here are the disconts as our paperwokr has described.
Starting price of $112.
First discount of $5 / pt
Then referral discount of $8 / pt for purchasing over 200 points (no additional discounts for any amounts over 200)
Then we didn't take the cruise offer (a 7 day cruise for purchasing over 270 pts) and turned it in for additional discount of $8 / pt (again for purchasing over 270 pts)
$112 - 5 - 8 - 8 = $91 / pt
You can use your Disney Visa card for the down payment (up to $5000) for 6 months interest free. As well as add on closing costs and paying for membership fees. We received an additional $500 off for using our disney visa card.
We were told the Friends & Family Discount will be removed very soon as will the
Disney Cruise offer as most people cannot take the cruise during the selected dates of Sept 2010 - Dec 2010. Most people are taking the discount so the incentive will be removed.