No, I'm sure most people don't have that many points in a single year, but I'll bet there are many who could bank and borrow and take those trips. I have 330 points, so if I banked this year's points and borrowed from the year after next, I could have 990 for next year, and I could take my family of 3 (DDs 18 and 13 next year!) on one of those trips.
It's all a matter of how you want to spend the points!!!