No Buy November 2009

[lougoofy]

I'll catch up soon.
Nov. 12:$1.50 bus fare, $10.51 Bob Evans, $1.59 Sears essentials, $25.35 Aldi's and $10.27 Kroger's
Nov. 13: $1.50 bus fare, $1.79 coffee, $4.?? White castle, $14.?? Olde Time pottery, $1.50 bus fare, $6.50 laundry and $5.70 chinese take-out

Nov. 13: $2.00 beer

 

[A.Mickey]

Running Total: Spent $535
$750...$215 left
$0 Days:7
Goal is 15 or more!

Groceries- $300...$126 left
Gas- $150...$83
Eating Out- $100...-$21 over
Misc. (Shopping/Entertainment) $200...$20 left

1- $35 (Groceries), $15 (Eating Out) $7 (Parking) $20 (Gas)
2- $0
3- $0
4- $0
5- $0
6- $20 (Baggage Fee) $10 (food at the AZ Fair) $15 (Groceries) $15 (Eating Out)
7- $8.00 (Shirt) $26 (Eating Out)
8- $30 (drink tips)
9- $20 (Baggage Fee) $4 (Eating Out)
10- $40 (Groceries) $8 (Eating Out) $25 (Gas)
11- $0
12- $0
13- $5 (Groceries) $10 (Eating Out)
14- $33 (Eating Out) $46 (Groceries at Costco) $88 (Target Christmas Shopping) $7 (Goodwill Christmas Shopping)
15- $33 (Groceries) $22 (Gas)
16- $0

 

[brookelizabeth]

Shanan sent me over here - I'm a newb. Very cool thread!

We have cash categories for all our stuff, replenished on pay day - and we are about at pay day, so I'll get more intense with posting our status next week. For now, I'm going to focus on one little baby step, accomplishing 5 "no buy days" from now until the end of the month. I run out for something almost every.single.day. so this is a stretch for me!

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $14.xx Leland
11/6 - $5.00 Los Mogotes
11/7 - $2.40 McDonald's
11/7 - $5.45 Subway
11/8 - $14.xx Bleeding Heart Bakery
11/8 - $1.00 Parking
11/9 - $0
11/10 - $0
11/11 - $16.83 Newleaf Natural
11/11 - $6.81 Aldi
11/12 - $0
11/13 - $29.26 Jewel
11/13 - $21.25 Meat CSA
11/14 - $7.00 Wine
11/15 - $7.09 Bleeding Heart Bakery
11/15 - $xx.xx Gene's Sausage Shop
11/16 - $0

TOTAL: $178.90/$300.00

Since the farthest out of the house I've been today is to take out the trash and get a Pepsi from the trunk of my car, $0 was easy!

 

[A.Mickey]

Shanan sent me over here - I'm a newb. Very cool thread!

We have cash categories for all our stuff, replenished on pay day - and we are about at pay day, so I'll get more intense with posting our status next week. For now, I'm going to focus on one little baby step, accomplishing 5 "no buy days" from now until the end of the month. I run out for something almost every.single.day. so this is a stretch for me!

YAY! Hi Brook! Yeah I found this thread back when it was mentioned on a Podcast under forum watch back in the beginning of October. I haven't been here a long time, but it is good tool to use to help stay with in budget and be honest with yourself . I find that I really question if I should buy things now. Even though I do still like to go out to eat...as I am already over budget for this month and I will definitely be going out to eat a few more times before the month is over...guess I will have to adjust the budget there for next month. So to me...it isn't really No Buy it is more like a tool to help you stay within the budget, by asking yourself do I really need this?

Glad to see a familiar face over here! I hope you stick around!

 

[brookelizabeth]

YAY! Hi Brook! Yeah I found this thread back when it was mentioned on a Podcast under forum watch back in the beginning of October. I haven't been here a long time, but it is good tool to use to help stay with in budget and be honest with yourself . I find that I really question if I should buy things now. Even though I do still like to go out to eat...as I am already over budget for this month and I will definitely be going out to eat a few more times before the month is over...guess I will have to adjust the budget there for next month. So to me...it isn't really No Buy it is more like a tool to help you stay within the budget, by asking yourself do I really need this?

Glad to see a familiar face over here! I hope you stick around!

I like the idea of this - for just as you said, it helps keep me a bit accountable, and makes me stop before I buy.

I plan to stick around! I get grossly behind on my threads sometimes, but I'll at least lurk!

 

[Siouxstone]

11/10-$0
11/11-$0
11/12-$9 groceries/household
11/13-$0
11/14-$0
11/15-$22 lunch out
11/16-$28 Sams, $18 USPS, $8 HEB, $5 Jimmy John's, $2 Sams

Yesterday caught me by surprise. Suddenly, I had to pick up dessert for DS's Thanksgiving at preschool today (my first lunch at school with him), get a few things at Sams, and overnight my insurance check to the bank and then realize that DS is out of "white yogurt". All that and I didn't get to come home for lunch, then when I realized it was 2 hours past dinner, I did the hot dog combo at Sams. Either today or tomorrow, I'll have to do a big shopping trip cuz the cupboard is bare.

 

[Tiggerish]

Welcome all the new people. I do this to help keep me from randomly spending money. Now when I am tempted to spend, I remember I will have to tell all my budget board folks about it! I do not include my rent and utilities in the budget as they are musts but everything else is covered.


Total budget for November is $500 plus Christmas.

Groceries - $200 / $85 left
Automobile - $50 / $11 left
Giving - $50 / $17 left
Medical - $50 / $46 left
Eating Out - $25/ $8 left
Misc. - $125 / $18 over

Then I have a separate budget for Christmas - $426 / $45 left
================================================== =====
1/1 Giving $10; Groceries $67
11/2 Christmas $10; Eating out $12
11/3 Giving $3; Misc. $29
11/4 Groceries $19; Misc. $3 (library late fees, oops)
11/5 $0
11/6 $0
11/7 Groceries $8; Eating out $5
11/8 Auto $10 (gas); Medical $4 (prescription)
11/9 $0
11/10 $0
11/11 $0
11/12 $0
11/13 Misc. $111 at the liquor store
11/14 $0
11/15 Giving $20 church collection; Christmas $21
11/16 Auto $29 for oil change; Groceries $21

 

[casper_jj11]

Hmmm, after posting the spending for the past few days I still forgot to post the McD outing on Sunday night and didn't deduct the amount spend from my total... wilful blindness I guess

groceries $700 ($175/wk) $303.33 left
gas $500 $364.18 left
cat food $90 $45 left
MIL bday $50 $6 left DONE
winter boots for DS7 $50
swimming registration for 3 kiddos $$350 $18 left DONE
gymnastics registration for 2 kiddos $318 $0 left DONE
tire change and oil change at garage x 2 $160
my spending $150 $74.56 over (hmm, mostly on gifts I forgot to budget for bdays)
DH spending $150 $101.60 left (no idea what's happening here)

Christmas (carried over from last month)
DS7 $85 $107.29 over
DD3 $50 $0.20 over ... and a bit more left
DS2 $35 $4.94 left
DH $150 $122.50 over .. not good, there's more too
DMom $100 $16.27 left
DDad $100 $78 left
DMIL $100 $88 left
kids caregiver $100 $6.65 over DONE
SIL $50 $5.50 left DONE
BIL $50

I'll carry over what isn't spent on Christmas this month, into next month. I'll also increase DH's budget then too for my Christmas gifts... no way he'll shop before mid Dec

Total including Christmas $3338 $807.77left

1 - $0 YEAH! Good start!
2 - groceries $70.51; yard bags $6.76
3 - $332 swimming registration; gas $59.53
4 - DS7 $5 Christmas; Christmas DD3 $5; something for DS2's new big boy bedroom $4; friend's son Christmas $9.04
5 - DS7 gift $14.50; Christmas clothes for kiddos $26
6- Christmas gifts: DS7 $20.79; DD3 $45.20; DS2 $15.37; caregiver $11.75; bday gift for friend $18.08; newborn gift for friend $24.40; $15 shirt for DS2 ... I really need to stay out of gymboree
7- $48 lunch out for the family ; $24 Operation Christmas Child box
8 - $45 groceries
9- dad Christmas $22; groceries $83.63; cat food $45
10 - DS's friends bday $22.67; SIL Christmas $22.59; groceries $5.47; $5.38 advent calendars for kiddos
11 - $10 lunch out with kiddos; $30 at TRU for reward for DD for a week of no nighttime accidents ; groceries $50; gymnastics $318
12 - $6.66 groceries; $180 DH Christmas; $12 DS7 Christmas; $50 caregiver Christmas; $22.5 SIL Christmas; $12 MIL Christmas; $60 Mom Christmas; $44 mil bday
13- $6.78 groceries; $11.13 DH Christmas; $45.20 Caregiver Christmas;
14- groceries $38.87; DH christmas $30; $23.73 mom Christmas; $32.19 DH Christmas; misc spending on kids at Indigo $40.77 ; bulb for van headlight $16
15 - McD $25; groceries $43.50; gas $60.29; DS7's hockey pics $35 ... not sure what to do about all these items that don't fall in my budget... I"ve used up my own discretionary spending with bday gifts for others but that doesn't do much for the hilites I need this week....
16 - $140 approx(not sure about the US exch. rate) DS7 Christmas... should have realized he was going to come up with something to ask Santa for that I never thought about... a flippin' air hockey table ; $14.69 DS2 Christmas; $19.18 DH Christmas; $13.99 coffee; stamps $1.13; groceries $3.99

 

[charming23]

Hit the grocery store today and spent $10 more than originally planned but I got some good deals and even a few Christmas Presents (Madagascar 2 as a gift for my cousin and cat treats for the kitty girls stocking since they were on sale and I had a coupon). Some of it comes out of grocery others will come out of misc. budget. I also picked up some extra canned goods for our food drive at church next week.

Groceries/household- $300/$127.18 Left
Eating Out/Entertainment- $100/$64.43 left
Gas/Car-$50
Misc-$150/$25.98 Left
Holiday items- $100/$57.71 left

I also would like to have at least 15 $0 days.

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0
11/6 $0
11/7 $0
11/8 $14.26 for pics at Walgreen's and $8.28 for lunch at Camille's
11/9 $16.75 Goodwill and $34.05 at Save-a-lot
11/10 $0
11/11 $17.30 Lunch for 2 at the City Diner, 13.94 for new wiper blades, and 9.99 for a pizza dinner after raking
11/12 $0
11/13 $0
11/14 $19.95 for cookbook, $2 for cider and $2 for garlic bread
11/15 $0
11/16 $0
11/17 $86.56 at Giant Eagle ($70.80 in groceries and 15.76 in Misc)

Total for November $700/$326.31 left

I have also started to track my saving from coupons and sales and so far I have saved $143.80

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $14.xx Leland
11/6 - $5.00 Los Mogotes
11/7 - $2.40 McDonald's
11/7 - $5.45 Subway
11/8 - $14.xx Bleeding Heart Bakery
11/8 - $1.00 Parking
11/9 - $0
11/10 - $0
11/11 - $16.83 Newleaf Natural
11/11 - $6.81 Aldi
11/12 - $0
11/13 - $29.26 Jewel
11/13 - $21.25 Meat CSA
11/14 - $7.00 Wine
11/15 - $7.09 Bleeding Heart Bakery
11/15 - $xx.xx Gene's Sausage Shop
11/16 - $0
11/17 - $11.69 Aldi

Total: $190.59/$300.00

Oh my goodness - I could have bought everything at the Aldi today!!! Lebkuchen galore... (German spice cookies).

I allowed myself one bag and stuck to the list as closely as possible.

But the appetizers, cheeses, Stollen, puff pastry, pumpkin spice creamer were all beckoning me...

 

[Swmr359]

Nov.1 $4 for ice cream
Nov.2 $27 for groceries
Nov.3 $0
Nov.4 $0
Nov.5 $7 at Target
Nov.6 $0
Nov.7 $4 at Starbucks
Nov.8 $7 at the Andersons
Nov.9 $6 for Chinese food
Nov.10 $0
Nov.11 $0
Nov.12 $0
Nov.13 $62 for groceries $32 for gas
Nov.14 $9 for cat food and a pepsi $36 for race entry
Nov.15 $6 ice cream and pepsi
Nov.16 $27 feeling bad and had to go to the store to get comfort food
Nov.17 $0 at least I made it to work today
groceries: 112/60 ok went way over...I'll take this in to account for next month
ice cream: 2/2 ($10)
eat out: 1/2 ($6)
misc.: $99
total: $228
-----

 

[smiller]

Found a receipt - just wanted to update!

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $14.xx Leland
11/6 - $5.00 Los Mogotes
11/7 - $2.40 McDonald's
11/7 - $5.45 Subway
11/8 - $14.xx Bleeding Heart Bakery
11/8 - $1.00 Parking
11/9 - $0
11/10 - $0
11/11 - $16.83 Newleaf Natural
11/11 - $6.81 Aldi
11/12 - $0
11/13 - $29.26 Jewel
11/13 - $21.25 Meat CSA
11/14 - $7.00 Wine
11/15 - $7.09 Bleeding Heart Bakery
11/15 - $11.43 Gene's Sausage Shop
11/16 - $0
11/17 - $11.69 Aldi

Total: $202.02/$300.00

 

[neatokimmo]

Hmm, I've lost track a little bit. Let me go backwards.

Tuesday - Breakfast out - $4.
Monday - Angel Tree donation - $50. $5 bake sale stuff. $40 at Walmart, half groceries, half stuff we needed like dryer sheets.
Today = zero
Saturday = $76 for a uhaul, $35 on Chinese for my moving helpers. I also spent 30.58 on board games but I have a $14 rebate coming (DD birthday), $55.43 on a bike, $43 on a ton of color wonder kits and $49.24 on videos. $32.84 on a lego table too. I only need a helmet and I'm done.
Friday = gas for $33.

And I know there has been some misc food purchases, I am just going to take a $20 chunk out of misc.

And my fridge buyer wanted his money back because the it didn't have an ice maker in it. Umm it didn't have an ice maker in it when you took the sale from another woman who wanted it. Thanks. So $75 off of misc for the "return".

Nov 14 - 279.09 Nov 15 - zero Nov 16 - $55 Nov 17 - $4
Nov 11 - 3.36 Nov 12 - ? Nov 13 - 33
Nov 9 = $3.15 Nov 10 = 14.83
Nov 4 = zero Nov 5 = $5 Nov 6 = $5.10 Nov7 = $33 Nov 8 = 68.80
Nov 1 Gas = $30, groceries = $32 Nov 2 = zero Nov 3 = $5

Groceries 29.22/80 $15/80
Eating Out -39.34/15
Cats 19/30
Gas 2/65
DD Loot 11.41/30
Christmas 141.39/280
Misc 201.32/40

 

[A.Mickey]

Running Total: Spent $535
$750...$215 left
$0 Days:8
Goal is 15 or more!

Groceries- $300...$126 left
Gas- $150...$83
Eating Out- $100...-$21 over
Misc. (Shopping/Entertainment) $200...$20 left

1- $35 (Groceries), $15 (Eating Out) $7 (Parking) $20 (Gas)
2- $0
3- $0
4- $0
5- $0
6- $20 (Baggage Fee) $10 (food at the AZ Fair) $15 (Groceries) $15 (Eating Out)
7- $8.00 (Shirt) $26 (Eating Out)
8- $30 (drink tips)
9- $20 (Baggage Fee) $4 (Eating Out)
10- $40 (Groceries) $8 (Eating Out) $25 (Gas)
11- $0
12- $0
13- $5 (Groceries) $10 (Eating Out)
14- $33 (Eating Out) $46 (Groceries at Costco) $88 (Target Christmas Shopping) $7 (Goodwill Christmas Shopping)
15- $33 (Groceries) $22 (Gas)
16- $0
17- $0Got $100 today for a paid Focus group!

 

[princessbride6205]

Nov 1 - $5 water & juice for airplane
Nov 2 - $3 parking/shuttle
Nov 3 - $3 parking/shuttle
Nov 4 - $3 parking/shuttle, $60 bus/shuttle pass, $9 stamps, $74 groceries, $21 gift, $5 lunch
Nov 5 - $2 parking, $4 groceries, $8 lunch, $100 gas card
Nov 6 - $0 Finally!
Nov 7 - $15 toy for DD, $23 lunch, $23 dinner, $40 groceries
Nov 8 - $21 groceries, $10 other (book & dollar spot stuff to keep DD occupied since we all have flu!)
Nov 9 - $0
Nov 10 - $11 Up DVD
Nov 11 - $20 other (potty & step stool for DD), $5 groceries
Nov 12 - $0
Nov 13 - $0
Nov 14 - $65 dinner out
Nov 15 - $1 coffee, $1 newspaper, $31 diapers & batteries, $90 groceries
Nov 16 - $0
Nov 17 - $0

Groceries - spent $194/$275
Other (diapers, household, clothing) - spent $97/$200
Dining Out - spent $116/$120
Fun Money - spent $14/$40 each (me and DH)
Car/Gas/Parking/Bus - spent $171/$250 (incl airport parking over Thanksgiving)
Giving - $25
Medical - $50

Exceptions:
Christmas - Budget TBD
Friend's Baby Shower - spent $21/$25

 

[DawnM]

Budgeted:

Groceries: $400 (I am pantry cleaning)
Christmas: $500
Extras: $200 (this includes eating out, entertainment, etc...)
Gas and transportation: $150

BTW: I round UP to the nearest dollar.

So far:

November:

1-7:

$32 Train pass for DH
$42 Gas
$58 Costco groceries
$48 eating out

8-14:

$22 Gas
$19 Grocery
$12 McDonald's
$5.22 Burger King

15-21

$52 Groceries
$150 Acupuncture visit (not giving this up yet)
$250 Christmas gifts (and almost FINISHED!)

Total budgeted: $1250
Total SSF: $690

 

[Siouxstone]

neatokimmo~ That bites about the fridge. But, it was ever so nice of you to take it back, so I'm sure the karma will work in your favor.

11/10-$0
11/11-$0
11/12-$9 groceries/household
11/13-$0
11/14-$0
11/15-$22 lunch out
11/16-$28 Sams, $18 USPS, $8 HEB, $5 Jimmy John's, $2 Sams
11/17-$0
11/18-$24 Alice.com

Pure laziness and desire for a $0 won out yesterday. Now, of course I have a ton to do. I've already spent $24 at Alice.com this morning and boy would I like to get to know her better! Well see how this first order goes. I like the idea because I can do it in the middle of the night and really scrutinize my purchases.

But, my big budget happiness is that ALDI is coming to Texas! I can't begin to tell you how much I miss them. They open next year in DFW, can the rest be far behind? Seriously, if they come to Houston, I will plan a trip over every couple of months, or plan it when I travel there for work. Come on baby! Momma's got a shiny quarter for her cart!

 

[CherylA]

Pure laziness and desire for a $0 won out yesterday. Now, of course I have a ton to do. I've already spent $24 at Alice.com this morning and boy would I like to get to know her better! Well see how this first order goes. I like the idea because I can do it in the middle of the night and really scrutinize my purchases.

But, my big budget happiness is that ALDI is coming to Texas! I can't begin to tell you how much I miss them. They open next year in DFW, can the rest be far behind? Seriously, if they come to Houston, I will plan a trip over every couple of months, or plan it when I travel there for work. Come on baby! Momma's got a shiny quarter for her cart!

You're too funny, seriously they charge you 25 cents for a cart?

 

[Siouxstone]

You're too funny, seriously they charge you 25 cents for a cart?

You put the quarter in the cart to get it free from the other carts. To get your quarter back, you have to take it back and hook it to the other carts. So, if you leave it in the parking lot, it'll cost you the quarter. Mostly, I am excited about detergent and trash bags and the like. Rock bottom cost and great quality.