Or, we save for it. We don't feel the need to go to Disney every year, so we put money away each month until we can afford to travel there the way we like. Deluxe, long trip. LOVE IT!!!! We put about $500 in a vacation account every month, after all bills paid. We aren't going again until Nov 2017 and have been saving since October of last year, so we will have enough for Grand Floridian for 9 nights, planning no discount but hoping for one, room for inflation of prices. With cheaper trips to other destinations in between. We aren't all super wealthy or foolish.

(we realize the deluxe aren't "true" deluxe, but we are okay with that, only at WDW because, well, it is what it is)