it qualify for the 3% travel category?

I am looking for the best way to get additional savings on the initial purchase and it seemed if this qualified this might be the best as otherwise the best out there is a 2% cash back card.

 

[zakdavid]

I bought it on a credit card. The name that showed up is Disney Vacation Development and for my chase card it did code as travel. So I assume it would do the same for any Visa card at least

 

[smstewart_9554]

I also purchased in 2018 with a Chase Sapphire Reserve and it coded as travel.

 

[Lorana]

MFs I believe also code as travel.

if you have a Disney Premier Visa, DVC Purchases get both the 2% back (1% with standard Disney Visa) AND 6 months 0% financing.

I do tend to put my MF on my Disney Visa as well, even though I’d get a better “return” on my Chase Sapphire (3% rather than 2%). This is because it’s just easier for me to track the Disney Rewards cashback as it goes onto its own Reward card, and I use that towards our Annual Passes (we want our DVC to pay itself back, as it were).

 

[Cfrone]

So we're getting ready to close (knock on wood) on our first resale contract and something that's been on my mind is a travel rewards credit card and this post got me thinking a little more about it. Does anyone have any recommendations for a good travel rewards card? I've looked at a few (Chase Sapphire Preferred and Southwest Rapid Rewards) but would love any feedback on cards for earning travel rewards. Generally speaking, looking for a good rate for earning rewards and a low (or no) annual fee.

 

[Lorana]

So we're getting ready to close (knock on wood) on our first resale contract and something that's been on my mind is a travel rewards credit card and this post got me thinking a little more about it. Does anyone have any recommendations for a good travel rewards card? I've looked at a few (Chase Sapphire Preferred and Southwest Rapid Rewards) but would love any feedback on cards for earning travel rewards. Generally speaking, looking for a good rate for earning rewards and a low (or no) annual fee.

What kind of travel to you want to use it for? For example, Southwest Rapid Rewards is just for Southwest flights, whereas Chase Sapphire Preferred gives you Ultimate Reward Points that can be redeemed in a variety of ways, including transferred to select airline and hotel partners. I'm a huge fan of earning "points" that can be redeemed as I choose - my preference is to get into the Chase Ultimate Rewards (I have Chase Sapphire Reserve for x3 on travel & restaurants, Chase Freedom for rotating x5 categories, Chase Ink for x5 on my internet, cellphone, cable, and streaming services & x2 on gas, and Chase Unlimited for everything else at x1.5 - I can transfer all those points into my Chase Sapphire Reserve and with the Reserve, i get 50% more in value when I redeem for travel on their site, which I often do to book tours and activites for "free" or to book JetBlue using "points" but have the flight count as a paid flight with JetBlue to earn points, but I usually transfer my other points to airline partners for rewards), but I DO also have the JetBlue Plus Card because I love JetBlue and want to maximize points when traveling on them. And of course I have the Disney Plus Card. I also earn a number of Amex Points with the Amex Gold (x4 groceries, x4 restaurants) and Amex Blue Business (x2 everything else). The Chase Sapphire Reserve is not a low annual fee, however, though the other Chase cards are all $0 annual fee.

 

[Cfrone]

What kind of travel to you want to use it for? For example, Southwest Rapid Rewards is just for Southwest flights, whereas Chase Sapphire Preferred gives you Ultimate Reward Points that can be redeemed in a variety of ways, including transferred to select airline and hotel partners. I'm a huge fan of earning "points" that can be redeemed as I choose - my preference is to get into the Chase Ultimate Rewards (I have Chase Sapphire Reserve for x3 on travel & restaurants, Chase Freedom for rotating x5 categories, Chase Ink for x5 on my internet, cellphone, cable, and streaming services & x2 on gas, and Chase Unlimited for everything else at x1.5 - I can transfer all those points into my Chase Sapphire Reserve and with the Reserve, i get 50% more in value when I redeem for travel on their site, which I often do to book tours and activites for "free" or to book JetBlue using "points" but have the flight count as a paid flight with JetBlue to earn points, but I usually transfer my other points to airline partners for rewards), but I DO also have the JetBlue Plus Card because I love JetBlue and want to maximize points when traveling on them. And of course I have the Disney Plus Card. I also earn a number of Amex Points with the Amex Gold (x4 groceries, x4 restaurants) and Amex Blue Business (x2 everything else). The Chase Sapphire Reserve is not a low annual fee, however, though the other Chase cards are all $0 annual fee.

For the most part, we're looking to earn rewards/points to use mainly on airfare and generally speaking, we fly either American or Southwest. My general thinking is that the Southwest Rapid Rewards would be most useful since a) we fly Southwest often and b) flights on SW are generally more affordable than American. I don't really need rewards/points for hotels or rental cars.

 

[sethschroeder]

So we're getting ready to close (knock on wood) on our first resale contract and something that's been on my mind is a travel rewards credit card and this post got me thinking a little more about it. Does anyone have any recommendations for a good travel rewards card? I've looked at a few (Chase Sapphire Preferred and Southwest Rapid Rewards) but would love any feedback on cards for earning travel rewards. Generally speaking, looking for a good rate for earning rewards and a low (or no) annual fee.

I will just say the Costco Card gives us 3% back on Travel. At the end of the year you get a rewards certificate to redeem for cash.

So while you can't use anytime you do get cash instead of being locked in to points of some sort.

Based on what everyone is saying it would seem we could use it.

 

[poofyo101]

I will just say the Costco Card gives us 3% back on Travel. At the end of the year you get a rewards certificate to redeem for cash.

So while you can't use anytime you do get cash instead of being locked in to points of some sort.

Based on what everyone is saying it would seem we could use it.

Did this code as travel? considering using my costco card too