I really want to pull the trigger and make an offer...
BUT...the contract is only 25 points with an Aug UY. I really want a June UY or anything Dec to June. Also, looking at the '10
point charts with banking and borrowing, 75 still doesn't go real far. I guess if I knew the future this would be easy. But a 50 point contract with an earlier in the year UY would be better.
What to do?????
I hate my UY, so I'm going to have a very biased opinion. We purchased an Aug UY, and travel in Aug. It's a wonderful UY, unless you bank points. When you bank, they expire at the end of July, which means we have to travel earlier than we'd like. With that said, think through your UY carefully (as it sounds like you may be banking and/or borrowing), and it could impact your travel plans.
Also, since you are considering adding on, you're probably going to want to add on points to whatever UY you buy. You don't have to, but it sure makes it easier to manage your points and make reservations. If the same resort, you can pool your points at 8 - 11 months, and if different resorts, you can pool at 7 months. Otherwise, you're using one contract to book certain nights, and one contract to books others. If you run out of points and are just a few short, the only way to cover the rest is to transfer points, and you're only allowed one in or out of a contract per UY.
Play around with the June UY and see if it works for you. One last thought...the 25 pointers almost never stay on the market, so when you find one, you're going to have to jump. My guess is that the this contract may not be available anymore.
Wishing you the best! I know it's a tough decision, and you want to be sure when you buy. You're doing your research, and it will pay off in the end for you!
