Does the $500 fee change the pattern of resale?

I assume prices for small contracts will adjust a bit, the small contract premium will disappear and then everything will continue as before for the most part.
I’ll honestly be surprised if the small contract premium disappears. An extra $5-$10 per point on 50 points is $250-$500. If all you want to spend is less than $10k and 50 points is all you need, it will be very easy to talk yourself into it.
 
This reminds me when Auto Dealerships started to charge a Doc Prep fee, a non sense fee for someone to feed a standard contract into a printer, feed the sales info into a computer hooked up to the printer and pressing send. For those young enough to remember at first there was a big uproar, threats of law suites, etc. Now, years later, it is just common practice. My guess is this is the way the entire industry will adopt, big noise now but in the end to no avail.
 










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