Paying for your room is totally separate from setting up a room charge. Not only can you use a different credit card to set up a room charge, you can set up a room charge with a debit card (with VISA/MC logo), travelers checks, cash, Disney Dollars or a Disney gift card.
You also have the choice of not setting up a room charge at all.
Also ... there is no requirement that you EVER have a card attached to your room.
Our Authorized Disney Vacation Planners are here to provide personalized, expert advice, answer every question, and uncover the best discounts.
Let Dreams Unlimited Travel take care of all the details, so you can sit back, relax, and enjoy a stress-free vacation.