DVC Direct Price Increase Coming February 2026

[Sandisw]

Great discussion about music but move back to sales and pricing please!

 

[Steelers0854]

I’ll move us back, I am struggling, unnecessarily probably, with this. We own 150 points direct at Poly and 100 points resale at CCV. Love both those resorts and happy with the total number of points we have, at the moment, but like everyone else probably could use a bit more, but certain a would like not a must have.

The part I struggle with is we really do enjoy using our points at other resorts and I don’t like the idea of being locked out of new resorts going forward. In doing some rough back of the napkin math, it would cost me about $10,000 to sell my current CCV contract and buy direct for the same 100 points using the current incentive. The only reason I’m considering it is the current incentive at CCV combined with possible price increases in the future.

Am I crazy to even consider it? I can afford it, but it wasn’t on my 2026 bingo card for sure, and ideally would like to not spend it considering we just bought direct at the Poly last year (paid in full).

My other thought is that if the new resorts coming out are nice, we could always keep the 2 resorts we have now and look at buying 100 direct at one of the new resorts, like lakeshore lodge.

I am thinking back to 2016 when we did our first tour but weren’t in a position back then to afford something like DVC and the amount we would have saved then if we were able to buy back then vs now. Another thing that is telling me to sit and wait is we have only been owners for 2 years. So really, still in the honeymoon phase. I don’t want to “load up” now and get too much too fast.

Thanks as always for your insights!

 

[Hubalorian]

I’ll move us back, I am struggling, unnecessarily probably, with this. We own 150 points direct at Poly and 100 points resale at CCV. Love both those resorts and happy with the total number of points we have, at the moment, but like everyone else probably could use a bit more, but certain a would like not a must have.

The part I struggle with is we really do enjoy using our points at other resorts and I don’t like the idea of being locked out of new resorts going forward. In doing some rough back of the napkin math, it would cost me about $10,000 to sell my current CCV contract and buy direct for the same 100 points using the current incentive. The only reason I’m considering it is the current incentive at CCV combined with possible price increases in the future.

Am I crazy to even consider it? I can afford it, but it wasn’t on my 2026 bingo card for sure, and ideally would like to not spend it considering we just bought direct at the Poly last year (paid in full).

My other thought is that if the new resorts coming out are nice, we could always keep the 2 resorts we have now and look at buying 100 direct at one of the new resorts, like lakeshore lodge.

I am thinking back to 2016 when we did our first tour but weren’t in a position back then to afford something like DVC and the amount we would have saved then if we were able to buy back then vs now. Another thing that is telling me to sit and wait is we have only been owners for 2 years. So really, still in the honeymoon phase. I don’t want to “load up” now and get too much too fast.

Thanks as always for your insights!

Something you might want to consider is do you want to trade out resale CCV for direct CCV and still have two “MK” resorts. Would you rather hold onto CCV until a resort comes along that may be more advantageous in terms of a separate location to own?

 

[Girlstar30]

It costs $10,000 to sell a contract?

 

[VGCgroupie]

I’ll move us back, I am struggling, unnecessarily probably, with this. We own 150 points direct at Poly and 100 points resale at CCV. Love both those resorts and happy with the total number of points we have, at the moment, but like everyone else probably could use a bit more, but certain a would like not a must have.

The part I struggle with is we really do enjoy using our points at other resorts and I don’t like the idea of being locked out of new resorts going forward. In doing some rough back of the napkin math, it would cost me about $10,000 to sell my current CCV contract and buy direct for the same 100 points using the current incentive. The only reason I’m considering it is the current incentive at CCV combined with possible price increases in the future.

Am I crazy to even consider it? I can afford it, but it wasn’t on my 2026 bingo card for sure, and ideally would like to not spend it considering we just bought direct at the Poly last year (paid in full).

My other thought is that if the new resorts coming out are nice, we could always keep the 2 resorts we have now and look at buying 100 direct at one of the new resorts, like lakeshore lodge.

I am thinking back to 2016 when we did our first tour but weren’t in a position back then to afford something like DVC and the amount we would have saved then if we were able to buy back then vs now. Another thing that is telling me to sit and wait is we have only been owners for 2 years. So really, still in the honeymoon phase. I don’t want to “load up” now and get too much too fast.

Thanks as always for your insights!

My thought is wait until LSL goes on sale since you dont need them now.

 

[davidhr]

It costs $10,000 to sell a contract?

They’re referring about selling their contract and buy the same amount of points direct. It’ll be $10k more than what they can sell their current one.

 

[Girlstar30]

They’re referring about selling their contract and buy the same amount of points direct. It’ll be $10k more than what they can sell their current one.

Ah got it, I was like im never selling then

 

[davidhr]

I’ll move us back, I am struggling, unnecessarily probably, with this. We own 150 points direct at Poly and 100 points resale at CCV. Love both those resorts and happy with the total number of points we have, at the moment, but like everyone else probably could use a bit more, but certain a would like not a must have.

The part I struggle with is we really do enjoy using our points at other resorts and I don’t like the idea of being locked out of new resorts going forward. In doing some rough back of the napkin math, it would cost me about $10,000 to sell my current CCV contract and buy direct for the same 100 points using the current incentive. The only reason I’m considering it is the current incentive at CCV combined with possible price increases in the future.

Am I crazy to even consider it? I can afford it, but it wasn’t on my 2026 bingo card for sure, and ideally would like to not spend it considering we just bought direct at the Poly last year (paid in full).

My other thought is that if the new resorts coming out are nice, we could always keep the 2 resorts we have now and look at buying 100 direct at one of the new resorts, like lakeshore lodge.

I am thinking back to 2016 when we did our first tour but weren’t in a position back then to afford something like DVC and the amount we would have saved then if we were able to buy back then vs now. Another thing that is telling me to sit and wait is we have only been owners for 2 years. So really, still in the honeymoon phase. I don’t want to “load up” now and get too much too fast.

Thanks as always for your insights!

As a CCV lover and a person who likes direct points, I wouldn’t do that. You could make a case for a new contract if you were adding, but replacing your current one isn’t a good move. That contract will have access to most resorts for a while.

 

[airjay75]

I’ll move us back, I am struggling, unnecessarily probably, with this. We own 150 points direct at Poly and 100 points resale at CCV. Love both those resorts and happy with the total number of points we have, at the moment, but like everyone else probably could use a bit more, but certain a would like not a must have.

The part I struggle with is we really do enjoy using our points at other resorts and I don’t like the idea of being locked out of new resorts going forward. In doing some rough back of the napkin math, it would cost me about $10,000 to sell my current CCV contract and buy direct for the same 100 points using the current incentive. The only reason I’m considering it is the current incentive at CCV combined with possible price increases in the future.

Am I crazy to even consider it? I can afford it, but it wasn’t on my 2026 bingo card for sure, and ideally would like to not spend it considering we just bought direct at the Poly last year (paid in full).

My other thought is that if the new resorts coming out are nice, we could always keep the 2 resorts we have now and look at buying 100 direct at one of the new resorts, like lakeshore lodge.

I am thinking back to 2016 when we did our first tour but weren’t in a position back then to afford something like DVC and the amount we would have saved then if we were able to buy back then vs now. Another thing that is telling me to sit and wait is we have only been owners for 2 years. So really, still in the honeymoon phase. I don’t want to “load up” now and get too much too fast.

Thanks as always for your insights!

I don't think you're crazy at all. I'm considering doing the same. Note that the sweet spot for the current CCV sale is 150 points - incentives go from $18/point at 100 points, $22/point at 125 points, and $26/point at 150 points. Nothing higher after that. Right now, the incentives on 150 Poly points and 150 CCV points work out to almost the same price. And don't forget that a CCV contract has 2 more years on it than a Poly contract. That said, the "drive off the lot" depreciation with a CCV contract is certainly more than PVB, so at's not as "risk-free" as a PVB points purchase - but, if these points are to keep for the long-term, that shouldn't matter much.

If you value direct, unrestricted points, and don't have reasons to want points at PVB/RIV/VDH/CFW, I think the CCV sale is pretty decent one right now. I also think we're unlikely to see it again once LSL goes on sale unless DVD finds themselves with too many CCV points they need to unload.

Personally, one reason I'm considering it rather than waiting for LSL is, one, I'm sure LSL will be a restricted resort, so I would anticipate similar direct to resale price differentials as RIV - I expect CCV to hold it's value better than LSL. Two, I think LSL will be massive with relatively easy availability at the 7-month mark, especially if you're ok booking "preferred" view rooms. Three, I think there's a decent chance LSL will be combined with CFW, resulting in higher dues. Four, I think the points chart at LSL will be between RIV and Poly tower level - the CCV points chart for 2 BR villas and under is something we won't ever see again in the MK area. Of course, that's all speculation, I could be massively wrong, and wish I had waited for LSL.

 

[airjay75]

As a CCV lover and a person who likes direct points, I wouldn’t do that. You could make a case for a new contract if you were adding, but replacing your current one isn’t a good move. That contract will have access to most resorts for a while.

Or, better yet, keep the CCV resale contract AND buy 150 direct CCV points .

 

[LittleBitGoofy]

And don't forget that LSL (and beyond) will be restricted points.

I'm really considering whether to wash all my ccv pts (350) while picking up 50 more (was going to buy another 50 pts later this year at VGF, not because we need more VGF in particular, but it's our only direct bucket). Alternative I'm looking at is 200 pts ccv and just wash 100 of them.

 

[airjay75]

And don't forget that LSL (and beyond) will be restricted points.

I'm really considering whether to wash all my ccv pts (350) while picking up 50 more (was going to buy another 50 pts later this year at VGF, not because we need more VGF in particular, but it's our only direct bucket). Alternative I'm looking at is 200 pts ccv and just wash 100 of them.

Now we're talking! I do wish they were offering just something a little extra for add-ons above the 150 point level. It would really probably push me to do more.

 

[LittleBitGoofy]

Now we're talking! I do wish they were offering just something a little extra for add-ons above the 150 point level. It would really probably push me to do more.

Agreed. I'm tempted to just wash 100 now while adding 100 new direct. Then in whenever # of years wash the other half in a two step (knowing it could be many years). Increasing those tiered incentives would make this easier.

When I look at the math, the total of 400 ccv (50 new + 350 wash) it's approx 10K more than the 200 direct ccv (100 new + 100 wash). The latter has me adding 50 fewer "new" but gets everything done in one swoop.

And yes, the obvious alternative is to do nothing, enjoy my current CCV resale, and ride off into a cabin sunset while ignoring all future resorts.

 

[Disney Spaz]

I’ll move us back, I am struggling, unnecessarily probably, with this. We own 150 points direct at Poly and 100 points resale at CCV. Love both those resorts and happy with the total number of points we have, at the moment, but like everyone else probably could use a bit more, but certain a would like not a must have.

The part I struggle with is we really do enjoy using our points at other resorts and I don’t like the idea of being locked out of new resorts going forward. In doing some rough back of the napkin math, it would cost me about $10,000 to sell my current CCV contract and buy direct for the same 100 points using the current incentive. The only reason I’m considering it is the current incentive at CCV combined with possible price increases in the future.

Am I crazy to even consider it? I can afford it, but it wasn’t on my 2026 bingo card for sure, and ideally would like to not spend it considering we just bought direct at the Poly last year (paid in full).

My other thought is that if the new resorts coming out are nice, we could always keep the 2 resorts we have now and look at buying 100 direct at one of the new resorts, like lakeshore lodge.

I am thinking back to 2016 when we did our first tour but weren’t in a position back then to afford something like DVC and the amount we would have saved then if we were able to buy back then vs now. Another thing that is telling me to sit and wait is we have only been owners for 2 years. So really, still in the honeymoon phase. I don’t want to “load up” now and get too much too fast.

Thanks as always for your insights!

We are looking at an add on at CCV too. We are all direct at VGF, PVB and CCV and do not need to wash any points but alternate between Poly Tower and CCV every other Thanksgiving and want to move to a 2bdrm at CCV after our DD had her own bathroom in a 1bdrm at the Poly Tower this Thanksgiving.

I say all this to say I do believe we will never see point charts as low as CCV in the MK area and I do believe LSL point chart will fall below PVB and VGF but well above CCV. As a result CCV, especially during the holiday season will be even bigger in demand.

Now if you want to leave it to fate. I am speaking as a Steelers fan that lives right outside of Baltimore, you could leave your decision to this weekends game. Steelers win you wash the points, Ravens win you hold steady.

 

[disneylandtour]

Just tossing this out there - what I see DVD doing is pulling levers to increase revenue (hello, $500 transfer fee) that are similar to the ways that other timeshares increase revenue. Beyond the transfer fee, another way that timeshares boost revenue is to offer a conversion or upgrade fee to "turn" resale points into direct points. The delta between resale and direct is about $100 per point, give or take (less on Poly, more on BLT). But if DVD were to split the difference and offer the option (even a one-time, limited opportunity option) to turn resale points into direct points for a conversion fee of $50 per point, I bet they'd make many, many millions very quickly. Marriott club has something like this. So it seems that DVD already has their eyes on other timeshare revenue structures--so maybe this might actually happen.

 

[juliebee]

The part I struggle with is we really do enjoy using our points at other resorts and I don’t like the idea of being locked out of new resorts going forward. In doing some rough back of the napkin math, it would cost me about $10,000 to sell my current CCV contract and buy direct for the same 100 points using the current incentive. The only reason I’m considering it is the current incentive at CCV combined with possible price increases in the future.

If you are going to spend $10K just to wash resale to direct CCV... maybe just buy 50 direct points at CCV instead? That is $12750 and at least you get 50 more points than you currently have. There are no incentives at 50 points, so it's not a deal or anything.

 

[Hubalorian]

Just tossing this out there - what I see DVD doing is pulling levers to increase revenue (hello, $500 transfer fee) that are similar to the ways that other timeshares increase revenue. Beyond the transfer fee, another way that timeshares boost revenue is to offer a conversion or upgrade fee to "turn" resale points into direct points. The delta between resale and direct is about $100 per point, give or take (less on Poly, more on BLT). But if DVD were to split the difference and offer the option (even a one-time, limited opportunity option) to turn resale points into direct points for a conversion fee of $50 per point, I bet they'd make many, many millions very quickly. Marriott club has something like this. So it seems that DVD already has their eyes on other timeshare revenue structures--so maybe this might actually happen.

I think it’s only a matter of time before we see a fee per point to use restricted points at one of the restricted resorts. Why wash them all for a one time payment when you can have restricted members continually paying a fee to access the restricted resort. Especially, I don’t think they’d allow you to then use those points at all restricted resorts, just the one you selected.

 

[disneylandtour]

Why wash them all for a one time payment when you can have restricted members continually paying a fee to access the restricted resort.

Because DVD could sell the conversion fee multiple times, in most cases, for the same points. At least according to Fidelity (https://www.fidelityrealestate.com/blog/dvc-resale-restrictions/?utm_source=chatgpt.com) most owners tend to keep a DVC contract between five and fifteen years. (Another broker said between seven and ten years.). So let's say 10 years on average. So here's a possible pattern. Sell points once direct at full price. Resale at ten years with the possibility of a $50pp upgrade. Resale at twenty years. Resale at thirty years. And final resale at forty years (admittedly, an upgrade with ten years left on a contract might not be common, but at twenty years left, I bet it would be somewhat frequent). It's been my experience that owners tend to believe they will keep a contract for life--but for the most part this doesn't usually happen. (Again, the group here is a likely exception). So most owners will likely over value the benefit of the $50pp conversion without factoring in how long most owners actually keep a contract. And DVD, I think, would make more money this way than with a per use fee.

 

[walt34]

Because DVD could sell the conversion fee multiple times, in most cases, for the same points. At least according to Fidelity (https://www.fidelityrealestate.com/blog/dvc-resale-restrictions/?utm_source=chatgpt.com) most owners tend to keep a DVC contract between five and fifteen years. (Another broker said between seven and ten years.). So let's say 10 years on average. So here's a possible pattern. Sell points once direct at full price. Resale at ten years with the possibility of a $50pp upgrade. Resale at twenty years. Resale at thirty years. And final resale at forty years (admittedly, an upgrade with ten years left on a contract might not be common, but at twenty years left, I bet it would be somewhat frequent). It's been my experience that owners tend to believe they will keep a contract for life--but for the most part this doesn't usually happen. (Again, the group here is a likely exception). So most owners will likely over value the benefit of the $50pp conversion without factoring in how long most owners actually keep a contract. And DVD, I think, would make more money this way than with a per use fee.

I believe you are overestimating the number of resales a bit. Not sure what source fidelity is using but the numbers usually mentioned here only refer to people who are actually selling (so those who sell, do so after 5-10, 7-10 years). Those people, who never sell, are not counted for the average, making it appear much lower.

 

[disneylandtour]

I believe you are overestimating the number of resales a bit. Not sure what source fidelity is using but the numbers usually mentioned here only refer to people who are actually selling (so those who sell, do so after 5-10, 7-10 years). Those people, who never sell, are not counted for the average, making it appear much lower.

That could be true--as DVD is never going to release the actual numbers. I did take the number on the high end of the seven to ten year estimate. But even with this, I'm pretty sure the average contract has the potential to have a "conversion" fee attached to it multiple times over its life. The sheer volume of resale contracts each year suggests that there's substantial turnover in ownership. There are the lifelong Disney fans (many of whom may keep contracts until they end), but mostly what I see are families with younger children buying DVC contracts...and then renting those points when those same kids are in the latter part of high school....and then selling those points when they realize that there's not going to be the same type of yearly or bi-yearly large family trip to florida after those kids graduate college. I'm just saying that a significant conversion fee would, as I see it, likely yield more revenue over time than one-time per use fees.