No Buy November 2009

[princessbride6205]

Nov 1 - $5 water & juice for airplane
Nov 2 - $3 parking/shuttle
Nov 3 - $3 parking/shuttle
Nov 4 - $3 parking/shuttle, $60 bus/shuttle pass, $9 stamps, $74 groceries, $21 gift, $5 lunch
Nov 5 - $2 parking, $4 groceries, $8 lunch, $100 gas card
Nov 6 - $0 Finally!
Nov 7 - $15 toy for DD, $23 lunch, $23 dinner, $40 groceries
Nov 8 - $21 groceries, $10 other (book & dollar spot stuff to keep DD occupied since we all have flu!)
Nov 9 - $0
Nov 10 - $11 Up DVD
Nov 11 - $20 other (potty & step stool for DD), $5 groceries
Nov 12 - $0
Nov 13 - $0

Groceries - spent $104/$275
Other (diapers, household, clothing) - spent $65/$200
Dining Out - spent $51/$120
Fun Money - spent $13/$40 each (me and DH)
Car/Gas/Parking/Bus - spent $171/$250 (incl airport parking over Thanksgiving)
Giving - $25
Medical - $50

Exceptions:
Christmas - Budget TBD
Friend's Baby Shower - spent $21/$25

 

[Siouxstone]

11/10-$0
11/11-$0
11/12-$9 groceries/household
11/13-$0

Hope everyone has a great weekend!

 

[Tiggerish]

Total budget for November is $500 plus Christmas.

Groceries - $200 / $106 left
Automobile - $50 / $40 left
Giving - $50 / $37 left
Medical - $50 / $4 left
Eating Out - $25/ $8 left
Misc. - $125 / $26 over

Then I have a separate budget for Christmas - $426 / $66 left
================================================== =====
1/1 Giving $10; Groceries $67
11/2 Christmas $10; Eating out $12
11/3 Giving $3; Misc. $29
11/4 Groceries $19; Misc. $3 (library late fees, oops)
11/5 $0
11/6 $0
11/7 Groceries $8; Eating out $5
11/8 Auto $10 (gas); Medical $4 (prescription)
11/9 $0
11/10 $0
11/11 $0
11/12 $0
11/13 Misc. $119 at the liquor store Liquor in Chicago is so much cheaper than in Michigan so I stocked up for the holidays while I was there.

 

[lougoofy]

Nov. 11: finally 1 $0.00 day for me YAY

No home phone or net right now, ARGG

 

[charming23]

Went to the food show today and spent a little money. I got Tyler Florence's cookbook (then had it autographed), some garlic bread, and apple cider.

Groceries/household- $300/$197.28 Left
Eating Out/Entertainment- $100/$64.43 left
Gas/Car-$50
Misc-$150/$41.74 Left
Holiday items- $100/$57.71 left

I also would like to have at least 15 $0 days.- 7 so far

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0
11/6 $0
11/7 $0
11/8 $14.26 for pics at Walgreen's and $8.28 for lunch at Camille's
11/9 $16.75 Goodwill and $34.05 at Save-a-lot
11/10 $0
11/11 $17.30 Lunch for 2 at the City Diner, 13.94 for new wiper blades, and 9.99 for a pizza dinner after raking
11/12 $0
11/13 $0
11/14 $19.95 for cookbook, $2 for cider and $2 for garlic bread

Total for November $700/$412.87left

I have also started to track my saving from coupons and sales and so far I have saved $104.46

 

[Swmr359]

Nov.1 $4 for ice cream
Nov.2 $27 for groceries
Nov.3 $0
Nov.4 $0
Nov.5 $7 at Target
Nov.6 $0
Nov.7 $4 at Starbucks
Nov.8 $7 at the Andersons
Nov.9 $6 for Chinese food
Nov.10 $0
Nov.11 $0
Nov.12 $0
Nov.13 $62 for groceries $32 for gas
Nov.14 $9 for cat food and a pepsi $36 for race entry

groceries: 112/60 ok went way over...I'll take this in to account for next month
ice cream: 1/2 ($4)
eat out: 1/2 ($6)
misc.: $72
total: $195

 

[A.Mickey]

Running Total: Spent $480
$750...$270 left
$0 Days:6
Goal is 15 or more!

Groceries- $300...$159 left
Gas- $150...$105
Eating Out- $100...-$21 over
Misc. (Shopping/Entertainment) $200...$20 left

1- $35 (Groceries), $15 (Eating Out) $7 (Parking) $20 (Gas)
2- $0
3- $0
4- $0
5- $0
6- $20 (Baggage Fee) $10 (food at the AZ Fair) $15 (Groceries) $15 (Eating Out)
7- $8.00 (Shirt) $26 (Eating Out)
8- $30 (drink tips)
9- $20 (Baggage Fee) $4 (Eating Out)
10- $40 (Groceries) $8 (Eating Out) $25 (Gas)
11- $0
12- $0
13- $5 (Groceries) $10 (Eating Out)
14- $33 (Eating Out) $46 (Groceries at Costco) $88 (Target Christmas Shopping) $7 (Goodwill Christmas Shopping...found a Radio Flyer Big Wheel and Lincoln Logs!)

 

[princessbride6205]

Mini budget buster - went out to dinner with a friend from out of town. We like to try cool, local places. Well drinks/food turned out to be overpriced for the quality, our server was bad, and DD was the worst behaved she's ever been at a restaurant. *sigh* Our dining out budget is now gone and we still have to go to a friend's graduation party next weekend (at a restaurant). We can definitely afford it, just frustrating to use up our budget and not enjoy the meal at all.

Nov 1 - $5 water & juice for airplane
Nov 2 - $3 parking/shuttle
Nov 3 - $3 parking/shuttle
Nov 4 - $3 parking/shuttle, $60 bus/shuttle pass, $9 stamps, $74 groceries, $21 gift, $5 lunch
Nov 5 - $2 parking, $4 groceries, $8 lunch, $100 gas card
Nov 6 - $0 Finally!
Nov 7 - $15 toy for DD, $23 lunch, $23 dinner, $40 groceries
Nov 8 - $21 groceries, $10 other (book & dollar spot stuff to keep DD occupied since we all have flu!)
Nov 9 - $0
Nov 10 - $11 Up DVD
Nov 11 - $20 other (potty & step stool for DD), $5 groceries
Nov 12 - $0
Nov 13 - $0
Nov 14 - $65 dinner out
Nov 15 - $1 coffee, $1 newspaper, $31 diapers & batteries, $90 groceries

Groceries - spent $194/$275
Other (diapers, household, clothing) - spent $97/$200
Dining Out - spent $116/$120
Fun Money - spent $14/$40 each (me and DH)
Car/Gas/Parking/Bus - spent $171/$250 (incl airport parking over Thanksgiving)
Giving - $25
Medical - $50

Exceptions:
Christmas - Budget TBD
Friend's Baby Shower - spent $21/$25

 

[Where'sPiglet?]

Hi again.

The first half of the month was a little thorny. I had extra money coming in and extra coming out, and it was very difficult to track. I have it for my records but posting it will be a beast. Soooo....I am going to start fresh with tracking tomorrow for this thread. I had a $600 budget for the whole month and 15 no buy days; I'm going to do this:

Nov 16-30: $300 budget and 5 $0 days.

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $14.xx Leland
11/6 - $5.00 Los Mogotes
11/7 - $2.40 McDonald's
11/7 - $5.45 Subway
11/8 - $14.xx Bleeding Heart Bakery
11/8 - $1.00 Parking
11/9 - $0
11/10 - $0
11/11 - $16.83 Newleaf Natural
11/11 - $6.81 Aldi
11/12 - $0
11/13 - $29.26 Jewel
11/13 - $21.25 Meat CSA
11/14 - $7.00 Wine
11/15 - $7.09 Bleeding Heart Bakery
11/15 - $xx.xx Gene's Sausage Shop

TOTAL: $178.90/$300.00

 

[charming23]

Today was our rememberance mass at our church and then the family came over for a late lunch. I might run out in a few to do some Christmas shopping for my mom but taht comes out of a seperate budget.

Groceries/household- $300/$197.28 Left
Eating Out/Entertainment- $100/$64.43 left
Gas/Car-$50
Misc-$150/$41.74 Left
Holiday items- $100/$57.71 left

I also would like to have at least 15 $0 days.- 7 so far

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0
11/6 $0
11/7 $0
11/8 $14.26 for pics at Walgreen's and $8.28 for lunch at Camille's
11/9 $16.75 Goodwill and $34.05 at Save-a-lot
11/10 $0
11/11 $17.30 Lunch for 2 at the City Diner, 13.94 for new wiper blades, and 9.99 for a pizza dinner after raking
11/12 $0
11/13 $0
11/14 $19.95 for cookbook, $2 for cider and $2 for garlic bread
11/15 $0
Total for November $700/$412.87left

I have also started to track my saving from coupons and sales and so far I have saved $104.46

 

[A.Mickey]

Running Total: Spent $535
$750...$215 left
$0 Days:6
Goal is 15 or more!

Groceries- $300...$126 left
Gas- $150...$83
Eating Out- $100...-$21 over
Misc. (Shopping/Entertainment) $200...$20 left

1- $35 (Groceries), $15 (Eating Out) $7 (Parking) $20 (Gas)
2- $0
3- $0
4- $0
5- $0
6- $20 (Baggage Fee) $10 (food at the AZ Fair) $15 (Groceries) $15 (Eating Out)
7- $8.00 (Shirt) $26 (Eating Out)
8- $30 (drink tips)
9- $20 (Baggage Fee) $4 (Eating Out)
10- $40 (Groceries) $8 (Eating Out) $25 (Gas)
11- $0
12- $0
13- $5 (Groceries) $10 (Eating Out)
14- $33 (Eating Out) $46 (Groceries at Costco) $88 (Target Christmas Shopping) $7 (Goodwill Christmas Shopping)
15- $33 (Groceries) $22 (Gas)

 

[Tiggerish]

Total budget for November is $500 plus Christmas.

Groceries - $200 / $106 left
Automobile - $50 / $40 left
Giving - $50 / $17 left
Medical - $50 / $4 left
Eating Out - $25/ $8 left
Misc. - $125 / $18 over

Then I have a separate budget for Christmas - $426 / $45 left
================================================== =====
1/1 Giving $10; Groceries $67
11/2 Christmas $10; Eating out $12
11/3 Giving $3; Misc. $29
11/4 Groceries $19; Misc. $3 (library late fees, oops)
11/5 $0
11/6 $0
11/7 Groceries $8; Eating out $5
11/8 Auto $10 (gas); Medical $4 (prescription)
11/9 $0
11/10 $0
11/11 $0
11/12 $0
11/13 Misc. $111 at the liquor store
11/14 $0
11/15 Giving $20 church collection; Christmas $21

 

[Swmr359]

Nov.1 $4 for ice cream
Nov.2 $27 for groceries
Nov.3 $0
Nov.4 $0
Nov.5 $7 at Target
Nov.6 $0
Nov.7 $4 at Starbucks
Nov.8 $7 at the Andersons
Nov.9 $6 for Chinese food
Nov.10 $0
Nov.11 $0
Nov.12 $0
Nov.13 $62 for groceries $32 for gas
Nov.14 $9 for cat food and a pepsi $36 for race entry
Nov. 15 $6 ice cream and pepsi
groceries: 112/60 ok went way over...I'll take this in to account for next month
ice cream: 2/2 ($10)
eat out: 1/2 ($6)
misc.: $72
total: $201
------------
Today will not be a zero day either; my car is out of oil so I'll need to get some on the way home from work.

 

[CherylA]

Way too much spending this weekend especially in the "Entertainmant" category. I'm going to have to get creative with ways to amuse ourselves over the next few weekends that don't cost much money or I'll never stay within my entertainment budget!

Clothing
$100
-42.13 payless shoes
=57.87
+ 21.99 return to JCpenny
=79.86
+ 14.99 return jeans Sears
-12.99 bought sweater Sears
= 81.86

Gifts
$60
-21.60 under bed storage for MIL
=38.40
-3.38 bday card
=35.02

Unexpected Spending (misc)
$250
- 84.88 PO box bill plus interest and late fees (DH has autobill going to a card we don't ever use anymore so I never check to see if it has a balance. Grrrr!)
=165.1
-3.17 harvest door hanger=
161.93
- 25.00 money order (Fri 11/6)
-2.00 newspaper (Sun 11/8)
= 134.93
-8.89 fedex shipping (11/5)
=126.04


Groceries
$530
-19.81 Trader Joes
-65.43 Stop and Shop
=444.7
-12.76 Walgreens (11/4)
=432.00
- 16.47 m&m farms (11/5) -7.48 cash stop and shop (11/5) - 1.99 trader joes (11/5)
=406.06
- 4.25 Convenience Store half and half and soda (cash 11/8)
=401.81
-19.50DH groceries for work
=382.31
- 33.54 stop and shop 11/11
-12.40 Walgreens 11/11
= 336.37
-16.23 Walmart 11/14
-12.00 M&M Farms 11/14
-2.50 milk 11/15
- 11.06 meat market
= 294.58


Entertainment ( I include eating out in this category)
$350
-11.11 McDonalds
-9.89 (cash) McDonalds
=329
-14.00 bowling and donuts and coffee
=315
-13.71 starbucks (11/5)
= 301.29
-40.00 drinks and apps Fri night (cash)
-1.70 salad bar salad (Fri)
-31.80 TGIFridays w/ family (11/7)
-5.82 D&D (11/8)
=221.97
-12.50 lunch w hubby (11/9)
= 209.47
-25.00 Science Center
-10.00 breakfast w/friend 11/15
-18.00 Fri night drinks
-12.00 Johnny Rockets 11/13
= 144.47

Gas
$290
-26.57 (DH gas S&S 11/4)
-34.29 (me gas Costco 11/5)
=229.14
-28 hubby gas (11/9)
= 201.14
-36.21 (me gas s&s 11/11)
=164.93

Haircuts
64.00
-21.00 hubby (11/7)
=43.00

Home Items (Repair/Upkeep/Decorating)
$100
-31.76 new shower head and leaf bags (Sun 11/8)
=68.24
- 28.19 home depot shelf and dry wall hooks 11/15
=40.05

Christmas

Immediate Family $600
-31.45 Target 11/5
=568.55

Other gifts $420
- 75 snapfish calendars
=345.00
-10.74 holiday gift craft supplies (JoAnns 11/5)
=334.26
-3.05 tiles holiday craft (home depot 11/8)
=331.21
-5.00 Walgreens (fudge set DMIL 11/11)
=326.21
-18.27 Passporter xmas gift
-34.98 Sears sweaters for mom and sis
=272.96

Xtra food and events (dinners out, food for xmas dinner)
$230



Nov 1- McDonalds, late cc bill, Stop and Shop
Nov 2- $14 bowling and coffee/donuts
Nov 3- $0
Nov 4- 12.76 Walgreens, 26.57 hubby gas
Nov 5- 34.29 me gas, 13.71 starbucks, 1.99 trader joes, 7.48 stop and
shop,16.47 produce m&M farms, 35.51 Joann fabrics split between gifts, xmas gifts and misc spending, 8.89 fedex
Nov 6-JCpenny return yay! Money Order, 1.70 lunch salad, $40 drinks at apps, 19.50DH groceries for work
Nov 7- bday card 3.38, lunch at TGIF 31.80, hubby haircut $21
Nov 8- paper $2, Home Depot 31.76, holiday tiles 3.05, D&D 5.82, convenience store 4.25
Nov 9- lunch w/ hubby 12.50, hubby gas 28.00
Nov 10- $0
Nov 11- gas 36.21, s&s groceries 33.54, walgreens groceries 12.40, walgreen xmas gift 5.00
Nov 12- $0 Woo hoo!
Nov 13- $18.27 Passporter 2010 xmas gift, buys and returns at sears +$2, Johnny Rockets $12, Drinks $18
Nov 14- Walmart 16.23, M&M farm 12.00, sears gifts 34.98
Nov 15-Milk 2.50, $25 science center, $10 bfast w/Friend, Home Depot 28.19
Nov 16-

Aiming for 10 zero days
3/10 zero days

 

[DawnM]

No, no, no.....I wasn't saying you weren't welcome. Sorry.....I think this was one of those "it came out of my mouth before I thought about it" things only it came off of my fingers before I thought about it.

I was just surprised because it was on the no buy list!

Now, if I include everything I spend per month it would be a lot more as many things are NOT flexible.....like the dental bill I just paid, the scouting stuff I had to buy, and so on.

Maybe I am the one misunderstanding and I should include more categories.

Sorry.

Dawn

Yeah I know. I'm not impressed with my ability to spend small amounts of money I'm impressed with my ability to keep pace with what I have budgeted. Maybe I took this wrong but you're not seeming very supportive. Am I not welcome here because I have a larger budget than some?

 

[casper_jj11]

Spent on too much this weekend. Indigo (like Amazon but a storefront... does Amazon have a storefront in the US?) had a huge 25% off everything sale... even went so far as to buy DH stuff to give me We also went to the Santa Claus parade last night. It was a lot of fun but ended up grabbing McD for the kiddos beforehand and for us afterwards so the 'free' event wasn't so budget friendly.

groceries $700 ($175/wk) $327.44 left
gas $500 $364.18 left
cat food $90 $45 left
MIL bday $50 $6 left DONE
winter boots for DS7 $50
swimming registration for 3 kiddos $$350 $18 left DONE
gymnastics registration for 2 kiddos $318 $0 left DONE
tire change and oil change at garage x 2 $160
my spending $150 $74.56 over (hmm, mostly on gifts I forgot to budget for bdays)
DH spending $150 $101.60 left (no idea what's happening here)

Christmas (carried over from last month)
DS7 $85 $107.29 over
DD3 $50 $0.20 over ... and a bit more left
DS2 $35 $19.63 left
DH $150 $103.32 over .. not good, there's more too
DMom $100 $16.27 left
DDad $100 $78 left
DMIL $100 $88 left
kids caregiver $100 $6.65 over DONE
SIL $50 $5.50 left DONE
BIL $50

I'll carry over what isn't spent on Christmas this month, into next month. I'll also increase DH's budget then too for my Christmas gifts... no way he'll shop before mid Dec

Total including Christmas $3338 $1409.21 left

1 - $0 YEAH! Good start!
2 - groceries $70.51; yard bags $6.76
3 - $332 swimming registration; gas $59.53
4 - DS7 $5 Christmas; Christmas DD3 $5; something for DS2's new big boy bedroom $4; friend's son Christmas $9.04
5 - DS7 gift $14.50; Christmas clothes for kiddos $26
6- Christmas gifts: DS7 $20.79; DD3 $45.20; DS2 $15.37; caregiver $11.75; bday gift for friend $18.08; newborn gift for friend $24.40; $15 shirt for DS2 ... I really need to stay out of gymboree
7- $48 lunch out for the family ; $24 Operation Christmas Child box
8 - $45 groceries
9- dad Christmas $22; groceries $83.63; cat food $45
10 - DS's friends bday $22.67; SIL Christmas $22.59; groceries $5.47; $5.38 advent calendars for kiddos
11 - $10 lunch out with kiddos; $30 at TRU for reward for DD for a week of no nighttime accidents ; groceries $50; gymnastics $318
12 - $6.66 groceries; $180 DH Christmas; $12 DS7 Christmas; $50 caregiver Christmas; $22.5 SIL Christmas; $12 MIL Christmas; $60 Mom Christmas; $44 mil bday
13- $6.78 groceries; $11.13 DH Christmas; $45.20 Caregiver Christmas;
14- groceries $38.87; DH christmas $30; $23.73 mom Christmas; $32.19 DH Christmas; misc spending on kids at Indigo $40.77 ; bulb for van headlight $16
15 - groceries $43.50; gas $60.29; DS7's hockey pics $35 ... not sure what to do about all these items that don't fall in my budget... I"ve used up my own discretionary spending with bday gifts for others but that doesn't do much for the hilites I need this week....
16 - $140 approx(not sure about the US exch. rate) DS7 Christmas... should have realized he was going to come up with something to ask Santa for that I never thought about... a flippin' air hockey table

 

[lougoofy]

No home phone or net right now, ARGG

I'll catch up soon.
Nov. 12:$1.50 bus fare, $10.51 Bob Evans, $1.59 Sears essentials, $25.35 Aldi's and $10.27 Kroger's
Nov. 13: $1.50 bus fare, $1.79 coffee, $4.?? White castle, $14.?? Olde Time pottery, $1.50 bus fare, $6.50 laundry and $5.70 chinese take-out

 

[CherylA]

No, no, no.....I wasn't saying you weren't welcome. Sorry.....I think this was one of those "it came out of my mouth before I thought about it" things only it came off of my fingers before I thought about it.

I was just surprised because it was on the no buy list!

Now, if I include everything I spend per month it would be a lot more as many things are NOT flexible.....like the dental bill I just paid, the scouting stuff I had to buy, and so on.

Maybe I am the one misunderstanding and I should include more categories.

Sorry.

Dawn

Thats okay. My husband said he thought it was silly that I had included things that weren't a choice like gas or haircuts (in his mind those arent'a choice) I keep a budget on my own computer so it was easy to just pull the stuff and put it here.

I have actually decreased my grocery budget by $150 from what I have generally spent each month for the past 6 months. I coupon and stockpile and actually use my stockpiles but we eat 3 meals a day 7 days a week out of that (except maybe 1 lunch and 1 dinner out per week) and my MIL eats with us, so my grocery expenses can be high. I seem to be on track to stick to my reduced # this month which would be great.

Oh and my Christmas budget isn't for this month it's for total of Christams spending.

I have found the whole concept of "no buy" to be really helpful too. Even though I have only had 3 so far this month I have saved atleast $20 each of those days by just staying in the office though lunch and not running out, plus since I'm hourly I actually get paid more those days! So I am really enjoying this thread even though for me it may be a bit of a different type of experience than for others. Thanks for welcoming me here!

 

[charming23]

No spending today. I am exhauseted for some reason and do not feel like doing anything. I did do a little christmas shopping for my mom last night but since that comes out of a seperate budget (the last of the money that was in my dad's checking his savings went into our savings) I do not count it here.

Groceries/household- $300/$197.28 Left
Eating Out/Entertainment- $100/$64.43 left
Gas/Car-$50
Misc-$150/$41.74 Left
Holiday items- $100/$57.71 left

I also would like to have at least 15 $0 days.

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0
11/6 $0
11/7 $0
11/8 $14.26 for pics at Walgreen's and $8.28 for lunch at Camille's
11/9 $16.75 Goodwill and $34.05 at Save-a-lot
11/10 $0
11/11 $17.30 Lunch for 2 at the City Diner, 13.94 for new wiper blades, and 9.99 for a pizza dinner after raking
11/12 $0
11/13 $0
11/14 $19.95 for cookbook, $2 for cider and $2 for garlic bread
11/15 $0
11/16 $0

Total for November $700/$412.87left

I have also started to track my saving from coupons and sales and so far I have saved $104.46