Just want to throw this out there- might be able help some others that might be concerned
Disney is relaxing their "no refund" for park tickets rules (non-package)
I don't believe they have put anything in writing (and don't expect them to) , but if you explain your situation, they are sensitive to the issues and new experiences/guidelines, and will refund your money. I was asked if I planned on coming back by 12/20, and as soon as I told the CM that I wasnt, no other questions were asked .