- Feb 27, 2015
I'm a bit comfused about all the points, borrowing, banking etc. For ease of discussion lets say I have 100 points. I want to stay in a villa. So I plan to go to WDW in year 2 so I bank 100 points year 1 and borrow from year 3. But the total point cost (let's just say) is 230 points. So I'll have (in theory) 70 points left over (making sure they're year 3 points - if I'm correct). Can I then use the 70 points to book somewhere and fill in the extra with cash purchase? I'm so confused.