amalone1013
DIS Veteran
- Joined
- Jan 15, 2016
Beginning of July Update
$2000 $1000 Maternity leave cushion -
1/1: $750
7/1: $1000
Complete
Baby/Maternity Items -
1/1: Didn't exist
7/1: Still positive
Changing the reporting a bit since this doesn't have an actual goal - just to not run out haha
$35,000$20,000 Barn savings -
1/1: $6779
7/1: $27,048 (+$20269 change since beginning of year)
DH had another commission payout. I also got a few hundred dollars in backpaid overtime - if you saw the big Kronos outage in Dec/Jan my workplace was caught up in that. I'm also expecting a few hundred in July from our Q1 bonus, you have to complete certain things each quarter so I did finish the first before my maternity leave.
Grocery/Eating out budget -
Grocery June: 16% OVER
Months under budget:
Eating Out May: 3% OVER
Months under budget:
June was better in paying attention to groceries overall, but we ended up moving our nebraska trip up 2 weeks to attend a funeral so we lost all of our produce and leftovers we were planning to eat, which was part of the groceries. We ate out more in June also, partly with the Nebraska trip, but this category still had a buffer from all of our months under. We also had TWO date nights haha of dinner/movie
Budget Meetings - minimum monthly
Months with meetings:
Still not doing well here
We ended up having family over her3 for the 4th and did steaks and chicken. So no plan to cook until at least tomorrow, which would be something minimal to keep using bbq leftovers
otherwise chugging along. I need to reschedule my grandpas visit for thus month since it was over the funeral time originally- it was one of my grandmas sisters who passed. My husband's brother may come from California at the end of the month - I hope so as his daughter is exactly one year older than ours, and I'd love for the cousins to meet! And we haven't seen them since last July. We're also planning on Nebraska again in August and Orlando in September. Usually I plan months out but am behind with the baby so need to start working on those!
1/1: $750
7/1: $1000
Complete
Baby/Maternity Items -
1/1: Didn't exist
7/1: Still positive
Changing the reporting a bit since this doesn't have an actual goal - just to not run out haha
$35,000
1/1: $6779
7/1: $27,048 (+$20269 change since beginning of year)
DH had another commission payout. I also got a few hundred dollars in backpaid overtime - if you saw the big Kronos outage in Dec/Jan my workplace was caught up in that. I'm also expecting a few hundred in July from our Q1 bonus, you have to complete certain things each quarter so I did finish the first before my maternity leave.
Grocery/Eating out budget -
Grocery June: 16% OVER
Months under budget:
Eating Out May: 3% OVER
Months under budget:
June was better in paying attention to groceries overall, but we ended up moving our nebraska trip up 2 weeks to attend a funeral so we lost all of our produce and leftovers we were planning to eat, which was part of the groceries. We ate out more in June also, partly with the Nebraska trip, but this category still had a buffer from all of our months under. We also had TWO date nights haha of dinner/movie
Budget Meetings - minimum monthly
Months with meetings:
Still not doing well here
We ended up having family over her3 for the 4th and did steaks and chicken. So no plan to cook until at least tomorrow, which would be something minimal to keep using bbq leftovers
otherwise chugging along. I need to reschedule my grandpas visit for thus month since it was over the funeral time originally- it was one of my grandmas sisters who passed. My husband's brother may come from California at the end of the month - I hope so as his daughter is exactly one year older than ours, and I'd love for the cousins to meet! And we haven't seen them since last July. We're also planning on Nebraska again in August and Orlando in September. Usually I plan months out but am behind with the baby so need to start working on those!Beginning of June Update
$2000$1000 Maternity leave cushion -
1/1: $750
6/1: $902 (+$152 change since beginning of year)
I adjusted my goal back to $1000 as now that I'm officially on leave, I can calculate out exactly what I'll miss... which is about $275 but we'll be over cautious lol. On track to finish next month
Baby/Maternity Items -
1/1: Didn't exist
6/1: $1183
I've been putting 10% of additional income in here, then taking what I needed for the Maternity leave goal. I got some things returned in May which helped this, though I also spent some more which I need to calculate out still, so I expect this will go down a few hundred bucks. We also decided that any cash we got for shower gifts or after baby arrived would go to a savings account for her, so I pulled a bit out of here for that too.
$35,000$20,000Barn savings -
1/1: $6779
6/1: $22,205 (+$15426 change since beginning of year)
DH had a commission payout again so everything got a good boost and put us over the original $20k goal here so I've upped it to $35k.
Grocery/Eating out budget -
Grocery May: 52% OVER
Months under budget:
Eating Out May: 40% remaining
Months under budget:
We did take the baby out to eat twice but once was for DHs birthday so my in laws covered that. And some pickup meals again.
Grocerieshaha. Yup, we spent 1.5x the budget. Lots of grocery pickups again. I cut out dairy for a bit so that has meant buying some more expensive substitutes and also I can't have a lot of the things we prepped ahead of time. And the generic rise in prices I'm sure. I just had a sams order last week so maybe this month will look better overall, and eventually we can eat the prepped food lol. I can't be too upset overall since we were at/under budget the first 4 months.
Budget Meetings - minimum monthly
Months with meetings:
Haven't been good about these still. Need to. Was just tallying with DH the other much about his coworker having purchased 2 new cars, going on expensive trips, etc. I reminded him that not only does he not know their whole picture, but we're also doing well and have had a lot of savings, etc. He gets more out of touch with it if he's not seeing the numbers - like the barn savings alone this year would cover a nice chunk of a new car. I also am the one looking at our annual income monthly to make sure our tax withholding is on track, which is difficult with his commissions. So he often only looks at his commission statements and that's all. The other day he said he didn't know how much I was making while on Maternity leaveSo priority for this month!
For June my grandpa is coming to visit, I'm using points to fly him out here so he doesnt know the true cost
Other plans for the month include starting a 529, find out our state matches $1000 in contributions per year the first 5 years. Also want to determine a set amount we contribute monthly and then I'll probably "backdate" it to April. And I'm working my way through a house deep clean slowly. Also we, well DH, have been doing some home projects which so far have been cashflowed from extra money but if needed I plan to cash out some of my credit card points for them. I'm also doing a bit of a wardrobe overhaul, nothing too crazy but I'm getting rid of a bunch of old things, getting rid of socks and just buying more of the kind I like, that sort of thing. Most "new" clothing is gotten the last 5 years was from Disney trips, and I worked a ton of weekends. I switched to my no weekends position Fall 2020 so didn't get much new stuff then, and then got pregnant last fall so my body is a little different now. So I've got lots of worn out or won't fit again items to get rid of, and I'll probably end up with a few new things too. May use credit card points too
Baby has gotten super alert in the last week which has been very funbut sometimes makes it hard to do anything because she is demanding to be carried around and face out to see things
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It's only about an hour drive for us. I got a new beach umbrella last year and never even got to use it last summer.
