Wow, I am with you on this one. We value our vacations very much. Our children have gone on some really wonderful trips, every single year. The same cannot be said for most of the people we know. Most of the people we know (each with varying financial situations, from middle class to upper class) do not go on any trips at all. If and when they do, they are far and very few between, and the trips are usually to visit family, stay with family and spend a holiday with family. To be honest, for us, the very best trips are going where we don't know anyone, staying where WE want to stay (not in someone elses house) and doing what we want, when we want. Such as our Disneyworld trips. We have been to several Hawaiian islands, the Carribean, Mexico, all over the US (sometimes to visit family, yes), Canada, etc... We plan to go to many places, including Europe next year. The kids (and we) have such wonderful memories, I can't even describe it. I remember watching the Price is Right when I was growing up. I remember watching the two finalists during the showcase showdown and most of the time the first contestant would pass on the first showcase, which usually included a trip, in order to get a car, or new livingroom set. I always wanted the trips. Our current house is fairly new, yet there are always things you can upgrade. There's always going to be something nicer, so we just do one thing at a time. Oh, we could cut into our vacation fund and pay off more bills and buy newer top of the line things for around the house, but I'm not giving up the trips for anything. My kids cherish the trips, as did I when I was growing up---my family went on many, many trips and I have wonderful memories. Not to mention, these trips are always educational in one way or another. You cannot compare the feelings a new appliance gives you to a trip you took with your family. Just keep taking your trips---they are the ones who don't know what they are missing!