Poly LVC full mid-Aug. to mid-Sept. Busy summer!

Threehearts

DIS Veteran
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Nov 1, 1999
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I've been playing around with an Aug. visit to WDW and checking out concierge packages. For the past week, the CMs have told me that many of the hotels are sold out and this is the busiest summer yet. I was kind of suprised that there was so little availability in the upper end resorts as I've had no trouble in the past securing these reservations even mid-summer. I asked if they anticipated cancellations and they told me that when the first hurricane hits, things will definitely open up for the month thereafter. If we go, I think I'd better book those ARs ahead of time. Before I book, can anyone absolutely confirm that trip insurance will NOT cover us for hurricanes(Act of God)? Thanks. Threehearts
 
I'm pretty sure that insurance will cover you in a hurricane. If you are delayed going because of the hurricane for a specific amount of time, the insurance will kick in, and if you can't get to your destination within the set time specified in your insurance, you will be covered too.
 
We had trip insurance for our cruise last year, end of August and into September, right in the middle of Hurricane Frances, and it DID cover expenses we incurred due to being not able to get back on our originally planned date. We foolishly paid cash for our meal at the airport (which was 2 days later than our original date) and for the meal on the plane. If we had kept receipts or used a credit card, both which are proof, then those meals would've been reimbursed to us. I've heard other people say their additional hotel nights were covered, too. We didn't have additional hotel nights because we were "stuck" on the Disney Magic. Believe me, I say "stuck" in the absolute best sense of the word :) But travel insurance DID reimburse us for some other minor expenses we incurred due to being delayed because of the hurricane. It falls under the "trip or travel delay" part of the policy.

Anyway, when you go to buy your travel insurance, ask about it, but I have never known hurricanes to NOT be covered. Maybe more people who traveled last fall will answer here, too, to give you more detail.

Another thing; I can totally relate to your disappointment in not being able to book the Polynesian lagoon view concierge for your stay! We weren't able to either, and our trip is the week right after July 4th. We actually arrive July 5th. So, we booked the Wilderness Lodge concierge for the first 2 nights, which really isn't too much a bad thing because my DH has always wanted to stay there, and I am looking forward to it too. Then after 2 nights we're moving over to Polynesian LVC :sunny:

Keep checking, you never know if your dates will open up!
 
Thanks. I've never gotten the insurance before but it seems like a good thing after last year. Threehearts
 

Threehearts said:
Thanks. I've never gotten the insurance before but it seems like a good thing after last year. Threehearts

What if you're there, at Disney, and need to leave in the middle of a hurricane? Well if there is indeed a hurricane, the airports will be closed, so you won't be able to fly. That's where insurance would kick in; it should cover your additional nights at the hotel, plus any meals. Just be sure to save receipts! :) If you're driving, then you are free to drive, but I've heard that many CMs at the resorts were advising their guests not to go out on the road.
 
What I was thinking is what if we were at WDW and a hurricane was changing direction(as it often seems to do) and now Orlando was in the path and we wanted to leave ahead of it? We would be flyind and would try(LOL!) to get out ahead of the storm. Thanks.
 





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