Hello,
I am trying to determine the best way to calculate the “lost opportunity’ of the years after 2042 when determining the appropriate price to pay on resale for the older resorts vs. buying a resort that will last longer for me.
A bit of background, we are in our early 30s, and we would love to use DVC points well into our retirement as a way to have a “home away from home” instead of owning a second home. Obviously, the 2042 points would not allow that.
But, on the other hand, if it allows us to have affordable, fun family vacations with our young children, maybe it would be worth it to enjoy the memories over the next 20 years, and then do something else later in retirement.
Some like VB have much cheaper points rates, and the costs would go away after 20 years, but then again, we are losing something by not paying in in today’s prices for those extra years (say until 2064, 2068, etc.)
Does anyone have any suggestions about how to think about this To reflect the opportunity cost?
I am trying to determine the best way to calculate the “lost opportunity’ of the years after 2042 when determining the appropriate price to pay on resale for the older resorts vs. buying a resort that will last longer for me.
A bit of background, we are in our early 30s, and we would love to use DVC points well into our retirement as a way to have a “home away from home” instead of owning a second home. Obviously, the 2042 points would not allow that.
But, on the other hand, if it allows us to have affordable, fun family vacations with our young children, maybe it would be worth it to enjoy the memories over the next 20 years, and then do something else later in retirement.
Some like VB have much cheaper points rates, and the costs would go away after 20 years, but then again, we are losing something by not paying in in today’s prices for those extra years (say until 2064, 2068, etc.)
Does anyone have any suggestions about how to think about this To reflect the opportunity cost?