Visa & Financing question

[Davids-Coco]

Say we put the deposit or deposit + a little on our visa when buying direct from disney. Can we use that same disney visa to pay the monthly bill (+ some)?

I guess, and more so, is it worth the financing it like that to get the points? I'm assuming not when we wouldn't have to finance it. But you guys are the experts!

 

[Sandisw]

If you mean can you then use the Visa to pay the monthly loan payment (from Disney financing), I don't believe that you can. I believe you have to set it up as direct debit to get the rates of 10.75% preferred and 14.25 standard.

You can put the deposit on the Visa and get 6 months of 0% interest. They say the maximum is $2500--however, I recently got it on the entire amount for my 130 point add on (over $12,000) and so far, got it again on the deposit portion of my newest 50 point add on. I am hoping when I get the new bill in August, the balance of the 50 point add on will also be 6 months, 0% interest.

Once you put on the deposit, you can continue to use the card for everyday purchases. Just make sure you want to make your payments after the closing date of your statement. Once you get your bill, if you pay off all your current charges and some of the Disney balance, you won't be charged any interest (at least I have not been and we are into month 4).

Good luck!