But the "deal with it" response does have a point. Once you are a member, you are in a system where profit is specified. All expenses, including the
DVC "management fee" - their profit, come from revenues. The source of DVC revenues are our dues, breakage income, and investment income. So our dues work backwards - they figure their expenses, their profit, the other sources of revenue and send us a dues bill. Want a point refund - its coming from breakage income. Want dinner in a Disney restaurant? - DVC "buys" it as an expense from the Disney theme park division.
You are no longer a "customer" of DVC, you are a "member" of DVC. The distiction is subtle, but important. And while DVC is a division of Disney, and you remain a customer of Disney - each Disney division manages their P&L seperately - DVCs member dissatisfaction is only tangentally related to theme parks or hotels - if you have a problem at Sam's Club, Wal-Mart doesn't fix it.